Kodi kubwerera ku MSC MTPL: sitepe ndi sitepe kalozera

Today m'misewu ya dziko lathu panali chiwerengero chachikulu cha magalimoto. Pogula galimoto dalaivala ayenera nkhawa kamangidwe ka CTP. Pambuyo mtengo wa ntchito inshuwalansi kawiri, madalaivala zambiri ndinayamba kuganizira za mmene kupulumutsa pa inshuwalansi. Pali njira zingapo zofunika, mmodzi amene ndi kuchotsera pa mlingo inshuwalansi anapereka boma. Choncho, ambiri galimoto eni ndi chidwi ndi funso mmene kubweza overpayment wa MTPL MSC.

Olakwika mawerengedwe a MSC pamene takonza ndi inshuwalansi

madalaivala ambiri anakafika Kuphunzira anakumana ndi chakuti mtengo wake ndi mkulu, ndi kuchotsera pa mwake, utachepa kapena kusoŵa palimodzi. Chinthu ndi zinthu zonse za inshuwalansi mu 2014 anayamba kupanga Nawonso achichepere limodzi, ndi oyamba mwa mfundo zake akhoza mwachindunji molondola. Chifukwa, pamene takonza inshuwalansi galimoto kungakhale mawerengedwe cholakwika cha mtengo yomaliza ya malamulo. Pankhaniyi, chifukwa cha zimene zikuchitika Si cholinga kunyenga insurer a kasitomala wake, ndi chinthu anthu.

Kuchepetsa kukula kwa kuchotsera: kodi ndi chifukwa chake?

Ngati mukufuna kupulumutsa za inshuwalansi ya galimoto yanu ndipo akuganiza bwanji kupeza obwezeredwa kuti MSC pa CTP, ndiye inu choyamba tiyenera kumvetsa chifukwa mlingo kuchotsera mwina ndichepe. Izi zingachitike pa zifukwa zingapo, tikambirana ina.

Kusintha mtundu wa inshuwalansi

Monga ntchito inshuwalansi iliyonse dalaivala amasonkhana mfundo kuti m'tsogolo ntchito kuchotsera. Komabe, pamene inu kusintha mapulogalamu inshuwalansi, monga kusintha kwa nthaŵi zonse kuti mfundo kuti si kumwalira, mfundo zimenezi zingakhale Yambitsaninso. Kodi kubwerera ku MSC pa CTP mu nkhani iyi? Ndi zotheka ngati latsopano inshuwalansi ndi chikalata pa galimoto imenenso ndi mwini wina. Apo ayi, anapeza mfundo yatenthedwa, ndipo palibe kanthu chimene kuchotsera sangadalire.

Chikuonetseratu kuti kusamalira magalimoto angapo

Ngati woyendetsa chifukwa cha zochita zake ali ndi ufulu kusamalira magalimoto imodzi zosiyana, ndipo akusonyeza ku inshuwalansi ochepa, insurer sangathe n'komwe pamene takonza mfundo inshuwalansi lapansi. Kodi kubweza ndalamazo pa CTP ndondomeko MSC mu nkhani iyi? Pafupifupi kanthu. Chinthu ndi kuti inshuwalansi kampani pamene kuwerengetsa ndalama za ndondomekoyi amaganizira chiwerengero cha mfundo dalaivala kuti, iwo ali ochepa. Iwo Kwalamulidwa mu mgwirizano, kotero lamanja overvaluation koyefishienti malamulo kwathunthu ndipo anapitiriza ndi kampani ya inshuwalansi.

Kulowa ngozi kapena kusintha mfundo za inshuwalansi

chiwerengero cha mfundo ndi mlingo kuchotsera amadziwikanso mukopedwe ndi kukhalapo kwa ngozi imene dalaivala ali. Ngati imeneyi pakati pa ngozi ndi miyezi zosakwana 12, mfundo zonse anasonkhanitsa ali adzanyekeratu. Ngati woyendetsa amayendetsa mosamala kwambiri ndipo sakhala mu ngozi zapamsewu, mtengo wa inshuwalansi iye yafupika ndi 5 peresenti chaka chilichonse.

