Qiwi Wallet: ndemanga. Qiwi pakompyuta chikwama. Reviews a dongosolo malipiro Qiwi

QIWI pakompyuta dongosolo malipiro ndi chimodzi mwa zopangidwa kwambiri anaonekela Russia mu msika gawo ake. Mukhoza kugwiritsa ntchito icho mu malo kutali-mzere ndi ambiri zipangizo Intaneti - ndi mawonekedwe ukonde ofotokoza kapena Mwachitsanzo, ntchito mafoni. ndi mbali ya chitetezo cha malipiro chiyani? Monga ake ntchito ndemanga pa owerenga?

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QIWI chikwama - ichi ndi Russian malipiro dongosolo, anakamba ndi gulu la magulu a dzina lomweli. chida ichi ndalama amalola kuti malipiro ndi kutumiza ndalama zosiyana. Pali njira kugwiritsa ntchito QIWI Wallet: mwa osachiritsika kupyolera mawonekedwe ukonde, kapena kudzera pulogalamuyi yam'manja. utumiki uwu malipiro limakupatsani kulipira zofunikira, kubwezeretsanso bwino pa foni, kulipira internet, kubweza ngongole kugula matikiti ndege, sitima - ndipo ichi si ndandanda ya mwayi wa utumiki.

QIWI Wallet pakati wotchuka kwambiri mu machitidwe Russian malipiro pamodzi ndi ntchito monga "Yandex. Ndalama", Webmoney, PayPal. Malinga ndi zina zambiri malipoti utumiki - wotchuka kwambiri pa msika Russian.

Mu 2012, kachitidwe malipiro ali Integrated mu wonse kampani mtundu ndi Visa. QIWI chikwama, chifukwa mgwirizano umenewu, anali ndi mwayi kuti apereke makadi awo, amene anayamba kusangalala khola, monga taonera ndi akatswiri ambiri, kufunika pakati pa osuta Russian. Patapita tidzaphunzira limatchula za utumiki, amene anaonekera chifukwa cha mgwirizano QIWI ndi Visa.

Kagwiritsidwe QIWI

Ntchito chida chuma ndi yosavuta. Zokwanira kuti lizigwira SIM-khadi la woyendetsa aliyense Russian. Popeza kuti chiwerengero foni - ichi ndi chachikulu zolipiritsa ID, amene amagwiritsa QIWI chikwama. Latsopano dongosolo kasitomala kulembetsa akuyendera pamalowa. Muyenera kulowa, kunena, nambala ya foni ndipo kenako dikirani kwa SMS ndi achinsinsi a. Ndiye izo zikhoza kusintha nokha. Munthu akaundula QIWI m'matumba awo m'nkhani akaunti yanu adzayang'ana monga Ndipotu, chiwerengero yam'manja. Ndiko kuti, ngati munthu akufuna kusamutsa ndalama zake, ndiye palibe Mayina zina adzafuna.

Kudzaza bwino QIWI chikwama angakhale zosiyanasiyana. Mwamwambo ankaona nkhani ya kuwasindikiza osatha, amene ali m'mizinda yambiri Russian. Komanso QIWI Company adalowa mgwirizano ndi zina zamagetsi malipiro kupezeka kwa zipangizo zofanana. Lembani nkhani QIWI chikwama ndi wosuta amazigwiritsa ntchito.

Njira ina - kusamutsa ndalama khadi banki. Komabe, ayenera kuikidwa mwa dongosolo aligorivimu yolumikizana akaunti yanu. Kuyamba kudzera wapadera chiwerengero mawonekedwe ndi zina khadi zinafunika deta muyenera kudikira mpaka dongosolo atakuuzani kuti atsimikizire yoyenera chiwerengero cha bindings, wofanana checksum ndi, umene mlandu nkhani banki malangizo. Kutamandidwa ndalama moyenera QIWI Mukhozanso mwa maofesi a otchuka masitolo foni, ATMs a mabanki ambiri. ogwiritsa The chidwi ndi kuchuluka kwa njira imene kubwezeretsanso QIWI chikwama. Kasitomala ndemanga dongosolo akutitsimikizira izi.

Tsopano ife tikupeza momwe mukhoza kubweretsa ndi QIWI chikwama ndalama. Izi zikhoza kutheka ndi kusintha kwa ndalama ku banki kuti khadi, kapena kachitidwe kupalasa njinga ya kutumiza ndalama. Mukhozanso kutuluka ngati mwini ali ndi khadi chikwama QIWI Visa Pulasitiki. chida ichi tikambirana ina.

QIWI: mpikisano mwayi

Kodi odziwika mpikisano mwayi QIWI chikwama pa machitidwe ena malipiro? Tikumbukenso kuti akatswiri ambiri amavomereza kuti ogulitsa Russian misonkhano zogwirizana - osachepera anthu zimene zalembedwa mu misika kutsogolera - kupereka owerenga awo wonse ndi ofanana kwambiri ya ntchito. Ena zopangidwa, ngati kuposa mpikisano mu chinachake, pafupifupi nthawi zonse zopezeka magwiridwe awo ndi kuipa.

