PayPal - icho chiri ndi momwe ntchito?

E-malonda mu zaka za wakhala mmodzi wa njira kwambiri zingamuthandize wa mawerengedwe pakati pa wogulitsa ndi wogula. Umboni wa zimenezi ndi osachepera chakuti mu Russia mu 2013 msika buku la ndalama pakompyuta kuposa 2 thililiyoni rubles. Ngati ife tikufanizira chithunzi ichi ndi chaka 2012, tikuona kuti e-malonda msika chinakwera ndi 23%. Malinga ndi lipoti izi ndi zovuta kumvetsa kuti kompyuta dongosolo malipiro kupeza chaka chilichonse koposa kutchuka.

Taganizirani banja lina ambiri kachitidwe e-malonda ku dziko - PayPal.

Kubadwa kwa dongosolo

PayPal nkhani kumayambira March 2000, pamene anatulukira (pophatikizana), ophunzira angapo, amene anali mlendo ku Soviet Union (Max Levchin).
Nthawi yomweyo pambuyo pa kukhazikitsidwa kwa kampani anayamba ntchito yokonza pakompyuta amagulitsa nsombazo, mu wotchuka makamaka, dziko eBay (mwezi umodzi kuli oposa miliyoni eBay amagulitsa nsombazo anapereka mawerengedwe PayPal dongosolo malipiro).

Mu 2002, eBay kuthi chimphona bungweli PayPal, ndipo kuyambira 50% ya zogula mu yobetcherana ukuchitika kupyolera otsiriza.

Mu 2012, mayiko 190 amatha kulipira kapena malonda ntchito PayPal, mu nkhokwe ya dongosolo - 24 ndalama padziko lonse. Chiyambi cha 2015 chinali iyai kugawanika eBay ndi PayPal, ndipo tsopano makampani awiri osiyana.

kulembetsa

Choncho, dongosolo PayPal. Kodi izo ndi chifukwa chake alipo, ife kumvetsa. Kuyamba ndi PayPal mukufuna kumaliza ndondomeko kulembetsa. Kuyamba boma ndi dongosolo PayPal ayenera kupita malo boma (ndi chimodzimodzi m'mayiko onse, koma kwa mayiko, n'zotheka kusankha m'chinenero chimene munthu akufuna), alemba pa "Uwerenge" batani muzenera lotsatira, sankhani tsamba "Personal Akaunti", ndiye dinani batani "Pitirizani."

osatsegula ndi kunam'sintha tsamba limene muyenera mwachindunji m'dziko lanu okhala, e-mail, anapereka achinsinsi kulowa dongosolo (ayenera kukhala osachepera 8 otchulidwa yaitali, ndipo ndi bwino kulowa zilembo ndi manambala).

Chotsatira kudzaza mu kulembetsa nkhani kapena (dzina labambo, tsiku lobadwa, dziko mzinda, street, yakupositi, ndi nambala ya foni). deta onse ayenera kulowa molondola kupewa mavuto pokha, chifukwa nkhani (kapena PayPal-chikwama) adzatseguka akusonyeza deta, amene ndiye zovuta kuti ndisinthe.

nkhani kutsegula

Ngati minda onse anadzazidwa mu molondola, muyenera kuika bango mu "panganoli wogwiritsa" kenako dinani batani "Gwirizanani ndi kulenga nkhani". Ndiye, onani imelo ndi yambitsa akaunti yanu mwa kuwonekera pa ulalo wa mu imelo.

Powonjezera ngongole

Tiyeni tione mmene ndalama zogulira PayPal. Pali funso lina lofunika kwambiri. Izo zikumveka ngati izi: "Kodi amatenga ndalama kwa PayPal?" Muyenera ayambe wamanga khadi banki dongosolo. Izi zachitika menyu wosuta. Muyenera dinani kugwirizana "Connect n'kutsimikizira madebiti wanga kapena ngongole" (pamwamba pomwe pa webusaiti). Ndiye muyenera kulowa onse makadi chomveka deta, akuti: dzina, mtundu wa khadi (Visa, Master Khadi, etc ...), Number, tsiku lothera, ndi otchedwa nambala yachitetezo (manambala 3 amene ali mbali ya kuseri kwa khadi ), ndiye dinani pa "Pitirizani" batani.

Mapu ndondomeko kumanga wopambana ndipo akhoza kuphunzira mmene kulipira ntchito PayPal, pamafunika kuti mapu inali yokwanira 1,95 madola US. ndalamazo ndalama dongosolo adzachotsa mode zodziwikiratu kuti titsimikize kuti khadi kwenikweni ndi a mwini. ndalama Izi si Adzanyekeka ndi adzabwerera ku ciwerengero canu ndendende tsiku lina.