Kodi kubwerera ku MSC: kubwezeretsa malangizo kuchotsera

Aliyense dalaivala chidwi funso cha mmene angakhalire obwezeredwa kuti MSC pa CTP. Ngakhale kuti njirayi ndi wovuta, ndi zambiri ndithu tinker ndi zikalata Komabe, iwo ali ndi mwayi kumanganso kuchotsera zawo za inshuwalansi galimoto. chakuti Pakufunika, tikambirana zina.

Kodi kuchira ndondomeko MSC?

Pali njira zambiri momwe kumanganso mfundo zawo anasonkhanitsa ndi kuchepetsa mtengo wa inshuwalansi pamene kukonzanso malamulo. Kuti muchite izi muyenera kuchita bungwe kuposa wina nthawi yomweyo ndi kuwononga nthawi. Komabe, pamaso panu kugonjera ndi pempho boma zinthu ziwiri ayenera kukwaniritsa:

• kukonzekera phukusi kofunika zikalata;
• kupeza zolakwa wosokonezayo.

Tiyeni akukhala mwatsatanetsatane pa mfundo iliyonse ndipo ifufuza momwe kubweza MSC zocotsera CTP.

zikalata Kodi ndikufunika kukonzekera?

Kubwezeretsa ufulu wake chomveka kuchotsera pamene takonza inshuwalansi muyenera kukonzekera zikalata izi:

• pasipoti;
• lamulo;
• malamulo onse inshuwalansi, amene inu ntchito kwa zaka zonse zinachitikira galimoto.

Dziwani kuti muli kumukopa kuti ambiri Mwachitsanzo, onse mwa munthu ndipo pa Intaneti, choncho tikulimbikitsidwa kuti aone zikalata zonse pa kompyuta ndi kupanga fotokope. Kodi kubwerera ku MSC pa CTP, ngati inu alibenso malamulo akale? Pankhaniyi muyenera mutembenuzire mu zonse zomwe inshuwalansi kampani, misonkhano inu ntchito, ndi kutenga maumboni yoyenera.

Search zolakwa

N'zosatheka kuyankha funso la zobweza kusiyana kwa CTP KBM popanda atakhala cholakwa kuti zinachititsa kuyatsa mfundo anasonkhanitsa ndi dalaivala. Kukhala ndi maganizo chifukwa kuchepetsa kukula kwa kuchotsera, mukhoza kwambiri kufulumizitsa dongosolo lonse ndi kusunga yabwino kuchuluka kwa nthawi.

Kupeza chifukwa ndi nthawi ya yatsoka cholakwacho, muyenera kuchita anayendera malamulo onse lakonzedwa kudzera wapadera Intaneti ntchito tsiku la chigwirizano. Pamafunika nthawi yambiri, chifukwa kufunika onani mwezi uliwonse, koma ndi muyeso pakufunika kutero, popanda izo, basi sangathe kuzichita.

Ngati inu munaonapo iliyonse mgwirizano inshuwalansi ndi umayang'anira mawerengedwe a mtengo wa malamulo, mu mwambo vuto ayenera kuyang'ana kwa zolakwa mmodzi wa mapangano lomaliza. Ngati inu kudziwa nthawi yeniyeni imene cholakwa, mukhoza kuyamba kubwezeretsa kuchotsera zonse.

Kodi kubwezeretsa KMB: Walkthrough

Choncho munapanga zikalata zonse zofunikira ndipo anapeza cholakwika zomwe zinachititsa kuti kuchepetsa mitengo inshuwalansi. Ndiyenera kuchita chiyani m'nkhani yotsatira kuti abwezeretse MSC ndi kubwerera overpaid CTP? Izi zikhoza kuchitika mwa njira zosiyanasiyana, omwe amafunika chithandizo mabungwe imodzi kapena ziwiri boma. Mukhoza kuchita izi:

1. Yesani kuthetsa vutolo mwachindunji ndi insurer wanu.
2. Kupeleka madandawulo ku Bank ku Central la Chitaganya cha Russia.
3. Kupala pempho kwa Union of inshuwalansi akuda.
4. Gwiritsirani ntchito levers ena otchuka pa inshuwalansi akuda ndi.