Ngati ife kulankhula za mphamvu ya kulingalira dongosolo malipiro, akatswiri ambiri amati nambala kuti ndi ofanana ndi telefoni QIWI chikwama, ndipo n'kosavuta kukumbukira. Ngakhale ogulitsa zina zambiri za ntchito zofanana nkhani amadziŵika ndi manambala nkhani yaitali kwambiri munthu. Iwo wachita, akatswiri amakhulupirira, mbali yofunika kwambiri kuwina ndi udindo waukulu ku msika, limene lili QIWI chikwama. Reviews wa owerenga ambiri mfundo imeneyi: anthu anazindikira kuti kusankha dongosolo lino malipiro a chizindikiritso mosavuta.

Umboni Pawokha

Chifukwa chikhalidwe cha malamulo Russian ndi zambiri zoletsedwa Intaneti zida ndalama litatsimikizika chizindikiro cha munthu amene amachita iwo. Ndi nazonso ndi QIWI chikwama. Register, umatulutsa foni - ndondomeko sikokwanira kwa maganizo a ena zochita malamulo. Ogwiritsa ntchito dongosolo ayenera kutsimikizira chizindikiro chawo pogwiritsa ntchito ndalama njira yoperekedwa ndi kachitidwe. Monga ulamuliro, izo chikugwirizana ndi makonzedwe a misonkhano, ogwirizana ndi QIWI, deta pasipoti. Patapita kanthawi, tikaphunzira zokhudza zinthu zina zimene zimagwirizana kufunika yachinsinsi chizindikiro changa mu dongosolo malipiro mwatsatanetsatane. Pofuna kutsimikizira chizindikiro chako, mukhoza kulumikiza pafupifupi ntchito zoperekedwa ndi QIWI chikwama. Khadi Visa, makamaka, mukhoza kuphedwa pansi chikhalidwe cha bwino kasitomala chizindikiritso utumiki.

Mukhoza Komabe, dziŵani kuti, kuyambira chofunika kuti kuulula chizindikiro cha ogwiritsa kachitidwe e-malipiro anakhazikitsa malamulo ameme feduro, chifukwa mu magwiridwe zake mogwirizana ndi iye zinthu zonse angapatse ntchito zogwirizana. Kuti ndi QIWI mfundo sangakhale chikutanthauza mpikisano kuposa osewera ena msika.

History ndi makhalidwe a chitsanzo malonda

The kampani "OSMP" omwe mwini ufulu kwa mtundu QIWI, anaonekera pa msika mu 2004. Komabe, wodziimira dongosolo malipiro unakhazikitsidwa yekha mu 2008. Chaka chotsatira, pambuyo msika QIWI mtundu unayambitsidwa, kampani "OSMP" yakhala ndi chuma cha dongosolo linanso lalikulu malipiro - E-doko. An kuwonjezeka yogwira ntchito mu zigawo zosiyanasiyana. Makamaka, yomwenso amphamvu chitukuko cha mtundu wakhala kufalitsa malo kutali-mzere, kulemba.

Kwa nthawi yaitali, e-chikwama QIWI akhoza kulandira malipiro kuti amatamanda nkhani za machitidwe ena, monga Mwachitsanzo, "Yandex. Ndalama », RBK-ndalama, Webtransfer. Komabe, kuyambira 2011 kuphatikiza mwachindunji QIWI ndipo ambiri zina malipiro anasiya akuyendera. Mu buku lina la ichi chidachitika kuti kuchepetsa mpikisano.

Mu 2013, kudzera chikwama cha pakompyuta QIWI ogwiritsa anathanso kupanga Intaneti microloans. Izi malipiro utumiki dongosolo anayamba kupereka mogwirizana ndi Platiza - mmodzi wa oyamba mu Russia anthu ogwira ntchito mu zatsopano pa nthawi ya kukongoza gawo.

Kulamulira pamtengo mu kampani ali kasamalidwe kampani, kuphatikizapo tate wake, Andrey Romanenko. Chochititsa chidwi chiwerengero cha Mail.Ru Gulu - ndi 21,4%. Gawo la magawo a wokwatibwa ndi QIWI Japanese bungweli Mitsui Fudosan. Director General wa QIWI - SERGEY Solonin. Amagonjera ake ndi gulu la oyang'anira, ofesi ntchito ndi magulu ena kiyi wa kampani.

QIWI ndi Visa

Taganizirani mfundo za utumiki umene QIWI pamodzi ndi mmodzi wa zopangidwa padziko lonse lapansi processing - Visa. Monga amadziwika, Visa imakhazikika kupereka ndalama kudzera makhadi. Kwenikweni, zimenezi ndi nkhani yaikulu mgwirizano pakati pa kampani Russian ndi Visa.

