Kodi kuchotsa katundu kuchokera ku nyumba ya pambuyo alipire wa kubweza chiyani?

Ndi moyo wawo danga - loto munthu aliyense. Mwamwayi palibe malire, pamene mpata likukhalira, ngakhale mutakhala kuti amalizitse ngongole. Ndipo pamene ngongole N'chimodzimodzinso zonse, funso n'lakuti mmene kuchotsa katundu kuchokera ku nyumba ya pambuyo alipire ngongole ya.

ndi mawu muyezo wa kubweza kukongoza chiyani?

Kuti timvetse nkhaniyi, ndi woyamba n'kofunika kupenda kodi mawu a kubweza kukongoza. Monga ulamuliro, mgwirizano ndi banki kapena gulu lina nyumba bungwe ndalama m'kaundula monga ina, ndilo banki chitsimikizo kuti wobwereka kwenikweni kukwaniritsa udindo wawo. Choncho, munthu kulipira kubweza, ali ndi ufulu zochepa ntchito nyumba, mpaka ngongole yaperekedwa kwathunthu.

Kodi kuchotsa munthu encumbrance kwa malo?

Ina ayenera kudutsa chonse oyenera Wonse State Register. Mu mau odyerekeza kubweza limanena kuti malamulo onse wotuluka ndi kubweza nyumba adzachotsedwa pambuyo 100% kupereka ngongoleyo. Komabe, chomvetsa la chiwombolo sikokwanira. Izo ziyenera zalembedwa. Koma kuchotsa encumbrances kuchokera ku nyumba ya pambuyo alipire wa kubweza chiyani? Pambuyo alipire ngongole zambiri yatsopano adalowa Wonse State Register kusintha. Mwini amalandira kalata latsopano limene iye mwini yekha, ndi chikalata chotsimikizira kuchotsa encumbrances. Nkofunika kudziwa kuti nkhaniyi ali kuthana mwachindunji ndi wobwereka kale.

Kodi mavuto?

Kuchotsa encumbrance katundu alonjeza imatengedwa kukhala muyeso ndondomeko, motero penapake m'Chingelezi chosavuta. Monga lero, zikalata zonse zikhoza kupelekedwa ndi MFC m'dera Komabe, ena mavuto akadali zimachitika. Nthawi zambiri, vuto n'lakuti ku mabungwe a kubanki. gulu ayenera kupereka kalata boma ponena kuti wamangawa wakhala akudziwa analipira ndalama zonse ndi mgwirizano chinatsekedwa. Ichi ndi chofunika, popanda imene IFC sudzapereka chikalata pa kuchotsa encumbrances, ndi kulowa mu Wonse State Register sati anayambitsa.

Kuchotsa Kayendesedwe encumbrance

Malamulo kale cholinga mawonekedwe chonse, kuchotsa katundu ku nyumba pambuyo alipire kubweza. Ndalama ndi mabungwe ena azachuma kutsatira dongosolo imeneyi. Kuyambitsa ndondomeko aliyense wobwereka ayenera kupereka zolembedwa izi:

• Linakonzedwa ndi wobwereka ndi wokongoza kutapa mawu a encumbrance wa kubweza ina.

Kapena Kapenanso akhoza kulandilidwa review ndi zolemba izi:

1. Chiganizochi mwini ina ya.
2. Statement ndi wobwereka kuti makonzedwe a chikalata, kumene kuli Kaundula banki ya alipire udindo kubweza.
3. khoti anamalizitsa, pa maziko amene utumiki kubweza inaimitsidwa.

Asilikali kubweza anapereka m'mikhalidwe wapadera, kotero kuchotsa kuvomerezedwa encumbrances limapezeka pa maziko a ntchito pagulu ulamuliro amapereka luso logwiritsa ntchito pulogalamu imeneyi.

Kukachitika kuti kubweza kukongoza m'kaundula monga kumanga nawo, pamaso kuvula katundu m'nyumba, muyenera kupereka chikalata akuluakulu a ku kum'manga, amene anayamba ntchito ntchito.

