Insurance premiums wazamalonda: chinthu chachikulu muyenera kudziwa

Ndinu wodziimira? Kuchitira munda si kale? Ndipo chifukwa sadziwa ena ndizosowa IP? Mukufuna kupeza zimene ya premiums ndi wazamalonda inu kulipira? Ndiye musawafulumizitse kutseka tsambali, chifukwa apa mudzapeza zambiri zothandiza pa nkhani zimenezi.

amalonda munthu chaka kuti amalipira ndalama za inshuwalansi. Fund The penshioni Amapezanso kuchuluka kwa zopelekazi, amene ayamba kuwerengetsa kwa Kubwera kwa IP udindo pamaso pa tsiku kuchotsa ntchito zake. Tikumbukenso kuti kulembetsa wa Fund ndi penshioni ndi lamulo kwa munthu aliyense akuchita malonda, ndi ikuchitika patapita masiku asanu pambuyo popereka deta ofesi yokhomera msonkho.

Kuti alenge thumba, wazamalonda sayenera kulemba ntchito kwa Fund ndi penshioni ndi kupereka mabuku onse a zikalata, monga basi zochokera mawu EGRIP. M'pofunika okhawo amene ali maloya payekha, Apolisiwo, notaries ndi ena amene mwakufuna kupereka zopereka Fund Ndalama za penshoni.

Chinthu china chofunika kuti IP aliyense akhoza kukalembetsa mu Fund penshioni kangapo, akuti:

• ngati n'koyenera SP zopereka wazamalonda malipiro inshuwalansi (malipiro apamwezi) pamwamba Anatipatsa;
• Ngati kumene IP alipo anthu boma ndi mapangano ntchito;
• ngati mukufuna kukhala PI insurer (mu nkhani iyi, wazamalonda kulipira okha chindapusa - malipiro atathana).

Ngati kumene wazamalonda munthu wasankha kukalembera antchito kugwira ntchito, iye akhala kuti adzathe kulembetsa ndi ulamuliro msonkho. Kuti muchite izi muyenera kusonkhanitsa phukusi la mapepala ndi magazini awo.

Yowerengera ndi malipiro a premiums inshuwalansi

Kodi kuwerengera premiums wazamalonda? Chirichonse muno ndi wokongola zosavuta, chifukwa iwo ali wofanana ndi malipiro a osachepera (malipiro osachepera) kumayambiriro kwa chaka. Komanso kuchuluka kwa zopereka angapezeke ponena za thumba penshioni, ndipo analandira mwa gulu la chiphaso, imene kuchuluka pacaka malipiro tidzakambirana nthawi yomweyo.

Pankhani malipiro monga zopereka Fund ndi penshioni, SP, iwo akutsatiridwa lisanathe chaka. Iwo akhoza kukhala mwina mu ndalama Bank kapena kudzera malo malipiro, kumene ntchito ngati si ndalama (by khadi) ndi ndalama. kuchuluka adzakhala anaona analandira pamene waikamo mu nkhani ya Fund Ndalama za penshoni.

Amalonda mayina pambuyo January 1, kulipira okha ndalama kuti chidzankhalira mwezi wa chiyambi cha ntchito. Ngati munthu afuna kutuluka udindo wa SP, ndi kukula kwa inshuwalansi umafunika adzakhala wofanana ndi chiwerengero cha masiku yochitira malonda.

Choncho, premiums wazamalonda, mosiyana misonkho, amasonyeza zizindikiro za zisadzachitikenso. Atangotuluka kufika mu bajeti Fund penshioni, iwo afotokoze aliyense inshuwaransi ndi kuganizira nkhani munthu amene anatsegula aliyense IP mu FIU.