QIWI akupereka makadi pulasitiki, Visa ndipo akutumikira iwo. kampani zoweta anali tiwonjezere msika, ndi US - zolimbitsira ake mu kukula msika Russian, kuphatikizapo m'munda wa malipiro Intaneti. mabungwe onse Motero anabweretsa ku msika chikuni latsopano - Visa QIWI Wallet. Chikwama, pakhomo imene imagwiridwa ndi foni yam'manja Choncho, womangidwa kwa wina njira akufuna ndi kampani American. Izi "digito" khadi Visa kapena pulasitiki zonse. Komanso QIWI ndi Visa kupereka chidwi Pafupifupi mankhwala. ndi makhalidwe a ntchito ya aliyense wa makadi chiyani?

Maps: digito ndi pulasitiki

"Intaneti" khadi, kapena QIWI Visa Khadi, cholinga kulipira katundu ndi ntchito pa intaneti. Ndiko kuti, wosuta mukhoza, ndi kulowa nambala yake siriyo ndi deta ena, kupereka kugula online, kugula matikiti kwa ndege kapena sitima pa malo apadera ndi kulipira zina, zimene zimafunika khadi banki.

Nawonso "pulasitiki" kuchokera QIWI ndi Visa - kwenikweni zonse kunachitika banki khadi. Mukhoza ntchito kutapa ndalama kuchokera ATMs, kulipira masitolo - Russian ndi achilendo. Komanso, ntchito mukhoza kutapa ndalama m'zikwama mu ATM aliyense mwa Russia ndi kunja, amene serviced ndi Visa.

QIWI Wallet amapereka owerenga ake chida china chidwi - QIWI Visa Pafupifupi. Tinganene, kwambiri, "pafupifupi" analogi wa khadi pulasitiki. magwiridwe ake zimakhala zofanana ndi za QIWI Visa Khadi, koma si womangidwa nkhani ya malangizo QIWI. Ubwino wa mankhwala n'lakuti Mwachitsanzo, kupereka.

Dziwani kuti mankhwala ofanana ndi amene takambirana kale, kampani imapereka owerenga ake QIWI, pali ena ambiri ogulitsa Russian wa kupereka njira zamakono. . Mwachitsanzo, eni "Yandex Wallet" ndi mwayi ntchito makadi wosindikiza kampani Russian mogwirizana ndi zazikulu mpikisano Visa processing pa msika - MasterCard. Monga momwe zilili ndi QIWI, mu "Yandex" makadi ndi "pafupifupi" ndi zonse pulasitiki.

Choncho, chifukwa cha mgwirizano ndi Visa, dongosolo Russian amapereka owerenga ndi pafupifupi onse zipangizo lalikulu malipiro omwe anapereka pa msika lero - polumikizira Intaneti ndi malo, komanso makhadi. Komabe, mabungwe QIWI likupitiriza kuwonjezeka. Pali zitsanzo zabwino - mgwirizano dongosolo malipiro a pakompyuta ndi "MegaFon". Tidzaphunzira zambiri za mgwirizano wa.

QIWI ndi "MegaFon"

Pakati pa nkhani zaposachedwapa wa Russian msika wa ndalama pakompyuta - chilengedwe cha zopangidwa ziwiri Russian pa maziko a mankhwala okwana ndi utumiki QIWI chikwama "Megaphone. Ndalama. " Monga deta angapo a buku la kampani lolingana ndi pangano anali motalika kokwanira. Musanayambe limodzi ntchito kampani pafupifupi chaka ife mgwirizano mfundo luso. Izi zimachititsa mankhwala, malinga ndi zimene akatswiri ena, koma alibe analogues mu msika Russian.

Ophatikizana pakompyuta chikwama am'tsegulira olembetsa "Megaphone" ali osiyanasiyana mwayi kwa malipiro amagetsi. Mfundo amene anganene kuti makasitomala woyendetsa akhala kupezeka lonse la zida kuti ndi QIWI chikwama. Pankhaniyi, mungathe kupereka ngongole ntchito mosamala nkhani - ichi ndi kulunjika wa mankhwala atsopano. Chinanso chofunika kwambiri kugwiritsa ntchito zithandizozi olowa akatswiri kuitana kupereka chosangalatsa kuti azilandira a "MegaFon" kwa malipiro ntchito. Iwo amatamanda muyezo wa wosuta. phindu ndi 0.5% ya kuchuluka kupanga malipiro ngati ena kuposa kupereka chithandizo cha ntchito yotere. chikhalidwe china bonasi ndi malipiro ayenera ikukhudzana kwa anthu amene dongosolo satenga ntchito. Mbali imeneyi, amene anapereka "MegaFon" ndi QIWI chikwama Intaneti weniweni ndi akatswiri mu chilengedwe walandira zabwino kwambiri.