Malile withdrawals

dongosolo PayPal chitetezo salola ena pa achire ndalama.

Malire osachepera kwa nzika za CIS ndi madola 50 kapena lofanana ndi mu ndalama za maiko ena. Maskimalno achire patsiku (kwa anthu a Federation ndi Russian) panyengo - 15 000 rubles pamwezi, inu mukhoza kubweretsa mpaka 40 000 rubles. dongosolo malipiro PayPal ku Russia, zomwe ndemanga wosuta wa zodalirika, osachepera kuyang'anira ntchito pamene ndalama kudzipatula. Izi ndi mphindi yabwino kwambiri.

Kodi kuphunzira zambiri za malire ndi mmene kudzaza PayPal? Muyenera kupita ku ciwerengero canu mu "Akaunti Yanga".

Kodi kusamutsa ndalama kwa PayPal

Kusamutsa ndalama mu kachitidwe (mwachitsanzo, nkhani zina), kupita menyu ndi dinani "Tumizani Money" tabu. Mu zenera latsopano ayenera kulowa deta, amene adzatumizidwa ndalama (PayPal-chikwama wolandila), kuchuluka ndi ndalama. The kusakhulupirika ndi dollar US, koma inu nthawi zonse kusankha ofanana ndalama ina, ngati kuli kofunika.

Ngati pali funso za kusintha pa khadi yanu, amene womangidwa kwa dongosolo, ndiye pali zinthu mosavuta monga PayPal kusamutsa ndalama mu akaunti yanu munthu operekedwa ndi kachitidwe. Izi sangakhoze kulephera kusangalatsa owerenga. PayPal - ndichiyani? Monga mukuonera, ichi ndi yabwino malipiro chida.

Kusamutsa ndalama, mu menyu kusankha "Chikwama changa" ndi kusankha item "Choka kwa khadi gombe," akusonyeza kuti amene khadi lidzakwaniritsidwa kutengerapo (kuyambira dongosolo akhoza kukalembetsa osati mmodzi koma makadi angapo), lowa kuchuluka ndi kudina " amasulire. " Pankhaniyi, malipiro ndi pafupifupi yomweyo, ndipo ngati banki zabwino zonse (Palibe mavuto ndi maukonde, mwachitsanzo), ndiye kutuluka ndalama khadi mungathe 2 Mphindi.

mitundu ya nkhani

PayPal Kodi ndi momwe ntchito, ife kumvetsa. Tsopano kusoka nthawi ndikuuzeni chimene muli nkhani dongosolo.

Padziko lonse, nkhani PayPal akhoza kugawidwa mu mitundu 4 (mitundu):

• munthu;
• umafunika;
• wophunzira;
• malonda.

Mtundu ambiri nkhani - munthu (kapena mwachinsinsi). Iwo momasuka amatenga ndalama ngati PayPal, ndi kutenga ndalama. Pankhaniyi, unafotokoza onse a ojambula ndi opereka. Kuti ndalama adzaperekedwa ku adiresi, inu basi ndi PayPal-chikwama ndi imelo adilesi. Ndicho za izo. wosuta sangakhoze kutumiza kapena kulandira ndalama kwa mtundu uliwonse wa khadi, anasamutsidwa pokhapokha analoledwa mu dongosolo.

chifukwa umafunika ndi mbali yapadera kuti palibe kwa anthu enanso. Ngati mukufuna funso momwe amatenga ndalama kwa khadi PayPal, mtundu uwu chifukwa munthu kuti angatithandize kuyankha izo. Inali pa nkhani umafunika, mukhoza kutapa ndalama momasuka ophunzira ena khadi kapena kutenga ndalama khadi yanu mwa dongosolo.

Wophunzira nkhani - kusintha mu dongosolo la ndalama amagetsi. Ndi inu mosavuta kuyankha funso la momwe amatenga ndalama kwa PayPal-chifukwa cha mwanayo, ngati amaphunzira ndi moyo kunja. Munthu ayenera kukhala zaka zosachepera 13 kuti athe kutsegula akaunti popanda vuto. Makolo ali ndi ufulu kukhala mpaka 4 nkhani zimenezi. chifukwa chenicheni si adatseguka, ndipo pali dongosolo la kubwezeretsa nkhani wophunzira kholo la.

