Chidwi pa madipoziti ku mabanki mu Moscow. Kodi mitengo yabwino kwambiri chidwi?

Mu Moscow, pali nthambi chapakati ambiri a mabanki Russian. N'chifukwa chake aliyense kutenga ndalama ku ndalama za madipoziti adzatha kupeza njira yabwino. ndi chiwongola dzanja pa madipoziti ku mabanki kugwira ntchito mu Moscow masiku ano? Mfundo imeneyi ndi kwa anthu onse amene akufuna kuika ndalama zawo.

Imene banki bwino kubala ndalama?

Tsopano dziko lathu akukumana si zabwino maulendo mbiri yake. Chosowa kukula kwambiri za chuma zingakhudze mtendere wa zachuma. Ndicho chifukwa chake kuli kofunika kudziwa mmene mabanki malonda odalirika. Kupereka yankho yotsimikizika kovuta. Akatswiri amalangiza zotheka kuphunzira mwatsatanetsatane za mmene zinthu ziliri mu bungwe, ndilo chidwi kasitomala kuthekera, ndiyeno yekha kupanga chisankho chomaliza za mabanki a, madipoziti, ziwawa chidwi.

Moscow - mzinda umene mavuto ndi kusankha Mkhalidwe ayenera uka. Pakali pano, boma ndi malonda mabanki onse gulu dongosolo la gawo inshuwalansi ya anthu achilengedwe. Chinthu ichi amatitsimikizira adzabwerenso ndalama kasitomala ngakhale mwambo liquidation wa bungwe ndalama. Tiyeni tione pa mitengo yabwino chidwi pa madipoziti mu Moscow mabanki.

madipoziti yachilendo ndalama mu Russian

Kodi zaphindu kusunga ndalama zawo ndalama zakunja lero? Zolemba malire chidwi pa madipoziti mu Bank of Moscow madola kawirikawiri upambana 6% pa annum. Tikhoza kuona kuti ndalama ndi wotsika. Komabe, kupanga kunja gawo mu ndalama inu mupeza chitsimikizo mtheradi wa kuteteza ndi kuwongola ndalama zanu. Ife sindikuyankhula za mwadzina, koma za tanthauzo la manambala. Kodi kumvetsa izi? Si kale dola anali mtengo 40 p. Koma tsopano 50-60 rubles. Makasitomala amene adagula madola kenako chikalata ndalama gawo lero adzapindula. Choyamba, amapezera chidwi, ndipo kachiwiri, pamene nzeru madola kwa rubles apeza ndalama wokulirapo kusiyana ndi mtengo pamene kugula ndalama zakunja.

Chidwi pa madipoziti ku mabanki mu Moscow (ndalama)

Kodi mitengo tsopano angapezeke mu Russian mabungwe a zachuma pa madipoziti ndalama zakunja? Mwachitsanzo, JSC "United Mawu Bank" amapereka gawo "Chodikanira kutchuka." Pamene kuwayika ndalama kwa chaka chimodzi kasitomala adzalandira 8% pa annum. Pankhaniyi, palibe kuthekera chidwi capitalization, koma limabwezeretsa zopereka. Ngati kasitomala kumapeto kwa nthawi ya mgwirizano samabwera ndalama, pali gawo avtoprolongatsiya kwa nthawi yomweyi mochititsa chidwi, amene amachita pa mphindi. Izi zinthu zomwezo lilinso ogula "Arksbank". Koma "Vneshprombank" zachitika mitundu yambiri ya madipoziti ndalama US. Lowetsani "Malipiro pazipita" (chiwongola dzanja ranges kuchokera 2.5 kuti 7.5%) zikusonyeza pang'onopang'ono kuwonjezeka akadzabweranso makasitomala.

Mfundo imeneyi aikidwa mu profitability wa madipoziti ena:

• "Lemekezani kasitomala" - mlingo ukuwonjezeka kuchokera 5.2 kuti 7.5%;
• "Universal Control" - phindu adzakhala kwa 3,7 kwa 6.3%;
• Ikani chuma "Free Access", ndipo mukhoza kupeza ndalama kuchokera 4,45 kuti 7,00%.

"Bank of Moscow": madipoziti ndalama zakunja, chidwi

The "BM Bank" madipoziti akhoza anatsegula mu maudindo a m'banja, komanso pa Intaneti. Izi, poyamba yabwino kwambiri kwa anthu amene alibe nthawi kubwera ku nthambi. Vutoli kwambiri chifukwa makasitomala banki - ndi "Bank of Moscow". Madipoziti pa chidwi bungwe lino, mwina zokolora amenewa, monga ena nyumba zina. The ntchito "BM" - mkulu khalidwe kasitomala utumiki, zaka zambiri 'cha kukhalapo mu msika banki lonse, chidaliro cha depositors.

