Inshuwalansi zachilengedwe

inshuwalansi Environmental - zimachitika ntchito, katundu, ndi zina kampani ya inshuwalansi apadera kuteteza zinthu zachilengedwe a anthu zikugwira ntchito pa ntchito zinthu zoopsa ndi onyamula mavuto udindo pakutchulidwa zotsatirapo za zoipa anthu ena chifukwa cha mwangozi kuwonongeka kwa malo.

Ndalama za mtundu wa inshuwalansi ku mawonekedwe malipiro zopereka kuti lolipiridwa ndi anthu anati, komanso mosadziteteza ina ndi lamulo la ndalama anafuna malipilo kuwonongeka ngati zinthu inshuwalansi.

inshuwalansi Environmental ali ndi zolinga izi:

• obwezeredwa (okwana kapena tsankho) kuwonongeka ndi katundu zachilengedwe zomvetsa chifukwa cha kuwonongeka kwa zinthu, masoka achilengedwe, ngozi kapena kuwononga chilengedwe chifukwa zochita za anthu;
• Kulimbikitsa ntchito poteteza ndi kusunga chilengedwe.

inshuwalansi zachilengedwe ikuchitika ndi mapeto a mapangano a inshuwalansi kapena malangizo mwachindunji lamulo. Iwo angathe kuchitidwa onse pa zaufulu ndi kuvomerezedwa. Zikhalidwe za mtundu woyamba zakonzedwa ndi pangano la chigwirizano, ndipo chachiwiri - ndi malamulo a Malamulo.

Zinthu inshuwalansi zachilengedwe ndi:

• udindo pa ngozi ya kuwononga chilengedwe;
• zomvetsa inshuwaransi kuti anapalamula mu kuipitsidwa kwa malo okhala;
• thanzi, ndiponso katundu wa inshuwaransi (kapena zina anthu zafotokozeredwa mgwirizano).

inshuwalansi zachilengedwe ikuchitika pamaso pa mabungwe ake awiri - ndi insurer ndi inshuwaransi.

The insurer akutchedwa gulu ziwalo undertakes kwa amalipiritsa (umafunika) azilipira ndi inshuwaransi, pa zosayembekezereka wa zochitika zafotokozeredwa mgwirizano, ndi zinawonongedwa mkati inshuwalansi ndalama.

Insurance nkhani - ndi musanaganizire, mwadzidzidzi sichikupindulitsani chikhalidwe cha masoka, ngozi chopatsa kuwononga mpweya wa, pamwamba kapena zinyalala Dziko Lapansi madzi.

Inshuwalansi akuda - makampani a mitundu yonse umwini, amene mabungwe alamulo ndi kukhala ndi mphamvu yopanga mu gawo la Chitaganya cha Russia.

inshuwalansi Environmental mu Russia zachokera "Pa Insurance" Chilamulo cha 11.27.97. Patsinde pali magulu atatu a zinthu zofuna zachilengedwe za moyo, kuchita ndi kupereka penshioni inshuwaransi; choipa kwa munthu kapena chuma cha anthu; mavuto kwa mabungwe alamulo.

Mu West kusiyanitsa inshuwalansi cha ngozi zachilengedwe ndi katundu masoka achilengedwe ndi chilengedwe. Mu Russia, mtundu wa ntchito, mpaka posachedwapa, si wonyamulidwa, kupatula Ingosstrakh, amene anamaliza mgwirizano wa inshuwalansi ya shipowners likhoza mumapezeka mafuta ndi kuipitsa gombe kapena madzi.

ndalama za inshuwalansi aliyense payekha mwachindunji akulimbana pantchitoyi pa kulosera, liquidation ndi kuchotsa zachilengedwe ndi chilengedwe masoka, ngozi, ngozi.

Order ndi zinthu chitetezo anthu, kugwiritsa ntchito ndalama anakhazikitsa ndi boma la Russia. Motsogozedwa wake, Unduna wa Natural Resources a Russia ndi Rosgosstrakh anavomereza chitsanzo zokhudza zaufulu inshuwalansi zachilengedwe, monga zomwe m'ndondomeko kukhala malamulo awo ndondomeko pangano ofotokoza pakati inshuwalansi akuda ndi inshuwalansi.

Tsopano Russia kuthetsa okhawo mu boma inshuwalansi boma. Malamulo Insurance anawakonzera kampani ya inshuwalansi kuti mwalandira chilolezo kwa mtundu umenewu. chimango zolimbana lolamulira zaufulu inshuwalansi chilengedwe, tsopano pafupifupi athanzi. Koma chitukuko cha gawo inshuwalansi ndi adamuwumiriza chifukwa chakuti palibe deta zogwirizana ndi mawerengedwe a mitengo tariff ndi chilengedwe lalikulu nkhokwe.