Kubweza "Sberbank" maganizo ndi malingaliro

A zosiyanasiyana options kubweza mu "Ndalama Bank" limakupatsani kusankha ngongole yabwino iliyonse nzika. Mtundu wa kukongoza ali kuphatikiza yaikulu, bonasi, titero.

Kubweza "Sberbank", ndemanga za amene anapereka mabungwe ena, angamvele kulikonse, wosiyana mapulogalamu ena. The Commission si, ndi malipiro koyamba ndi 10 okha%. Zilibe kanthu kaya iwo refinancing nyumba ngongole kapena kugula nyumba yatsopano. Mbali imeneyi n'kofunika chibadidwe aliyense ngongole mitundu. Koma kodi zenizeni?

Kodi ndingafike?

Kubweza ngongole mu "Sberbank" n'zosavuta kuti amuchotse, basi ayenera kubweretsa mawu ndalama pa Fomu DZENJE-2 ndi kulipira 10% wa mtengo. Komanso banki amapereka ngongole pogula katundu ku Russia ndi mayiko ena. Komanso, ndalama za ngongole kungakhale onse wadziko ndi achilendo.

"Kubweza +"

Pali mtundu wa kubweza ngongole monga "kubweza +". Izi adzalola zinthu zabwino kwambiri kugula nyumba yatsopano. Popeza iye amalamulira nyumba akhoza kugula kwa mmodzi wa mapulogalamu, amene inkachitika ngongole yomanga nyumba yatsopano. Izi akhoza zimachitika onse kuphatikiza (mlingo pa ngongole adzakhala zochepa kuposa masiku), ndi downside ndi (a nyumba adzakhala malo makamaka) iyi mtundu wa kubweza. Choncho, pamaso mosangalala kulemba pangano, ndi bwino kumva maganizo kale hemayo Pankhaniyi anthu amene kudziŵa mwachindunji zomwe ndi "kubweza " Sberbank "(ndemanga zawo zidzakhala zothandiza). Ndipo kenako yekha akhoza chitani kulembetsa mapepala.

"Ndalama": kubweza "Young banja"

The wokongola kwambiri kubweza kukongoza - pulogalamu "Young banja". Mu m'badwo uno wa wobwereka ayenera kukhala zaka zoposa 35. Lamulo limeneli akuika "Sberbank". Kubweza achinyamata kumafunanso chofunika - kuli ukwati m'kaundula. The mwayi umenewu ngongole ndi ndalama mabanja achinyamata imatengedwa, pamodzi ndi ndalama za makolo awo, amene kwambiri zimatithandiza zinthu. Makolo zinthu monga Co-borrowers, ndipo ichi kumawonjezera mwayi wa kupeza nyumba. Ndipo ngati banja wamng'ono ali ndi mwana wamng'ono, kuchuluka kwa malipiro akhoza kukhala otsika monga 5%.

Kubweza "Sberbank": ndemanga ndi mfundo

Komabe, tiyenera kukumbukira kuti ngakhale ndemanga mokalipa ku borrowers ambiri amene anatenga kubweza mu "Ndalama Bank", panayenera zina zovuta.
Zikuphatikizapo ziyembekezo yaitali ya chisankho malangizo banki: zikhoza kufika mwezi kapena kuposerapo. ngongole akuti kawirikawiri pazipita kuphatikiza mlingo leni pa ngongole, mudzakhala kudziŵika pamene kusainira mgwirizanowo. Ichi ndi chifukwa kukula kwa mlingo amamasulidwa pa kuchenjera kwa kasamalidwe banki a. Kwa phindu, monga tanenera kale, otsika malipiro ndi aakulu kwambiri poyerekeza mapulogalamu ena kubweza, chiwongola dzanja.

Kuti muzindikire onse a mitundu akufuna wa ngongole, muyenera kuwerenga iwo pa webusaiti banki, kuti asonkhanitse mudziwe zambiri pa nkhani "kubweza" Sberbank yekha ": ndemanga ndi zokwaniritsa", kapena kupita kulikonse ofesi yake ndi kukaonana ndi katswiri.