Mawerengedwe a malire ndalama - mwamsanga ndipo mosavuta!

October 12, 2011 Russian Bank chapakati lofalitsidwa lamulo lokhudza wotuluka ndalama, malinga ndi zomwe mu 2012 mabungwe a zachuma a gulu malamulo mtundu uliwonse akuyenera kuti aziwerenga osiyana malire ndalama. Ndipo ngati kale mu nkhani iyi olimba akhoza kudalira kwathunthu pa gombe chapakati, izo tsopano khama mphamvu zawo ndi kusankha nokha. Koma pali vuto ndi amalonda munthu amene tsopano kusunga mbiri wotuluka zonse ndalama, ndi kusamala malamulo alipo pa sikelo ndalama. Koma musawafulumizitse angathe kukhumudwa ndi mantha, ndi mawerengedwe a malire ndalama ndi kugwilizana chilango ndalama - si zovuta!

Cash malire ndi kuchuluka kwa ndalama zimene zikhoza zololeka kusungidwa pa ofesi bokosi la ogwira ntchito, osati kutenga banki. Cholinga chachikulu cha ntchito iliyonse ndi monga kusankha malire mulingo woyenera wekha, ndiyeno nthawi zochuluka ndalama ndalama. Monga mwa chilamulo, palibe malamulo okhwima za mmene angachitire mawerengedwe a ndalama bwino malire, kotero inu mukhoza kusankha nthawi iliyonse imene ndalama zinali atuluka. Nthawi zambiri, kupewa mutu ndi kusowa kapena zotsala ndalama, yesani kumukhazika mkulu bwino ndalama. Tikumbukenso kuti ndi ndalama kuti olumpha malire ayenera kupereka ku banki ndi pafupipafupi kamodzi pa sabata. Kuchotserapo anapangidwa okha m'madera akumidzi Russia, kumene kulibe banki wina. Kwa iwo, nthawi ndi 14 masiku ntchito.

The aligorivimu kwa kuwerengetsa malire ndalama

1. Sankhani nthawi imene ife zoona, kuwerenga utuluke ndalama. Malinga ndi malamulo, zikhoza kukhala oposa 92 masiku ntchito.

2. yowerengera ya malire ndalama adatengedwa ndi chilinganizo elemental:

"The malire a ndalama" = "chimaposa ndalama" / "chiwerengero cha masiku nyengo zolipiritsa" * "chiwerengero cha masiku pakati pa kugonja kwa ndalama."

3. kusunga mwambo ndalama, ndi zonse zikhala bwino!

Taganizirani chitsanzo cha kuwerengetsa malire ndalama

1. Mbali yoyamba kampani ndalama. Tiyerekeze, Ltd. " 'kupereka chinkhoswe mu kugulitsa mphatso choyambirira nthawi zonse. Ngati panthawi anasankha kotala chachitatu cha 2011, masiku 71, imene ndalama inali 500 000, ndi sitolo rents ndalama Lachisanu lililonse, ndiye malinga ndi njira: Luka = 500,000 / 71 * 5 = 35 211 rubles.

2. Koma mumatani ngati kampani alibe malisiti ndalama? Pankhaniyi, m'malo chiwerengero cha masiku pakati pa lendi chilinganizo amagwiritsa chiwerengero cha masiku ntchito, zomwe kuwonjezera nthawi ya pakati pa kuyitana kwa banki kupeza ndalama. Mwachitsanzo, LLC "okongoletsedwa mkaka" ndi zikugwira kugula mkaka kuchokera kwa alimi ndi anthu akumidzi. Tiyerekeze kasamalidwe olimba a waganiza pitiliza ndi malipoti nthawi ya October 2012, pamene kugula wakhala kwambiri kwambiri. Lolani anawapatsa ndalama afika ndalama ndi kamodzi pa masiku 3, ndipo panali masiku 20 ntchito mu October. Ndiye, ngati ndalama za "Village Mkaka" nthawi imeneyi anakwana rubles 300 sauzande, mawerengedwe a malire ndalama zidzakhala: Luka = 300,000 / 20 * 3 = 60 000 rubles.