Aliyense wa njira izi ndi kothandiza kwambiri ndipo nthawi zambiri vuto lanulo ndi kuchotsera pa inshuwalansi adzathetsedwa Komabe, kumvetsa zimene chochita, tiyeni tikambirane mwatsatanetsatane za aliyense wa iwo.

Polankhula mwachindunji ku kampani ya inshuwalansi

Ngati mukuganizira za funso mmene kubweza CTP MSC mu Rosgosstrakh, mawu mu Bank ku Central adzakhala njira imodzi yothandiza kwambiri, popeza thupi kumana chilolezo cha insurer, zomwe amaziwopa zonse. Motero aliyense insurer amaona madandaulo onse ndi apilo wa ogula ndi kuyesera kuthetsa posachedwapa, kuti nkhani.

Today pa Websites a makampani ambiri inshuwalansi mbali yapadera kupita kuti, makasitomala akhoza kulemba mawonekedwe, pofotokoza akamanena za vuto ndi angagwirizanitse makope scanned zolembedwa zonse zofunikira. Kulimbikitsa otsatira inshuwalansi kampani mu review apilo wanu mungaithetsere panjira, mukhoza kutumiza makalata olembetsedwa pempho osiyana ndi phukusi Ufumuyo zikalata zofunikira.

A dandaulo kwa Bank ku Central

Kodi kubwerera ku MSC CTP Rosgosstrakh Kutengera madandawulo Bank ku Central la Chitaganya cha Russia? Njira imeneyi ndi yabwino kwambiri tsiku, chifukwa banki chapakati ndi mwamphamvu kwambiri zokhudzana ndi madandaulo aliyense ndi kampani ya inshuwalansi analandira kwa nzika zonse. Kupala dandaulo, muyenera kuchita zotsatirazi:

1. Pitani ku webusayiti a Bank ku Central ndi kupita "pa CTP Information" gawo. Pansi pa tsamba kuti batani lolingana, kuwonekera pa zomwe Intaneti mawonekedwe kuti kalembera wodandaula adzatsegulidwa.
2. Mu mawonekedwe muyenera kusankha "ntchito yolakwika ya MSC."
3. Adzakutengerani kunam'sintha patsamba mudziwe kuti ayenera dinani "Ayi, kupita kupeleka madandawulo", lembani minda yonse ndi angagwirizanitse ubwenzi makope scanned zikalata zofunikira.
4. Patsamba lotsatira muyenera mwachindunji mfundo zanu ndi chiwerengero kukhudzana telefoni.

Kuphunzira madandaulo kasitomala ndi Bank ku Central Akuluakulu a ku Russia ndi 10 kalendala masiku chimene vuto lanu kwathunthu kuthetsedwa.

Tipezeni inshuwalansi akuda Union

madalaivala ambiri alibe maganizo pang'ono momwe kubweza MSC MTPL kudzera PCA, koma amaloledwa amadandaula kuti bungwe ili palibe sakhala ogwira kuposa pamtima Bank ku Central la Chitaganya cha Russia. Ngakhale kuti RSA alibe ufulu kusintha limodzi inshuwalansi kaundula, mwayi pa anthu inshuwalansi akuda mu bungwe ili kwambiri.

Kuti dandaulo muyenera kupanga apilo imene m'pofunika kufotokoza mwatsatanetsatane vuto lonse ndipo amasonyeza chifukwa pempho lanu, ndiyeno kutumiza imelo PCA, amene angapezeke pa webusaiti yovomerezeka ya bungwe, ali Ufumuyo mabuku scanned mapepala.

Njira zina kuthetsa vutolo

Ngati inu ntchito iliyonse ya njira tafotokozazi Komabe, iwo sanali kubweretsa pamodzi chifukwa zotsatira, ndiye inu muyenera kuchita lotsatira ndi mmene kutenga MSC MTPL? Pankhaniyi, muyenera kusonkhanitsa zikalata zofunikira zonse ndipo makope ako ziwalo zonse ndi kupita kukhoti. Komabe, kuchita zimenezo akhale yekha mu nkhani ngati ndinu wotsimikiza kwathunthu kuti lamulo ndi mbali yanu. M'njiramo mukhoza kupeleka madandawulo ndi Federal Antimonopoly Service, Service Federal ndi AWP.

