Ngongole chikhululukiro ndi zotsatira msonkho

Chimodzi mwa zifukwa kuchotsa udindo contractual pakati pa anthu ndi mabungwe alamulo akhoza anakhululukidwa ngongole. Chotero mwayi kuchita zachuma kawirikawiri ntchito, monga chikhalidwe cha ndikupeleka wakweza nkhani zambiri zokhudza kumbali ya zochita zake ndi zoimbira. Tikakumana ndi chigamulo cha wotuluka ofanana ntchito ngakhale akatswiri ndi mavuto ndi mawerengedwe ndi malipiro a misonkho kutero.

Chotero kodi ndi chikhululukiro cha ngongole ndi mochuluka bwanji kwenikweni zalembedwa bwino nkhaniyo lotereli ndi kutsatira malamulo?

Pankhani ngongole chikhululukiro

Opaleshoni kusiya kulipira ngongole ndi udindo wa wamangawa ngongole ya. Zimenezi ndi zotheka ngati sakutsutsana ndi ufulu wa lachitatu maphwando.

Ndithu kawirikawiri ngongole chikhululukiro pakati pa mabungwe otchedwa ndikupeleka yaulere. Mwachitsanzo zoterozo chida zachuma monga kuchotsera, zimene zimawononga wogula kukwaniritsidwa kwa zinthu zina.

Poganizira nkhani ya ngongole chikhululukiro, m'pofunika kupatutsa mawu monga "kutengerapo ufulu", ngati iwo ali mfundo chosiyana. Pankhani ya ufulu kulanda ndalama kapena katundu wogula zimatithandiza kwambiri kuwerengetsera zokhudzana ndi misonkho ya phindu ndipo kumachepetsa zomvetsa ku VAT.

Chikhululukiro cha ngongole pa mawu apatse

Zachifumu ufulu kutseka ngongole tinganene kuti zinthu kumene wokongoza sikutanthauza ndalama ngongole kapena katundu, amene adzakupatsani chiwombolo cha ngongole. Dziwani kuti malinga ndi malamulo a Civil Code makampani malonda sakhoza kulowa mgwirizano wa chopereka kuchuluka kwa rubles 500. Pa nkhani imeneyi, kuti iwowo zinali zoona, free ngongole chikhululukiro munthu malamulo sadzakhala kuphwanya malire izi, kapena wokongoza ayenera kukhala munthu zachilengedwe, monga woyambitsa wa. Monga amachita ngati n'zotheka ndi mabungwe omwe si a phindu.

Ngongole kuti wakhululukidwa amapeza udindo wa free, kwathunthu m'gulu ndalama sanali opaleshoni. Ndipo mtengo wa zoterezi kulowetsedwa ofunika pa zizindikiro msika ndipo malamulo ndi Article 40 Tax Code. Ngati ndalama chidatengedwa mogwirizana ndi kupeza chuma mapulani zisamatero zosakwana mtengo yotsalira, amene mayina Mwalamulo Wogulitsa. Komanso, mtengo osachepera ngongole sangathe kupitiliza kuchuluka kwa ndalama zimene zakhala anakhumudwitsa mogwirizana ndi kupanga katundu.

Zimene zinachitikira kutsekera ngongole kosamugonjera msonkho

ufulu ngongole chikhululukiro kukhala phunziro kwa msonkho mu nkhani chuma chogwirika kapena ndalama anachokera ku anayambitsa kampani ndi nawo 50%, kapena ku kampani, amene ali ndi anthu omwewo a chilungamo. Ntchito mwayi izi zikhoza anapereka katundu si anasamutsidwa pa chaka lachitatu maphwando.

Akuluakulu msonkho amakhala okayikira zimenezi mwayi chifukwa amakhulupirira kuti chikhululukiro cha ngongole ndi woyambitsa wa kulanda katundu ufulu osati mfundo chofunika. Pakuti iwo amene ali okonzekera kuteteza maganizo mwa bwalo, Ndi bwino kugwiritsa ntchito jurisprudence kuti zachitika chifukwa Zikatero.

Chikhululukiro cha ngongole reimbursement

Tiyeni tione nkhani kumene katundu ndi wokonzeka kukhululuka ngongole chosinthana ndi ntchito zina ya wobwereka lapansi. Zimenezi sitinganene kuti kukhululukidwa zosadziwika. Mu mlandu, nkhani olandila olembedwa mu mogwirizana ndi atapita nthawi malire, anazindikira chuma sanali opaleshoni.

