Zotchipa komanso chidwi ngongole kwa Sberbank nyumba

Monga wa tsiku ngongole kwa Sberbank nyumba - njira imodzi chidwi kwambiri kupeza malo payekha. Chinthu chofunika kwambiri kwa wobwereka ndi kuti banki adanena kuloleza ndi maganizo oyenera kuchitira makasitomala angathe. Ichinso sangathe koma kondwerani. Panopa, pali 7 mapulogalamu kupereka ngongole, 3 wa iwo - m'munsi ndi 4 - wapadera.

Zomwe zimathandiza kuti tikhale ndi ngongole kwa Sberbank nyumba? A mndandanda kusankhapo, tisaiwale, ndi chidwi kwambiri. Nzika ntchito ndalama wokongoza, ali ndi ufulu kapena kugula katundu mumaikonda (latsopano kapena tikukonza), mwina zawo kuchita ntchito yomanga. Ngati chachiwiri kungakhale Mwachitsanzo, pomanga nyumba, komanso mosungira.

Pa kodi zinthu mwapatsidwa zanyumba mu Sberbank la Russia? Zikuonekeratu kuti asanu mapulogalamu onse alipo ena mwa mfundo zosiyana Chrixitu. Pansipa adzapatsidwa muyezo umene moyenerera akhoza zimachitika wamba (moyo):

• nthawi pazipita amene ngongole akhoza chikalata - zaka 30;
• kuchuluka osachepera - zimadalira ndalama mu rubles - 45 miliyoni (kapena ofanana madola US kapena mayuro). Monga kumangira nyumba mzinda, pali zambiri yokwanira. Ndi 300 zikwi rubles, kapena ofanana ndalama zakunja;
• pazipita kuchuluka - si malamulo. Komabe, kukula kwake akhoza kukhala wamkulu kuposa 85% wa mtengo wa chinthu (yotsirizira ikhoza kukhala mgwirizano kapena pafupifupi Mulimonsemo, ang'onoang'ono amusankha.);
• chikole - kupeza chuma kapena amene kale alipo malo wobwereka a. Komabe, ulemerero ku Bank ndi ndalama akhoza linapereka nyumba ndi zina mapulogalamu.

Otsatidwa ndi nkhani za chiwongola dzanja. Limagwirira mapangidwe awo si yapafupi. zopindulitsa ndi kuchuluka umene ngongole ndi inakhazikitsa mu nyumba ndalama Bank, ali zinthu zingapo. Chief pakati pawo - kukula kwa malipiro pansi. Pali inversely njila kudalira: apamwamba ndi, m'munsi mlingo. M'pofunikanso ndi nyengo imene wobwereka akufuna kubwerera kuchuluka watenga. Mwamsanga amachita, chindichepere malipiro. Pomaliza, ikani kasitomala walembedwa ntchito; pakuti magulu a mabungwe ena ndi wapadera kukhulupirika pulogalamu.

Ngati inu mukufuna kupeza ngongole kwa Sberbank la Russia, inu zofunika kuzikwaniritsa. Choyamba, muyenera kukhala zaka zosachepera 21 zakubadwa, koma akale kuposa zaka 75 ku tsiku pamene mukhoza mosangalala kuti: "Ine ngongole kanthu kwa aliyense" Chachiwiri, kamangidwe ka ngongole ya mtundu anafotokoza likupezeka chabe kwa nzika Russia. Amatsimikizira izi kudzera pasipoti wake. Ena amafuna ndi mwachilungamo chikhalidwe. Pezani osachepera kutalika kwa utumiki. Kapena zabwino ngongole mbiri. Ndipo si mmene ubale ndi bungwe la ku banki komanso ndi ena onse. Samalani mfundo imeneyi, pamene nkhani ya akufuna kugula guarantors. Komanso, mkazi ayenera kuchita monga Co-wobwereka wa Title lapansi.