Bad ngongole mbiri - ichi ndi chiweruziro?

Kotero, inu anatenga ngongole. Kukhala akanizidwapo ku banki chimodzi, inu talunjikitsidwa ku chimzake, koma pali alephera. Kodi vuto? Zingaoneke, ndi umboni ndalama muli, ndi kuchuluka chofunika si kupitirira mitambo kumaliseche. mavuto ofanana anthu amakumana zambiri, amene ndi zoipa ngongole mbiri. Kodi zikutanthauza chiyani? Ndi lophweka: panthawi ina mu moyo wanu, inu akana kulipira ngongole kapena zopereka kwasanduka Kutsekeledwa.

Kwa mabanki, ngongole makasitomala a mbiri wina wa i zofunika kwambiri. Ndipo ngati inu anadziyesa ngati wobwereka sagwira bwino kukonza ndi mbiri zoipa kudzakhala kovuta. Chifukwa banki si chidwi co-ntchito ndi anthu amene sachedwa kuwononga malonda. Ndipotu moyo wanu Zifukwa iwo phindu kwenikweni. Mochuluka kwambiri, mmene odalirika wobwereka mwaonetsa nokha.

Kodi ndi zoipa ngongole mbiri? Pali matenda ambiri amene angathandize kuti izi:

• Full sanali kubwerera ngongole (ichi ndi kuphwanya lalikulu kwambiri, ndipo mulibe kuwerenga pa zabwino ngongole chisankho m'tsogolo).
• Angapo akuchedwa kubweza nthawi kuchokera masiku 5 mpaka 35 kapena kuposa (pafupifupi yokoka kuphwanya ake).
• Kusamvetsa umodzi kulipira ndi zosakwana masiku 5.

Pa mfundo yamasika, ndi ngati kulakwila sakonda kuwerenga. Ndi ndithu wamba zinthu komwe wobwereka amapanga ndalama kukamenyana ndi tsiku lomalizira ndalama, ndipo iwo alibe nthawi nthawi yoyenera kufika banki. Tchulani zinthu zazing'ono pafupifupi munthu wina amalipira. Ngati akuchedwa masiku osachepera 5 nthawi zonse wangwiro mbiri ngongole wosayesedwa. Komabe, mabanki ambiri sadzaona zifukwa kwambiri chifukwa chokana.

Ngati malipiro ali kusakhulupirika kwa masiku asanu ndi 35 - izi ndi zoipa ngongole mbiri. Komabe, ngati ngongole njira ina kale, gombe akhoza ndiye ankakayikira anu kulembetsa wa ngongole watsopano.

Makasitomala yemweyo, amene m'mbuyomu osati analipira ndalama ngongole ambiri, osati ngakhale kuonedwa ndi mabanki - iwo yomweyo ndikuyipha anakana.

Komabe, zoipa ngongole mbiri angakhale munthu amene ali nthawizonse mu chikhulupiriro chabwino kulipira ngongole ku banki. Zolepheretsa kupeza ndalama akhoza kukhala litigation, alimony , kapena ngakhale oterowo asatipusitsenso ngati ngongole anzathu.

Kodi athetse vutoli?

Ambiri amachita chidwi, pamene inu mukhoza kutenga ngongole ndi zoipa ngongole mbiri. Mwayi zimapezeka Inde, n'zotheka. Komabe, ndi chodziwikiratu mudzatha kugwirizana ndi mabungwe boma. Ndipo kulipira. Choncho ndi bwino kuganizira mmene kukonza ngongole mbiri yanu (kapena kani, kusintha izo).

• Pitani nthambi banki ndi umboni pano kuti nthawi ngati ino anasintha maganizo anu ngongole, anakhala ndi udindo. Mwachitsanzo, mungasonyeze mawu natsimikiza ano ngongole Zina Zambiri (zofunikira, ndi zina zotero. N.) Mu zaka zingapo zapitazi. The kuphatikiza lalikulu ndi pamaso pa zikalata natsimikiza solvency wa ndalama yapamwamba nthawi zonse.
• Fotokozani zifukwa zosakhudzana ndi ngongole pa ngongole (ngati zifukwa si amadalira inu ndi n'zogwirizana ndi matenda, kuchepetsa ntchito, si malipilo, ndi zina zotero. N.).
• Umboni wina kukhulupirika kwanu kungakhale Tsegulani banki nkhani gawo (1 chaka).

Cash ngongole ndi zoipa ngongole mbiri akhoza kutenga mu misonkhano yapadera Komabe, monga ulamuliro, ngati zosangalatsa kulipira malipiro chidwi wokwera.