Mu mapangidwe mbali yopindulitsa chifukwa chikhululukiro cha ngongole kumawonjezera m'munsi msonkho, kotero kuti nkofunika kupanga ziyenera lolondola la ngongole kwa ndalama zimene munalandira si zogwira mtima pa ofesi yokhomera msonkho. Olondola kwambiri adzakhala kupanga ndalama mbali ya ndendende ndalamazo wa ngongole, zimene ziri mophweka wokongoza. Monga Chifukwa opareshoni, wogula ali ndi ufulu kutenga nkhani athandizira VAT ntchito ndalama zawo.

Kupanga mgwirizano wa ngongole chikhululukiro, m'pofunika kulembetsa mu chikalata ichi zinthu zonse pansi amene wogulitsa kukhululukira wogula ngongole. Only mu nkhani iyi akhoza m'gulu ndalama kuchuluka kwa chikhululukiro. zochitika zonse amatsanzira yowerengera Article 250 la Tax Code, ndime 18.

Kodi VAT Reconnect pa ngongole chikhululukiro

Panopa, malamulo inakhazikitsa mwanzeru. deduct VAT pogula zinthu, ngakhale iye sanali kulipidwa. Poganizira mmene pa chikhululukiro cha ngongole, inu mukhoza kusankha funso mmene Zitatero mu nkhani yoteroyo ndi VAT.

Pa dzanja limodzi, zimenezo, kugwilizana ndi zinthu zonse kukhazikitsidwa kwa deduction lapansi. The wogulitsa anali invoiced, ndi mankhwala chotsatira anamugwiritsa ntchito zachuma ntchito phunziro kwa VAT. Choncho, mafunso ambiri uka ndi deduction lapansi. Nawonso wogulitsa imachitikanso zofunika mawerengedwe a njira VAT kwa malipiro mu bajeti mbali ya kukhazikitsa umene ngongole chikhululukiro anaganiza. Chifukwa cha underpayment kulinganiziratu boma sizinkachitika.

Komabe, akuluakulu zolimbana sakuganiza. Tax akatswiri, monga kale, akukhulupirira kuti wogula ali salipidwa katundu adzakhala kulandira deduction ndi. Iwo amanena kuti lamulo limanena kuti deduction VAT zimatheka ngati ntchito ndalama chenicheni. Ndipo monga maudindo contractual akhala zalephereka, ndalama kwa izo sizingakhale. Choncho, deduction phindu anawonjezera msonkho sizingatheke.

Chifukwa chakuti zinthu osokoneza, aliyense kampani chiganizo zochokera kudziwa za lamulo.

Kodi banki kukhululukira ngongole ngongole ya

Kukhululuka contractual udindo zokhudza ngongole, nthaŵi zonse amapezeka kwambiri njira ya gombe. Ngati wokongoletsayo anatenga zochita unilateral kukhululuka ngongole, iye anatumiza zidziwitso ofunda cholinga zimenezi. chikalata ichi ndi chokwanira kuonetsetsa kuti wamangawa imatengedwa anasiya udindo kulipira ngongole, koma pa chikhalidwe kuti sasamala. Ngati posankha wapangidwa ndi matanthauzo, maphwando kunena mgwilizano wa chikhululukiro cha ngongole, zimene limatchula zinthu kwa kuganizira kapena ufulu wa kusankha zimenezi. Pambuyo kuchotsa olemekezeka ndi chidwi malipiro n'komwe.

Pamene zosadziwika kutulutsidwa kwa ngongole kwa maudindo ngongole ndondomeko amenewa amalandira udindo wa ntchito mphatso.

Ndani angalandire chikhululukiro cha udindo ngongole

Kawirikawiri, chikhululukiro ngongole ngongole ndi imene banki palokha, ndipo osati pa pempho panokha wokongolayo.

A bungwe ngongole mwina kukhululukira ngongole zochepa chifukwa chakuti ndalama ntchito pa ayambe ngongole yaikulu adzakhala kuposa ndalama ngongole. Childs, magombe kupereka okhometsa ngongole yaing'ono, koma osati nthawi zonse, njira imeneyi akuti ndi opindulitsa kwa bungwe ngongole. mabanki ambiri chabe sizikugwira ntchito ndi mabungwe deta ndi madipatimenti zosonkhanitsira ngongole akufunafuna ngongole zikuluzikulu.

