Wokhometsa - ndani? ntchito wokhometsa

Nthawi zambiri mawu akuti "wokhometsa" Chifukwa cha kuchuluka posachedwapa sanali kupereka zofuna ndalama ya anthu ndi mabungwe alamulo ndalamawo pa TV misa ndi kukambirana paokha.

ntchito kumafuna

Ambiri a dzina "wokhometsa" amalowa stupor a. Professional chithunzi kugwirizana ndi akulu shirokosheim womenya ndi kalabu dzanja, magalasi, ndiponso kusapezeka chisoni aliyense. Kodi kulongosola zenizeni, zoona, wokhometsa - ndani: a bouncer kapena zamaganizo chabwino? Kodi n'zotheka kumukaniza? Tikupereka inu mayankho a mafunso amenewa ndi ena ambiri.

Lingaliro la "wokhometsa" Pankhaniyi wayima monga bungwe boma kapena anthu kuti kusonkhanitsa ngongole kapena kukambirana pakati pa ngongole ndi ngongole pa alipire ngongole. Ngongole Kusangalala Company mwa njira iliyonse (nthawi zambiri adakali yololeka kapena okolozakonnye) kutsimikizira kuti abwerere ngongoleyo. Moperewera lingaliro zigawenga wokhometsa Izi si zoona. zipangizo zawo - makamaka foni mafuta ndi Nawonso achichepere kompyuta makasitomala.

Cholinga chachikulu

Woyamba wokhometsa kampani m'dziko lathu anayamba kuoneka mu 2004. njira zawo poyamba anali kwenikweni aukali. Today, mafunso wokhometsa - izo ndi amene, tikhoza kunena motsimikiza kuti kwenikweni ndi mlangizi ndalama. The udindo waukulu katswiri uyu si zosasangalatsa foni kulira ndi kupanga ena njira ndalama vuto lake kwa munthu. Wokhometsa ayenera kuwafotokozera malipiro wobwereka chiwembu ndi alipire ngongole, bajeti ndi kuthandiza kupeza kuthekera Kupeleka ndalama kwa malipiro nkhani ngongole. ntchito katswiri kwenikweni si kuti "Zipatalazo" anali bailiffs, ngongole ayenera mudzalipidwa mu dongosolo pretrial.

nkhani ogwira

Mabungwe deta ntchito , patsogolo wapatsidwa (ndipo m'pomveka) antchito wakale wa matupi yazamalamulo, akapitawo a asilikali ku malo a, bailiffs, maloya kapena ogwira ntchito za mabungwe zosonkhanitsira zofanana ndi mabanki. ofuna ambiri achita zimenezi ntchito investigative, ndi luso kuti amakulolani msanga osati kupeza ngongole, komanso akatswiri khalidwe ofotokozera ntchito naye. Mwamsanga, bwino, popanda maganizo zosafunika. Komanso, chofunika chimene chimapangitsa zosonkhanitsira ngongole Makampani ofuna, ndi pamaso pa maphunziro apamwamba. Nthawi zambiri, tiyenera kukhala chuma, ndalama kapena malamulo. Pa nthawi yomweyo, inu mukhoza zambiri amakumana wokhometsa, ndi zamaganizo kapena mphunzitsi. Komabe, mabungwe ambiri yosankha anthu osaphunzira kwambiri, koma omwe ali bwino kwambiri kuwerenga maganizo kapena naonetsere maluso abwino.

maluso

Komanso, munthu ntchito kwa chamutu ntchito ayenera kulimbikira, kugawa bwino wodziwa kuwerenga maganizo a wokongolayo, iye ayenera kukhala chakudya kwambiri kudziwa kompyuta ndi kudziwa mmene angachitire ndi zinasokoneza makompyuta osiyana. Izi akhoza malangizo mu mabanki, kampani ya inshuwalansi, pakati adiresi amasinthira, zofunikira onse makampani, Intaneti telefoni, amasinthira ngongole ndi zina zotero. D.

Imapatsa ndi ntchito deta ayenera kutha mwachindunji wokhometsa. Amene amadziwa ichi ndi amamvetsa mfundo za mavuto amenewa, ndi Woyesana chenicheni cha positi. The makampani mayiko phungu mwina zolembera zoti Zilankhulo. Komanso, anapatsidwa kuti okhometsa kulankhula ndi anthu, nthawi zambiri "inamupanikiza" ndipo iwo kumvera ndiponso kumuopseza chipongwe zenizeni pa adiresi wake, misozi, mapemphero ndi kubuma, ntchito otere, ndithudi, nkhawa khalidwe, ndi munthu akuimba izo, izo ziyenera kupirira ndi kulolerana nkhawa. Ngakhale ngakhale kuti okhometsa amaphunzitsidwa kulankhula ndi makasitomala alembedwa nkhani, zochitika wapadera mu njira yake, ndi zimene munthu pa mapeto ena kungakhale sizimadziwika. Komanso, aliyense phungu ayenera kudziwa kuti ntchito zazikulu wokhometsa. Si monga foni aubusa. Kawirikawiri amakhala ndi kupita kukakumana ndi makasitomala pa m'gawo lake, koma amathanso ili mu zigawo.

