Ndondomeko ya wotuluka ndalama

Mwina palibe makampani amenewa, omwe sakanakhoza, pogwira ntchito yake, osati kuthana ndi lingaliro monga "wotuluka ndalama". Kaya masamu ndi makasitomala, kupereka malipilo antchito ake ndi ndalama zina, monga malipiro kuyenda kapena malonda zofuna - zonsezi si mndandanda wa mphindi ntchito kuti zimafunika mosamalitsa motsatira dongosolo la wotuluka ndalama.

Koma kodi izi lingaliro - "wotuluka ndalama"? Ndipo kodi kuti khalidwe lawo?

Chidzapatsidwa anamvetsa phwando ndi yosungirako, komanso ndalama zizindikiro ndalama ndi zikalata ndalama.

Tikamakhala mbiri wotuluka ndalama pali ena malamulo ambiri, amene ali motere:

• Documents kunyezimiritsa kayendedwe monga zikalata ndalama ndi ndalama, ayenera kukhala kunja molondola ndi nthawi.
• Kudziletsa pa ntchito akulimbana za ndalama ndi ntchito otetezedwa.
• Mwambo wa ndalama, komanso kuthetsa ndi malipiro chilango.

Aliyense kampani, amene ali thumba yake ayenera kupeza buku ndalama, ili pa anawapatsa ndalama mu buku limodzi. Ndiponso, iyenera atawathira, akwanira, kusindikizidwa. Buku lidzawotchedwa yolembedwa ndi mutu ndi yowerengera mkulu wa kumalo a ntchito.

Ndi m'buku lino tsiku lililonse anawapatsa ndalama alowa ndi kupezeka bwino ndalama kuti tikiti ofesi kumayambiriro kwa tsiku, gulu lawo (malisiti, zolowa) m'nthawi tsiku ndi kumayambiriro kwa otsala lotsatira. Aliyense kulowa ayenera kukhala mu magazini 2, mmodzi amene amakhalabe buku lenilenilo, ndipo linalo kuti azikatumikira ku dipatimenti mlandu, umene kukauza anawapatsa ndalama pa.

Kusintha mu zolemba ndalama ndi inadmissible.

Pofuna kuchita mlandu kupanga kwa wotuluka ndalama, anafuna ntchito zazikulu yogwira Nkhani 50 "Cash" kumene mfundo za bwino koyamba ndi womaliza linyezimiritsa kupezeka kwa ndalama pa chiyambi ndi mapeto a nthawi. Madebiti izi chifukwa akutumikira monga chizindikiro cha ndalama ndi ngongole M'malo mwake, amasunga akudziŵa otaya ndalama.

Udindo dongosolo la wotuluka ndalama apuma pa mapewa a wotsogolera nyimbo. Malinga ndi malamulo Russian, amene achita kuyan'anila za mwambo ndalama, ayenera kulangidwa.

Masiku ano, chifukwa computerization ambiri kunatheka kuchititsa amagetsi buku ndalama, omwe kwambiri zimatithandiza ntchito anawapatsa ndalama pa. Komabe, wotere opaleshoni, m'pofunika kuchita macheke zonse zida mapulogalamu kupereka zikalata processing ndalama.

Modernity wabweretsa kusintha osati mbali luso wotuluka ndalama, anakhudza ndi lamulo la makhalidwe awo.

Mu September 1993, a bodi a Bank ku Central la Russia anali ovomerezeka ndi chisankho, pamene dongosolo la wotuluka ndalama 40 Analeredwa, amene kuwonjezera chakudya ambiri m'gulu:

• Atsogolereni kulandiridwa ndi malipiro a ndalama ndalama, komanso zikalata ndalama kuti processing.
• Lamulo pa kasamalidwe mabuku ndalama ndi kasungidwe ndalama.
• Malamulo a maofesi kafukufuku, komanso ulamuliro kugwilizana chilango ndalama.

Komanso, bukuli lili annexes anayi:

1. Kufotokozera za zizindikiro ndi malamulo, cholinga chimene - kudziwa chipembedzo cha kupereka ndalama (zolemba banki) ndi ndalama za Bank of Russia.
2. Atsogolereni kuti mayendedwe ndi kusunga ndalama
3. Luso kulimbitsa ndalama pa malo malo ndi kutiyesa ndi alamu. chitetezo luso zofunika.
4. Fomu yokonza lipoti pa kafukufuku pa ofesi bokosi.

zaka pafupifupi naintini dongosolo la wotuluka ndalama akonzedwa ofanana malamulo ndipo zimafika monga imfa ya mphamvu lamulo mu January chaka chino ndi kubwera mu mphamvu ya malemba № 373-P.

Ntchito fanizo la onse chikalatacho normative, tisaiwale kuti ndi kusintha kwabwino mu kope latsopano. Komabe, nkhani zina idzathetsedwe.

Mwachidule, amene ali mwachindunji chidwi ndondomeko ya wotuluka ndalama mu mphamvu ya ntchito zosiyanasiyana kapenanso kwa ena zifukwa zina, sadzakhala superfluous lamulo №373-P bwinobwino.