Sanaonetse ngongole nthawi

Chifukwa china chimene banki akhululukire ngongoleyo kwa ngongole, ndiye lotha wa nyengo ya malire. Ngati tsiku kulephera kulipira malipiro zaka zitatu zapita, zofunika bungwe ngongole tidzakwatulidwa anaona null alionse. Pamodzi ndi ntchito yaikulu n'komwe ndi chidwi malipiro chilango. The Guarantor kudzakhala sadzalandira udindo kutsatira udindo panganoli.

zochitika zapadera, zomwe zinachititsa ngongole utalembedwa-kuchokera chikuchitika

Mu Civil Code pali zochitika zapadera zomwe zinachititsa kutsekera kwa ngongole ngongole. zinthu izi monga imfa ya kasitomala wanu, kutha kwa wokongolayo, kupanda kupitiriza udindo pangano mu mawonekedwe a ntchito cholowa.

Mgwirizano pa ngongole chikhululukiro anyamula zinthu zosiyanasiyana kuchotsa ntchito. Mwachitsanzo, wokongolayo ayenera malipiro chachikulu chosinthanitsa amasulidwe izo kuchokera chidwi ndi zilango. chiwembu Zimenezi n'zothandiza kubanki, monga wolandira zambiri za ndalama, ndilo phindu lalikulu poyerekeza ndi chidwi accrued.

Bwanji Mng'oma wa ngongole chikhululukiro pangano chitsanzo

Pofuna kudikirira lotha kwa nthawi malire a ngongole zoyipa, pali chikalata boma ndi amene anaperekeranji asiye ngongole. Pamaziko a mapepala anasaina akhoza kulembedwa pa ngongole akhululukidwa ndalama ndipo potero kupulumutsa pa msonkho. Mu chimake zina, ndi ngongole amasiyana pa kubweranso kwa ndalama chifukwa cha kulipira ngongole zina.

Kaya mawu a pangano, chikalata zimenezi n'kofunika kudzaza malinga ndi zofunika za akuluakulu a msonkho. Pofuna kupewa mphindi zosasangalatsa akuluakulu supervisory, mgwilizano pa kutseka kwa ngongole nthawi zonse kulipidwa. Mpukutuwu ayenera muli mfundo zikuluzikulu za ngongole, chifukwa sanali kubwerera kwa ndalama, chidwi ndi zilango.

Mu nkhani ya tsankho kubweranso kwa ndalama kwambiri makamaka kwa mfundo msonkho maganizo, m'pofunika mwachindunji enieni kuchuluka udindo watsopano ndi mawu a alipire.

Ngati magulu onse anaganiza pa zosadziwika chikhululukiro cha ngongole, chifukwa cha pangano zimenezi angafunike kufotokoza kwa Woyang'anira msonkho. Pa nkhani imeneyi, Mpofunika bwino kudzapereka ngongole chikhululukiro. Zotsatira msonkho kuti chingachitike n'chiyani sanali kugwilizana ndi malamulo, mungathe kukhudzanso ndalama ngongole a.

Tsankho kapena okwana chikhululukiro cha ngongole ya munthu

Chinthu choterocho monga chikhululukiro cha ngongole wantchito kapena munthu winayo, ndi zambiri. gulu ukugwira njirayi pa maziko a Civil Code. Ngati kampani yatsekedwa ngongoleyo kwa wolembedwa ntchito, iye, nayenso, pali ndalama kuti umamumvera msonkho. Malamulo okhazikika sanali msonkho phindu mu ulemu kupereka mphatso ndi thandizo. Free ngongole chikhululukiro mwina kutenga udindo wa chopereka, kotero revenues msonkho sali pansi ndalama osati choposa 4,000 rubles.

Yovutayi ntchito imawunikidwa pa premiums inshuwalansi

Kuwonjezera msonkho munthu kuchuluka kwa ngongole osasinthika mlandu premiums, kuyambira ndalama mozungulira analandira mwa antchito pansi mgwirizano ntchito. Ngati kampani sakufuna kuti azilipiritsa malipiro ngati kudziwa maganizo ake chifukwa chakuti ndalama wantchito si zogwirizana ndi kukhazikitsa maudindo ntchito maganizo amenewo adzakhala ndi kuteteza mwapadera, kunena mchitidwe wofanana chigamulo.

Pali makalata angapo boma, lomwe kunena malo bwino za kufunika mawerengedwe a premiums inshuwalansi pa Kulipira ngongole za munthu. Nawonso jurisprudence limasonyeza kuti kutsekedwa kwa udindo ngongole sangathe wachinsinsi ubale ntchito, ngati si kwenikweni alembedwa mu mgwirizano. Mogwirizana ndi makampani izi kosavuta kuti apereke ngongole chikhululukiro mu mawonekedwe a pangano chopereka. Dziwani kuti chiphunzitso ichi si kofunika wokongolayo.