Ngati ife kulankhula za zochitika, ndi borrowers zambiri zimene ichitikire wasenza mawu ndi ngongole kubanki, monga kupeza chikalata otere akhale yachangu. Kapenanso, inu mukhoza kufunsa wokongoza maonekedwe boma, amene adzakhala chizindikiro cha malipiro zonse za ngongoleyo. Onse zikalata izi ndi malo okwanira kuti kalembera zambiri mu Wonse State Register.

Mwatsoka, kuchulukitsa kwa ndondomeko Titha kuchita. Tinganene, antchito a Wonse State Register amafuna wobwereka angapo zikalata zina ndi kukana kusintha mfundo. Pankhaniyi, kuchotsa katundu kuchokera ku nyumba ya pambuyo alipire wa kubweza bwino? Pofuna kuti tiziwononga nthawi pa analikodi maulendo pasadakhale akulangizidwa onani mfundo gulu banki, kapena kupeza mu Rosreestra. bungwe ali ndi zifukwa zokwanira kuti apatsidwe kwa pasipoti wobwereka ndi zikalata zonse pansi pa pangano ngongole, komanso zambiri kulembetsa. Komanso, utumiki ndi umboni wa ulamuliro onse sali mfulu. Wapakati amalipiritsa ndalama ndi za 350 rubles.

Pati?

Ngakhale pamaso pa alipire zonse ngongole, borrowers ambiri kale kuganizira mmene kuchotsa katundu kuchokera ku nyumba ya pambuyo alipire wa kubweza (Bank ndalama kapena bungwe lina). Pambuyo malipiro komaliza pa ngongole kubweza aliyense wobwereka chaonekera m'pofunika ntchito ku banki kuti chikalata zikalata kuti maudindo onse pa mbali wobwereka akwaniritsidwe. Nthawi zambiri, akatswiri kubweza kukongoza, ntchito ku banki wokonzeka kupereka thandizo zonse zitheka ndi kuchita malangizo apamwamba pa ndondomeko ya kuchotsa encumbrances. Ndi bwino kugwiritsa ntchito chinthu choyamba.

Mabungwe ena banki kuyesera kupereka utumiki pazipita, kotero, pa pempho, kutumiza deta awo pa kukhwima kwa kulolerana mu Wonse State Register kaundula.

Kodi kuyambitsa ndondomeko paokha?

Kukachitika kuti banki si zotheka kuthandiza kasitomala wanu kupereka uthenga mu Wonse State Register, aliyense wobwereka adzafuna kuchita zofuna malinga ndi zofuna zawo. Pali ena muyezo malangizo, zimene zingakuthandizeni kukonza ndondomeko lonse ndi kupeza zochita zina za wobwereka lapansi.

Choyamba, patsogolo kuchotsa katundu kuchokera ku nyumba ya, lankhulani nthambi banki umene mgwirizano adalowa kubweza, ndipo kuyitanitsa satifiketi kutseka mgwirizano mogwirizana ndi ntchito udindo. Ngati pazifukwa zina abedwa buku la mgwirizano, izo ndi zofunika kupempha cholembedwa pa malipiro mokwanira.

Kenako, wobwereka analemba mawu ndi pempho kukonzanso kalembera, kulipira ndalama za boma ndi amatenga zikalata zina ngati n'koyenera.

Kodi ntchito?

Yoyamba njira, zomwe n'zomveka ndithu - Kugwiritsa ntchito mwachindunji kwa Service Federal kwa State Kulembetsa, Cadastre ndi mapu. Mu nkhani iyi, initiators ayenera kukhala mbali zonse - wobwereka moyamba ndi woimira banki.

Njira yachiwiri - amaloledwa zolembedwa makalata olembetsedwa. Pankhaniyi, mawu yolembedwa ndi zipani ziyenera notarized.

