Car ngongole

Panopa mpikisano mu gawo la banki kwambiri kotero kuti kutenga ngongole kugula galimoto mosavuta kuposa kale. Terms of ngongole si wosiyana kwambiri, moti anthu amangonena anapereka mapulogalamu wapadera kuti azichita zinthu zimene zimafuna kutenga yoyenera kuchuluka kwa ndalama ku banki, si chifukwa cha wina. Kodi muyenera chidwi, kupanga ngongole kugula galimoto, osati kukhala zoona?

Kafukufuku amasonyeza kuti ndalama Russia anagulitsa okha 20% magalimoto Choncho, otsala 80% munagulidwa pa ngongole. Choncho, imeneyi ndi yabwino kwambiri kuti "ankafuna Mitundu okwanira." Wapakati chiwongola dzanja la 13-21% pa annum kwa zaka 1 chaka zaka 3. Tinagulira galimoto pangongole - mutu panopa kwambiri.

ndi mokoma mapulogalamu yeniyeni galimoto yaitali bwanji? Mu mabanki ambiri kuchititsa mapulogalamu limodzi ndi galimoto bongo. Pakhoza kuchepetsedwa ndi chiwongola dzanja ndi malipiro komanso kuchuluka akuti ngongole. A ngongole galimoto ku malo ogulitsira pa magawo si makamaka otchuka pakati anthu. Monga ulamuliro, ichi ndi chifukwa chakuti munthu anatsimikiza ndi kusankha mtundu pamaso ngongole, kotero pempholo sankasangalala iye. Ngati msonkhano wapadera mukufuna, kuwerenga mgwirizano mosamala. Nthawi zina, mitengo otsika chidwi akhoza kubisa komishoni lalikulu, zinthu zapadera za inshuwalansi ndi ndalama zina zowonjezera.

Express galimoto ngongole - kupereka pafupipafupi zisakuyenda bwino. Terms ndithu namuyesa: osachepera mothandiza zolembedwa chisankho msanga, palibe ina ndi guarantors. Mwachibadwa, mlingo kukongoza ndi apamwamba kwambiri, koma zambiri, sasiya. Bungwe akadali yemweyo - kulabadira zinthu pofuna kupewa mavuto negative.

Ndi ngongole galimoto, mfundo zonse ndi lomveka bwino, ndipo apa pali m'mene mukhoza kupeza ngongole kugula galimoto Bu? The showrooms pokhapokha anagulitsa magalimoto atsopano ndi ngongole kugula galimoto pa msika sekondale kulibe. Mukhoza kutengera zomwezo mofulumira ngongole, koma mbali yake zimasiyanitsa (kuwonjezera ziwawa chidwi) ndi yaing'ono kukongoza nyengo, zomwe singakwaniritse borrowers ambiri. Kodi kulabadira ngongole si cholinga, anapereka pafupifupi banki mu dziko. Plus zoonekeratu wake. Choyamba, kugula galimoto ndi chuma chanu (kwa ngongole galimoto, adzakhululukidwa alonjeza ku banki mpaka alipire chomaliza cha ngongoleyo). Kachiwiri, kuthekera wodzilamulira kusankha makampani, inshuwalansi moyo ndi mitundu yake. Ndi kuipa ogula asamadye ngongole akhoza zimachitika mlingo pang'ono apamwamba chidwi, kukhwima chiletso (khalidwe osati mabanki onse) ndi mamangidwe anthuwo.

Tinagulira galimoto - ndi udindo, makamaka pa ngongole. Tangoganizirani kangapo, kulemera ubwino onse ndi kuipa ndipo kenako kupita ku banki ndi ofunsira ngongoleyo.