Zizindikiro ndi zikhulupiriro ndalama kukopa ndalama

Masiku ano, pafupifupi zinthu zonse kuwagula ndi kuwagulitsa, ndi khola chikhalidwe ndalama amalola zija aliyense chenicheni, ndalama imatengedwa pafupifupi mwambo chinthu. Anthu amatha thanzi ndi mphamvu maganizo kwa zaka zambiri kuti adzawapatse moyo wapamwamba. Komabe, pali anthu ena amene ali pantchito ya ngongole wokondedwa amagwiritsa zizindikiro zosiyanasiyana, ndalama miyambo ndi zikhulupiriro. Mwina n'zomveka? Pajatu zimachitika kuti ndalama zina kuyenda momasuka munthuyo sizikuwoneka yesetsani, ndi wina akugwira ntchito kuyambira m'mawa mpaka usiku ndipo simungakhoze kupereka ndalama yabwino.

Akukhulupirira kuti gulu loyamba la anthu ntchito matsenga, potengera nzeru za zaka mazana ambiri wowerengeka, amene tsopano touted zizindikiro ndalama kuonjezera ndalama. Mwina, ambiri amaona opanda nzeru pochita kungotaya nthawi, koma ndithu padzakhala anthu amene ali kale pa chikwama lanu amene mphamvu ya miyambo matsenga, ndipo ngakhale anaona zabwino. Mulimonsemo, mfundo za mmene kuonjezera otaya ndalama sadzamva zosafunika.

Kodi kuthana ndi ndalama

Lero munthu akhoza kupeza zikwi nkhani ndi mabuku amene amafotokoza za malamulo othetsera ndalama, komanso yolumikiza zizindikiro ndalama ndi chuma. Tiyeni titenge bwino ayamikira chidwi kwambiri:

• Kulemekeza ndalama - choyambilira, kukhazikitsa amene akulonjeza mtsinje azilandira chuma komanso, ngati anyamata, pakalibe wawo wonse. Amakhulupirira kuti ndalama zimadalira ife, momwe ife tikhutire, choncho ambiri adzabwera. Pankhaniyi, inu tisaganize kuti kwambiri ndalama, kapena thumba la ndalama anu kamodzinso kanthu.

• Kulemekeza ndalama - iwo nthawi zonse mwaukhondo zakhala zikuzunza m'miyoyo mu dongosolo mu kachikwamako. Zipembedzo apamwamba mlingo bwino kulekana kuyambira zing'onozing'ono ndipo, ndithudi, kwa zinthu zazing'ono. Kukondwa ndalama iliyonse parishi, ngakhale zazing'ono kuti: "ndalama amapanga ndalama", ndi kupereka chuma zikutanthauza kuti analimbikitsanso kuchitira.

• Kumvetsera zachuma - ukulandiridwa kuukitsa ndalama anapeza, zikhale ndalama zazikulu kapena makobidi. Iwo ankakhulupirira kuti thambo Choncho limafufuza ngati munthu ayenera ndalama kapena ayi. Komabe, inu simungakhoze kuwuka ndalama pa mphambano za njira, ndipo m'mawa, kukhala ndi njala.

• Kupereka ndalama zolowa okhazikika - sayenera "kubisa" pansi matiresi lapansi. Ndalama "amakonda" gulu - bwino kusunga ndalama mu mabanki ndi aganyali kwina. Ambiri ndalama zizindikiro ndi chiwembu zokhudzana ndi ndalama anawauza.

Zizindikiro banja kuonjezera ndalama

Zikhulupiriro zoterezi ndalama ndi zamatsenga ndi mfundo zikuluzikulu khalidwe la tsiku ndi tsiku mu nyumba, amene anabwera kwa ife kuchokera nthawi makedzana. Zikuoneka kuti litsatidwe kuwathandiza kuti kuthetsa umphawi, kuchotsa ndalama zosafunika ndi kukopa chuma.

Inu simungakhoze kusesa pansi cha kuchoka ku nyumba - kotero Hostess akhoza "kutulutsa" zachuma bwino. Scavenge ayenera kuloŵa pakhomo kutsogolo ndipo muyenera kusambitsana pansi ndi malo omwewo. Dzuwa litalowa ndi kusanache ambiri sangathe wopekayo zinthu zimenezi.

M'pofunika kusunga zinthu zonse m'malo awo, kupewa fumbi kudzikundikira komanso kufala kwa nzika - ndalama amakonda ukhondo ndi dongosolo. Kangaude m'nyumba - kupeza phindu, kotero izo zikhoza asaphedwe.

Ku nyumba pogwiritsa ntchito ndalama ayenera kukodzedwa pa mphambano za ndalama kapena zipinda zonse anaika pa envelopu wofiira ndi ndalama zazikulu mkati. Amagwiritsidwanso analangiza mu nyumba kukula mtengo wa ndalama, chikuoneka limasonyeza mlingo wa mkhalidwe wachuma.

Patebulo m'nyumba - malo apadera, amene kugwiritsidwa ntchito pa chakudya. Inu sangachoke kanthu, zauve mbale ndi kusunga chakudya mu CD pachiyambi.