Njira yachitatu - zothandiza pa Intaneti. Pali mukhoza kupeza chithandizo, mmene kuchotsa katundu ku nyumba pambuyo alipire kubweza. "Misonkhano Public" - nduna zipata, limene lakonzedwa kuti magawowa mitundu yosiyanasiyana ya ntchito. Nkofunika kudziwa kuti muyenera kukhala ndi siginecha pakompyuta kwa zimenezi. Apo ayi, wosuta kokha kukhala utumiki kulowa mu ima pamzere amagetsi.

Wachinayi njira - multifunctional malo, amene osiyanasiyana mu "wosakwatiwa zenera" misonkhano. Kodi kuchotsa katundu kuchokera ku nyumba ya pambuyo alipire wa kubweza (Sberbank) kudzera MFC? Kuti tichite zimenezi, pamodzi ndi ntchito ayenera kutsatira gulu la zikalata zonse zofunikira.

Kuchotsa encumbrance akulimbikitsidwa kugwiritsa ntchito kwa MFC, chifukwa izo ziri pano ndondomeko lonse ikuchitika yaifupi zotheka nthawi. Ngati zimenezi sizingatheke, ndiye inu mukhoza mwachindunji kugonjera ntchito mu Rosreestr. Komabe, anazindikira kuti review zolembedwa imafunanso nthawi zina. Nthawi zambiri zochita pa nkhani imeneyi adzakhalanso mwa atatu, pazipita masiku asanu ntchito. Chomaliza mwina mosangalala kwambiri, chifukwa wobwereka ndi kulandira kokha Tingafinye ku Wonse State Register.

mavuto lililonse

Monga ulamuliro, mavuto ndi kusintha kulembetsa zokhudza kusiyana pakati pa ngongole kubanki ndi wobwereka. Nthawi zambiri kubanki ndi analephera kubweza patapita nthawi yochepa kukonza zolembedwa zonse zofunikira kasitomala, poyamba kuchotsa katundu m'nyumba, anapempha kudikira kwa mwezi umodzi. Izi zikhoza kukhala chifukwa mbali dongosolo Mokweza kapena malamulo mkati. Komanso, pa chiphaso cha chigawo chomaliza banki recheck malipiro onse ndi chimagwirizana, amene ayenera kusonyeza pakalibe ngongole.

Nkofunika kudziwa chilichonse wobwereka kuti ngati kutsekedwa oyambirira a mgwirizano kubweza zakonzedwa, banki ayenera awadziwitse za izo kwa mwezi umodzi, kupitiriza kulipira ndipo asasokonezeke mu zolembedwa. Kuwonjezera pamenepa, pali mwayi ngongole liwiro, ndi bwino kukaona banki panokha ndi kufunsa wantchito mmene muchokera.

Poyankha zochitika posachedwapa, pamene ambiri mabungwe a zachuma amasankhidwa chilolezo, borrowers ambiri akafunsa kuti, mmene kuchotsa katundu kuchokera ku nyumba ya pambuyo alipire ngongole, ngati banki chatsekedwa. Mulimonsemo, kukhazikitsidwa kwa lamulo ndi maudindo, omwe unatha ntchito yake kunditumiza ku gulu lina. Pankhaniyi, ndi ku banki iyi ayenera kutsatira pofuna kuchotsa encumbrances.

Kuchotsa encumbrance monga ndondomeko ndi kuvomerezedwa

Kuchotsa encumbrance wa kubweza katundu - chofunika kwa ntchito m'tsogolo. Popanda kulowa zambiri mu Wonse State Register Register wobwereka kapena ngongole adzatsala, choncho sangathe kupanga ankayendetsa zachuma. Ndiko kuti, sadzatha kuti agulitse nyumba zawo kapena ikani monga cholowa. Choncho n'kofunika kudziwa mmene kuchotsa katundu ku nyumba, ndi bwino kuti apereke zikalata zonse yomweyo pambuyo kutsekera kwa ngongoleyo.