The osachepera ndalama "Malipiro pazipita" ndi $ 100 kapena mayuro 100. The chiwongola dzanja zimadalira akuti gawo ndi kuchuluka. Mwachitsanzo, akaika 100 $ 20,000 kwa masiku 91, ndiye mlingo wanu chidwi adzakhala 1.35% pa annum. Ngati inu kupanga mlingo wofanana masiku 550 mlingo adzakhala 1.7%.

Athandiza "Zolemba zoonjezera" si monga ndakuwonetserani, koma mochepa otchuka. Limawapatsa mpata kudzutsa mphamvu ndi chidwi capitalization. Mwachitsanzo, kutenga yofanana ndi nthawi yomweyo. The chiwongola dzanja pa gawo masiku 90 anali 1,25% ndipo pa masiku 550 - 1.6%.

"Bank of Moscow" amapereka chopereka wina chidwi kuti ndalama - "pazipita chitonthozo". zikuchitikazi zomwe wa gawo la? Gawo nthawi kuyambira masiku 91 kuti 1095 kasitomala amasankha paokha. The osachepera kuchuluka kwa ndalama poyamba gawo mu ndalama za $ 100 kapena mayuro 100. Chidwi linaperekedwa pamwezi. kusankha makasitomala a kungakhale capitalization awo kapena malipiro a khadi osiyana.

Kodi timakondanso banki amapereka kwa makasitomala ake? Pamene kuwayika ndalama mu madola (mwachitsanzo, $ 1,000) pa ndalama 91 tsiku kasitomala ndi 1,15%. Inde, mlingo zazing'ono, koma ... Terms zopereka zimapereka mwai malire: kutapa ndalama ndi kuligonjetsa gawo n'zotheka popanda malamulo. Ndipotu, ndi zonse macheke nkhani okha "Bank wa Moscow" chidwi pa madipoziti amaika zonse apamwamba (ngati kuli kotheka).

Madipoziti mu ndalama national

Madipoziti mu rubles kupereka pafupifupi onse magombe mu Moscow. Madipoziti bwino chidwi pomwepo ndi zikhalidwe ife tsopano adzakhala kukambirana.

Pa nthawi, anthu otchuka kwambiri, "City Bank". Program "Mwamsanga mankhwala ndalama" ndi "zotumphukira ndi accumulative inshuwalansi" ndalama kasitomala kwa chaka adzalandira 18% kuchuluka gawo. Komabe, palibe kuthekera kwa depositing ndipo pochoka ndalama pa nthawi yonse ya mgwirizano. The osachepera ndalama mu rubles ndi 30 zikwi rubles.

An zosinthika chidwi akuperekanso "Home Mawu Bank". pulogalamu amatchedwa "chaka N'kopindulitsa ndi capitalization". Mmodzi mwa ubwino gawo Tingaone mu mutu. The mtengo 17,23% pa annum. Terms kupereka kwa kubwezeretsa. Kutalika osachepera mgwirizano - miyezi 12.

Bank Gawo Program "Khulupirira", "Aulemu kasitomala" kwachititsa mlingo wabwino chidwi (15.25%). Kodi chidwi za zopereka? The Bank ali sinabweretse kuti n'kutheka kuti kubwezeretsa ndi achire ndalama mu mawu a pangano, amene chimachititsa munthu osachepera miyezi 12.

madipoziti ndalama zakunja ku mabanki ena Russian

zinthu mulingo woyenera kupereka mabanki ambiri Russian (madipoziti, mkulu kuchuluka). Moscow - ndi likulu la Russia, osati United States, choncho ndi mitengo kwambiri chidwi pa madipoziti ndalama zakunja sipadzakhala konse. Kusanthula ziŵerengero a mabanki zoweta, sitikuchiona zolimbikitsa kwambiri chithunzi; mmodzi wa mitengo chidwi kuposa madipoziti dollar chili pa bungwe ndalama "Khulupirira" ndipo 6,25 yekha%. Komanso, nyumba zingapo kupereka makasitomala kuika ndalama pa 6% pa annum ( "MDM mtsogoleri," "Russian Standard", "nkhokwe-Bank"). mabungwe ena ndalama zinthu oipitsitsa.

Pomaliza

Kumene, aliyense kupanga gawo ayenera kutenga zochita zonse paokha, koma ayenera kumvetsera maganizo ndi akatswiri. Akatswiri Financial ndikukhulupirira kuti ndi bwino kuika ndalama pa ndalama ya dziko, ndi sanaiwombole pa wovulaza mlingo wa.

Wopambana inu zasungidwa!