Chilango inshuwalansi overdue mu 2015

Wakumvera lamulo, aliyense mwini galimoto ayenera chaka kutsimikiza galimoto yanu. Kuvomerezedwa mfundo zimene mukufuna kugula, ndi CTP. Komabe, ena madalaivala oipa pachangu palibe kuti adzathe issuance wa pangano latsopano ndi kupitiriza kuyendetsa m'misewu ndi chikalata anatsirizika. Mwachibadwa, chilango chake ndi malamulo, ndipo kuti ngati kulakwila amakhala ndi kulipira dipo. Pa zimene mlandu inshuwalansi overdue mu 2015 izo ayankhidwa m'nkhaniyi.

Mawu a malamulo

Pomaliza latsopano inshuwalansi mgwirizano ndi malipiro ake mu malo oyamba kufunsira za unali woyenerera ake. Ndipotu ameneyu n'kofunika, kotero mulibe kufunsa Woyang'anira: "Kodi ndi chilango cha inshuwalansi overdue".

M'mbuyomu posachedwapa zinali zotheka kugula CTP kwa nthawi yochepa, amene kudawerengedwa kwa miyezi itatu yokha. Mu 2015, nthawi mfundo kuchuluka kwa chaka. Choncho, atapita miyezi khumi pambuyo mapeto a mgwirizano inshuwalansi, woyendetsa ayenera adzikonzenso kapena kugula CTP latsopano ndi insurer wina. Ngati pazifukwa zina mwini galimoto sanathe kugula inshuwalansi latsopano kapena kungoti anaiwala kuchita izo, ndiye kampani popanda nawo inshuwaransi pangano basi prolongs kumanga. Ngati miyezi iwiri isanafike kuchotsa mfundo dalaivala anauza insurer izo sizikanakhala adzikonzenso mgwirizanowo, kampani amapha izo tsiku lotsatira patatha lotha. Choncho, mwini galimoto si CTP, ngati zoona, sanali kugula watsopano mu gulu lina.

Overdue inshuwalansi ndi ngozi - zotsatira

Nthawi zambiri, nkhani zotere zimachitika kuti vuto la ngozi pa phwando wolakwa ndi overdue udindo inshuwalansi chida. Kodi kuchita ndi zimene chilango cha inshuwalansi overdue mu nkhani iyi? Popeza kuti pali zingapo zimene mungachite, malingana umene kulipira chindapusa. Mwachitsanzo, pali nthawi ya kanthu malamulo, ndipo ndi nthawi ya ntchito galimoto kwa ndalama za inshuwalansi. Ngati pagalimoto amagwiritsa galimoto miyezi yochepa pa chaka, mgwirizanowo inshuwalansi n'chakuti nthawi. Ngati iye ali kumbuyo gudumu mwezi umodzi, amene si unakhazikitsidwa malamulo, ndi kuchita ngozi, lidzachitiridwa monga anatsirizika CTP. Ndiye watilakwira loyang'anizana chilango utsogoleri amene amathandizira kuti apolisi apamsewu. Chilango overdue inshuwalansi MTPL adzakhala 800 rubles. Iwo akhoza analipira pa gombe kapena kudzera malo malipiro ntchito dongosolo malipiro. Mwa njira, kubwezeretsa mavuto onse kuti chipani anavulala adzakhala ponena za ngozi, osati inshuwalansi kampani.

Mphotho ya galimoto ndi inshuwalansi anatsirizika

Ngati kumene magalimoto kapitawo anaimika galimoto ndipo dalaivala analibe kuvomerezedwa inshuwalansi, adzalemba iye wabwino wa rubles 500. Inde, pali nthawi ya CTP amakhalabe kunyumba chifukwa cha Kuiwala mwachizolowezi. Mwenekaciro galimoto mwina mungafune chisankho apolisi apamsewu ku khoti. Only izi muzichita palibe pasanafike masiku 10 pambuyo protocol kumaliseche. Zimenezi sizikutanthauza kuti kuli malamulo amalola dalaivala galimoto popanda izo. Choncho, inshuwalansi panopa ayenera galimoto pa nthawi imene dalaivala ukugwira ntchito izo. sanamwe ndi kukhumudwa, ndiyeno mwini galimoto adzakhala ndi mlandu chilango oyang'anira mu kuchuluka kwa rubles 500 ndipo ukugwira chifukwa cha inshuwalansi overdue.

Kodi adzikonzenso malamulo?

Wokwanira kubwera ku ofesi ndi kulemba mawu pa kutambasuka kwa nyengo yake unali woyenerera. Nthumwi adzakhala kusintha kwa Nawonso achichepere ndi kulembetsa pangano latsopano kwa chaka china. dalaivala muyenera kulipira MTPL tariffs, amene adzakhala chomveka kwa kanthawi inai.

Ngati pagalimoto anatengedwera zimene galimoto galimoto pa nthawi yolakwika, amene anasonyeza mu mgwirizano, kuwonjezera pa mfundo yakuti iye kulipira ndalama za inshuwalansi overdue, momwemonso ayenera kulipira malamulo.

Kodi kulowa dalaivala wina

Pali options pamene galimoto chokongoletsedwa pa kampaniyo, ndi dalaivala kuti imalamulira izo kupsa mu inshuwalansi. Ngati izo sizitero, mu nkhani ya oyima pa chabwino chidzaperekedwa wosindikiza kampaniyo. Choncho musanayambe kutumiza njira za wogwira ntchito ayenera kuonetsetsa kuti iwo onse ali ndi ufulu ntchito galimoto imeneyi. Kulowa mabungwe inshuwalansi, lomwe m'tsogolo kudzakhala kuyendetsa galimoto, m'pofunika kumapeto kwa pangano kudziŵitsa wothandizila kampani. Koyefishienti mawerengedwe adzakhala yosiyaniranapo kuposa ngati masamu pa woyendetsa. Pali funso zomveka: "Kodi ndalama zambiri za inshuwalansi overdue adzakhala imeneyi". Chirichonse akanali yemweyo, komanso ndi anthu, ndiyo kukana inshuwalansi - 800 rubles, chifukwa inshuwalansi aiwala - 500 rubles.

Ngati woyendetsa latsopano linaonekera mfundo yanu, muyenera yomweyo kutenga ku ofesi ya bungwe, ndipo kulipira ndalama zina kwa kusintha mu mawerengedwe a inshuwalansi.

Malangizo

Choncho, kuchokera pamwamba tinganene kuti pali zingapo mitundu ya utsogoleri chilango kwa pakalibe malamulo. Ndipo chabwino inshuwalansi overdue mankhwala a magalimoto apolisi kuzithetsa yekha iwo zoopseza. Chokhumudwitsa kwambiri kwadalako, pansi pa lamulo, dalaivala adzakhala ndi kukana kutsimikiza galimoto zawo udindo, amene anali kulipira 800 rubles. Ndipo kotero nthawi iliyonse, iyo inaleka. Nthawi zina, monga momwe tafotokozera pamwambapa, chilango adzakhala 500 rubles, ndi kuchotsa laisensi nthawi zonse.

Mwachibadwa, izo zikanakhala otchipa lamulo, kuposa nthawi iliyonse kupereka chindapusa inshuwalansi overdue. Ndiko koposa ndi kudutsa chaka kumawonjezera kukula kwa ziletso, ndipo posakhalitsa iwo tidzakambirana monga mtengo wathunthu wa mgwirizanowo pachaka kuteteza galimoto lachitatu chipani udindo.