Kugwiritsa ntchito chimathandiza wolembetsa kuti "MegaFon" kuona olimba, recharge, ndipo ndalama kutengerapo pa nkhani za anzathu ndi achibale. N'zotheka sintha njira, imene muyezo wa anthu ena komanso kuonekera kwa wosuta: pakuti ichi, ayenera kutumiza pempho bwenzi lake, ovomereza chilolezo awo kuti makonzedwe a tsatanetsatane wa nkhani ya munthu. Izi ndi zothandiza ngati Mwachitsanzo, makolo ndikufuna ana mosamala foni anali pansi pa ulamuliro. Zikuoneka kuti posachedwapa QIWI ndi "MegaFon" adzakhala kukhazikitsa komanso khadi mankhwala.

Zaluso m'chilamulo

Pamwamba tinaona kuti malamulo Russian mokwanira mosamalitsa nthawi malipiro amagetsi mu gawo la Chitaganya cha Russia. Pa nthawi yomweyo, monga taonera ndi akatswiri ena, mbali zogwirizana malamulo amamuchititsa pang'onopang'ono kumangika. Mwachitsanzo, posachedwapa mu Duma anayambitsa bilu, monga kuchepetsa kuchuluka pazipita elekitironi kutengerapo pakati owerenga amene mayina sizinachitike anatsimikizira, mpaka 1 zikwi. Rubles. Ngakhale lero mtengo uwu 15 chikwi. Rubles. Komanso, bilu lili mawu malinga ndi zomwe pazipita kuchuluka kwa ndalama waikamo mu kompyuta nkhani malipiro dongosolo mwina upambana 5 zikwi. Opaka., Ngati moyenera, wosuta alibe anatsimikizira kuti asadziwike. Tsopano chithunzi ichi ndi 15 zikwi. Rubles.

Izi kanthu malamulo, malinga ndi akatswiri ambiri, anali ndi chinthu chimodzi mu dontho lakuthwa mu QIWI zilembedwe pa NASDAQ katundu kuwombola mu January 2015. Choncho, pa imodzi mwa gawo malonda, zosonyezera makampani Russian anatsika ndi oposa 19%. Magawo anakana kwambiri QIWI ndi MICEX - by 7%. Top Mabwana a dongosolo Russian malipiro mu ndemanga atolankhani kuti akukhulupirira kuti bilu adakali zasintha mokomera pokonza mawu. Kapena Mwachitsanzo, mu chida oyenera owona za malamulo adzakhala mwayi kuti wosalira poyerekeza ndi chiwembu panopa njira kutsimikizika. Komanso QIWI utsogoleri kuzimwera okonzeka kutumiza nthumwi zake nawo gulu ntchito pa nkhani imeneyi.

Malinga owerenga ake

Kodi ogwiritsa Russian nawo chikwama QIWI? ndemanga Makasitomala a kampani, amene amadziwa dongosolo ili malipiro, ambiri, positive. Iwo ali kwakukulukulu wokhutitsidwa ndi ntchito amapereka. Makamaka mu njira zabwino anthu kuti kumasulira mu QIWI chikwama ndalama mwachilungamo mosavuta - mukhoza kuchita izo kupyolera osachiritsika, ndipo kudzera mwa ngongole.

Tamandani dongosolo chifukwa cha zochita kuti tikuuzidwa molumikizana ndi Visa. Makamaka owerenga yabwino amatchedwa "digito" buku la khadi malipiro wotchedwa QIWI Visa Khadi. Makamaka, zabwino zikungosonyezeratu kuti kudzadza ndi chomwecho kudutsa malo nthawi zambiri anakumana. QIWI Wallet amakhulupirira kuti owerenga, timatha inu kulipira zambiri za ntchito tsiku ndi tsiku, ndipo kawirikawiri m'pofunika kupeza njira zina malipiro, kapena kupita ku banki kuti apange malipiro kutero.

Iwo anaona apamwamba a luso thandizo. Makamaka, owerenga ambiri anali ndi mavuto ndi mayikidwe pachithunzichi ndalama kwa nkhani. Nthawi zambiri, mtundu uwu wa zinthu mothandizidwa ndi thandizo anali msanga kwambiri.

chiwerengero cha dongosolo zolakwa ananenera owerenga, monga chakuti ambiri a misonkhano kulipira QIWI chikwama amalola, anapereka ntchito ndi mkulu. Komanso, ambiri makasitomala QIWI ndikukhulupirira kuti kampani adzakhala zothandiza kuti mukulitse maukonde mnzake: mu kachitidwe ambiri lachitatu chipani sizingatheke kuti recharge nkhani ya WOPEREKA yaikulu ya ntchito kompyuta malipiro Russia.