adiresi njira

Mwanzeru mabungwe chopereka cha ntchito zawo adzalandira mphoto ndalama. Nthawi zambiri, imeneyi ndi kuchuluka wabwino. Izi zidalira pa kukula kwa ngongoleyo. njira zitatu polimbana ndi amangawa tingaone. The choyamba - pamene zosonkhanitsira ngongole kampani wokongoza opambana ntchito bwino anachita ndi kuchuluka kuchuluka. Malinga mlingo wa movutikira kungakhale 10-40%. Chachiwiri - pamene banki kapena kampani kuti amagulitsa ngati chopereka bungwe "ngongole mbiri" kwa ndalama ndi 5-15% poyerekeza mtengo wa ngongole. Mu chimake lachitatu wokongoza sangathe ntchito misonkhano ya okhometsa, ndipo n'kuyesayesa paokha ndi amangawa kudzera m'makhoti. Njira lomaliza - zinachitikira poipa kwambiri. Si chinsinsi kuti bailiffs mangawa kunyalanyaza borrowers mwina mlandu yaitali kwambiri. kuchedwa kawirikawiri mu Kuthi bwalo - chinthu mwachizolowezi. Choncho, obwereketsa amakonda mutu wake tinatengera kwa deta ngongole bungwe.

Mitundu amangawa

Ngati funso wokhometsa - iwo ali, zambiri kapena sichidziwika bwino, kuti ndi amene ngongole zimene ali psycho wake, amadziwika si aliyense. Sami wokhometsa Makampani kugawana borrowers amene amakana kulipira ngongole, anayambitsa dongosolo wapadera wa gulu. Aliyense kampani, zingabweretse yake, koma ambiri a mitundu zotsatirazi:

1. Mukulengeza umangoopseza. Munthu ameneyu akodwa ngongole yake. Ngongoleyo, pamafunika zambiri ngongole watsopano, ndi alipire akuti kale bwino.
2. Weeper. Long akhoza kukana kuli ngongole, koma kuti amazindikira wayamba "kulira" mlandu padziko lonse (obwereketsa, maloya, okhometsa), koma osati iye.
3. Rationalist. Ndi kupezeka kwa ngongole akuvomereza. The Zithunzi zotsatirazi bwino kumene akufuna offsets.
4. The fraudster. Dala kuonera akupitiriza popanda cholinga kubweza.

Ntchito wokhometsa ndi mmene kudziwa mtundu wa wobwereka mwamsanga ndi ntchito miyeso yabwino kwambiri izo.

njira ya ntchito

Anthu ambiri amene kusonkhanitsa mangawa, kutsatira lemba la chilamulo. M'chigawo cha Makampani zosonkhanitsira maloya amene ali okonzeka kulongosola bwino kumbali ya zinthu zina. kuthamanga kwenikweni maganizo pa wokongolayo. okhometsa ndi kofuna chandamale kuti afumye defaulter kulankhula ndi kulipira ngongole. Koma nthawi zina ya mwalamulo ali osakwanira. Otchedwa "wakuda" okhometsa mwina kupitirira apo kuwopsyeza telefoni. Nthawi zambiri, makamaka sassy amangawa, tikukhulupirira kulangidwa awo, ankauza nkhani matayala atabayidwa anadzazidwa epoxy utomoni chitseko maloko.

Kodi kulankhula okhometsa

Ngati ndinu mosalekeza kusokoneza okhometsa yesetsani ozizira. Kuyamba, afunseni kuti apereke umboni zopelekedwa kuti oimira awa mphamvu amafuna adzabwerenso ngongoleyo. Ngati okhometsa zingasokoneze, kufotokoza kuti muli kujambula kucheza ndi akufuna kupita ku polisi. Kumuopseza ndi malowedwe zambiri m'dziko la chuma payekha akhoza kupanga gawo la mulandu chigawenga. Musachite mantha ndi kusonyeza kudziletsa. Oyimira a chigawo bungwe mwina kuzindikira mantha kapena kukayikakayika. Kumbukirani, ichi ndi mungagwiritse ntchito iwo ku khoti.

Pomaliza Ndikufuna kuwonjezera kuti mangawa akadali kulipira. Tiyeni chidziwitso cha okhometsa ndi chosankha exploratory m'chilengedwe.