Nkhani Business amalola wosuta kugwiritsa ntchito pazipita utumiki. Mukhoza kulandira malipiro monga ogwira ntchito, palibe malire pa ndalama zolowa patsiku, ndipo ambiri Chofunika, inu mukhoza kutenga ndalama ku nkhani ya banki ina kapena e-chikwama (osati PayPal). Mitundu ya nkhani zimenezi zingathe zafotokozedwa pamwambapa, mwatsoka, palibe.

yachinsinsi wosuta

Kuyamba kufotokoza mawu oti "wosuta kutsimikizidwa PayPal", nawonso ankaona. Fotokozani mawu akuti "yachinsinsi" mu mawu osavuta. Ndi chivomerezo (kwenikweni), choncho athu - chitsimikiziro cha oona wodzazidwa ndi nkhani wosuta amene adakhala ndi mu dongosolo. Kutanthauza dongosolo pamafunika kanthu ndi wosuta, kuti awonetsetse kuti iye anapereka ndi 100% woona (mwachitsanzo, inu mukhoza kukawerenga monga Vasya Pupkin, koma kwenikweni iwo sadzakhala choncho).

Pamene wosuta siwotsimikizika, malipiro akhoza osuschestvyat, koma ndi zoletsa zina. Kuchotsa kufunika otsiriza kutumiza pakompyuta kapena makalata buku scanned pasipoti yanu (kulembetsa), ndi kutsimikizira nambala yanu ya foni yam'manja. deta Awa ndi zachinsinsi, dziwani kuti nkhabe kugwa m'manja cholakwika kudzera PayPal.

Ubwino Yotsimikiza:

• kutumiza ndi kulandira alionse a ndalama nthawi iliyonse;
• yonena za wosuta verifitsiravannomu zambiri kuposa zosatsimikiza;
• mphezi kutumiza ndalama ku akaunti yanu banki popanda kuchedwa kulikonse ndi mavuto ena zazing'ono;
• kuli mautumiki yekha (pakati pawo - wogulitsa chitetezo)

Chifukwa PayPal?

Mwa mitundu yonse ya pakompyuta njira malipiro pa Internet PayPal chikuchitika 1. Ndipo zimenezi sizinachitike mwangozi. Pakuti kachitidwe PayPal - ndichiyani, ngati si malo otetezeka kusunga ndalama munthu? MwaukadauloZida luso ndi kutsimikizika ziwiri Chinthu ndi zokonzedwa ndi chinyengo cha mtundu uliwonse. Pezani kwa chuma chanu chapadera ndi sizingatheke ngakhale wakuba - owononga ndi zinachitikira. Akaunti amamangidwa ndi kiyi thupi, kwaiye dongosolo. Fungulo akhoza kusungidwa pa maukonde, ndipo, kunena, pa galimoto kung'anima. Popanda kupeza chinsinsi simudzakhala munthu amene angathe kuba ndalama ina iliyonse nkhaniyi.

A pang'ono za ntchito

Kodi kusamutsa ndalama kwa PayPal ndipo musawononge ndalama pa ntchito? Ndipotu mwa njira iliyonse. Kachitidwe anapatsa amalipiritsa, koma unachitikira wotuluka. Pakuti kutsegula mlandu ndipo mulibe kusowa kulipira utumiki.

Kutapa ndalama pa cheke (weniweni, sipangakhalenso ndatapa pa gombe chilichonse), ayenera kuperekedwa ndi dongosolo la $ 1.5.

Commission zimadalira dziko limene (kapena imene) adzakhala linamasuliridwa momwe amatenga ndalama kwa PayPal (kapena banki kutengerapo waya), komanso ndalama yomasulira.

Mwachitsanzo: ngati inu kutapa ndalama pa nkhani zathu nkhani mu United States, safuna kulipira chilichonse, pamene Bulgaria kulipira $ 2.5 kuti kulanda.

Komanso, dongosolo amapereka Commission obwezeredwa. Ngati pa zifukwa zina muyenera kubwerera ndalama kumbuyo (momwe amatenga ndalama kwa PayPal, tafotokozazi), chifukwa nalonso deduct thumba ena.

Pankhani ya Commission mwa dongosolo, komanso alipo ndipo zimadalira dziko ndi pa zinthu zina. Dongosolo kudzakudikira mufunika kugawana 0.5-2% kuchuluka onse a ndikupeleka kapena kutengerapo. Kachiwiri, manambala enieni sitinganene kuti chifukwa kumatengera zifukwa zambiri.

Pomaliza

Kuchokera pamwamba, zinadziwika kodi munthu PayPal ndi momwe ntchito. Chisankho Mulimonsemo nthawizonse zidzakhala wanu. Kachitidwe watsimikizira palokha ndipo watsimikizira ufulu wake kuti chimene kuti ndi odalirika mwa anthu mamiliyoni ambiri padziko lonse - lilili kwa zaka zoposa 15. Ngati funso ili mu kusintha mkati la Russia, n'zotheka kupeza njira ina, koma ngati revenues ndi anthu ochokera m'mayiko osiyana, lidzakwezedwa osankhidwa PayPal.