Komanso, inu akhoza kungoyankha kusintha inshuwalansi kampani. Chifukwa mpikisano mkulu, inshuwalansi akuda ambiri kupereka kupereka wapadera kwa makasitomala atsopano, amene amalola madalaivala ku kamangidwe ka mfundo kumbuyo mfundo zawo zonse otaika.

Kodi kubwerera ku overpayment wa molakwa kudziwa mlingo inshuwalansi?

Nthawi zina zimachitika kuti dalaivala pa kulembetsa kapena kulenganso mfundo akhala mlandu mlingo zolakwika, zimene iye anapereka. Zobweza ndi otaika KBM MTPL mu nkhani iyi ndipo ngati n'zotheka chinachake kuwerenga?

Ngati kampani ya inshuwalansi anasonkhanitsa ngongole poyerekezera ndi kasitomala wake chifukwa cha molakwa imawunikidwa KMB, akhoza anabwerera. Kuchita izi:

1. Kubwezeretsa kukula chenicheni cha mlingo inshuwalansi.
2. Sungani 2 zikalata, wina inshuwalansi kampani, ndipo chachiwiri - okha. insurer ali wofunikila kusamutsa kalata choyambirira yankho pempho lanu kwa Bank ku Central, kutchulidwa choyambirira ndi kubweranso kwa ndalama komanso mfundo banki. Panopa muyenera kusunga makope kalata ya zikalata tatchulazi.
3. Zimafalitsa zikalata za inshuwalansi kampani ndi mbiri yabwino ndi buku la zilembo ndi mawu.

Atamaliza masitepe awa onse, insurer chabe sadzachitira mwina koma kuti abwerere kwa inu lathunthu overpayment onse molakwa kudziwa MSC.

nsonga zothandiza ndi zidule

Choncho, tidadzatulukira momwe kubwerera ku MSC kwa CTP. Komabe, mavuto chilichonse chogwirizana ndi inshuwalansi kuvomerezedwa galimoto, zikhoza kupewedwa, izi zidzathandiza inu otsatirawa malangizo ndi uphungu.

Ngati inu angakonze latsopano inshuwalansi osati kupanga kusintha kwa laisensi, ndiye, kuti mfundo anapeza ali sanataye, m'pofunika m'munda "zolemba Special" akusonyeza chifukwa m'malo a okalamba ndi siriyo chiwerengero cha chikalatacho.

Kupewa ya antchito a kampani ya inshuwalansi, pamene kudzaza mfundo yotsatira kuwafunsa naye kulowa zambiri pa zikalata, ndiyeno mosamala muwerengenso minda onse ndi kuona kufunika kwa deta analowa.

Mu 2011 analowa mphamvu lamulo loletsa kampani ya inshuwalansi kukana makasitomala awo anapeza mipira. Choncho, ngati inu amauzidwa kuti palibe angathe kuchitidwa ndi kuchotsera sangakhoze kubwerera, chabe kugonjera dandaulo lanu ku bungwe kapena zina mphamvu zoyenera.

Pomaliza

Pali zida zambiri zamphamvu zimene mukhoza kubwezeretsa kuchotsera anu pa ntchito galimoto inshuwalansi ngati zikomo aliyense mavuto zimene zili mu nkhani iyi tsopano mu nkhokwe yanu. Usachite mantha kulankhula ndi insurer kapena kugonjera madandaulo kwa mabungwe zogwirizana boma, monga iwo kulibe pofuna kuteteza ufulu wa nzika. Musawafulumizitse kudzapereka mfundo ku woyamba inshuwalansi kampani. Chifukwa chakuti lero suschestvut mpikisano waukulu pakati inshuwalansi akuda, aliyense wa iwo ukumenya kwa ogula ndi kupereka zinthu zabwino kwambiri.