Folk maula kusintha ndalama bwino

Tsopano anthu ochepa kwambiri kulabadira zizindikiro, mfiti ndalama ndi miyambo Komabe, motsogozedwa ndi zambiri osati kupulumutsidwa ku mavuto, komanso kubweretsa zabwino ndi kukhazikika ndalama.

Kotero, chiwerengero cha zikhulupiriro chidwi:

• ndalama kugula potuluka chiyenera kuikidwa ndalama pa kauntala ndi kutenga yobereka manja Wogulitsa;
• mangawa onse, ndi zofunika kuti abwerere m'mawa - sikutheka madzulo;
• nthawi yocheza ndi anthu opambana ndi olemera - iwo angabweretse makamaka mphamvu ndalama;
• kupita ku boutiques mtengo ndi odyera, ngakhale inu simungathe kugula chinachake kuyesa zovala mumaikonda kapena kapu ya tiyi;
• zonse kuthetsa zinthu banja ndi kuchotsa makuponi;
• kugula nyumba chithunzi cha madzi aliwonse;
• ndi zofunika kuti mphaka kapena mphaka, ndi bwino ngati ndi yosokera;
• kukhala ndi chidaliro cha dziko - ndalama chidwi ndi udakali mokondwera;
• kuteteza voids mu kachikwamako, mwinamwake adzakhala nthawi zonse;
• monga ndalama, nthawi zambiri mufotokozere kaya kuchuluka - mwambo kukopa mu nyumba ndalama labwino;
• simungathe kupereka kapena kongoletsani ndalama madzulo - limalonjeza zomvetsa zinthu.

Ndalama zizindikiro pa tsiku lililonse

Palinso zizindikiro za ndalama pa tsiku la sabata, zimene zingakuthandizeni ntchito mwanzeru ndalama mwanzeru.

Nawa ena mwa iwo:

• Lolemba - musati kuwerenga ndalama, ndi kubwereka kapena abweze ngongole;
• Lachiwiri - tsiku lomwelo ndizosayenera kuti alandire kapena kubwerera kwa ndalama anabwereka;
• Lachitatu - ngati kuika pansi pa khobiri chidendene limalonjeza bwino ndi kuwonjezeka mu ndalama;
• Lachinayi - osavomerezeka zinyalala zazikulu;
• Loweruka - tsiku labwino kwa nkhani ya chuma;
• Loweruka - nthawi yabwino mitundu yonse ya zogula;
• Sunday - izo zoletsedwa kubwereka ndalama ndi m'ngongole.

"Osati kuti awawopsyeze kutali" kwa iye ndalama?

Kuonjezera ndalama bwino, pali zizindikiro kokha ndalama kuonjezera ndalama, komanso malamulo ena amene analimbikitsa kusunga, osati kuti asalalikire otaya ndalama.

N'zosatheka kunyamula ndalama mu thumba lanu - ndalama ngati mwanaalirenji m'zikwama apamwamba kapena wallets, kumene sayenera china kuposa ndalama.

Kodi kusiya ndalama ndi kudzitama yomasulira ya zachuma yachilendo. Ngati zambiri ndi kudzikundikira ndalama, sitiyenera zonse kuyang'ana kupeza chisa dzira.

The nyumba akhale yekha tsache, amene aikidwa nkhope pansi. Inu simungakhoze kuika galasi zosiyana pakhomo la ku nyumba, ndi bwino kuika mu khitchini tebulo.

anthu ambiri kuthana ndi ndalama zizindikiro kwathunthu ntchito palibe vuto lililonse ngati likhwelu m'nyumba - likukhalira, ndalama wake "kunyoza". M'pofunika kuyan'ana mkhalidwe kuikira pa, mavuto onse ayenera kukonzedwa m'njira yake, makamaka cranes panopa.

Ndalama "mpumulo" - si koyenera kuwerenga ndi zambiri kuwapanga iwo kanthu madzulo. Iwo ali osavomerezeka kusinthitsa ndalama zazikulu mu ang'onoang'ono - izo kukopa contingencies.

M'pofunika kudyetsa osauka, akukhulupirira kuti ndalama kumbuyo zotsatirapo Komabe, muyenera kuika asatipusitsenso, koma osati pepala ndalama.

Hava Chaka Chatsopano kukhala achuma

Ndalama zizindikiro, zimene zingakuthandizeni kupeza chuma amaganizira maholide ndi Chaka Chatsopano wakhala kugwirizana ndi matsenga ndi kukwaniritsa maloto.

Naŵa maula wamba iyi:

• Inu simungakhoze kongoletsani ndalama anabwereka madzulo a Khirisimasi ndi Isitala;
• usiku chikondwerero ngati nambala 7 angagwiritsidwe ntchito kawirikawiri - kuphika 7 mbale, kuika mpando pansi pa ndalama 7 itanani zisanu ndi ziwiri;
• ngati muli amangawa aliyense, afunseni kutumiza akutenga ndalama zawo mpaka pakati pa usiku;
• pankhondo ya chimes clamped mu nkhonya ndalama ndipo nenani cholakalaka kenako kuponya ndalama mu galasi ndi kumwa nkhani kudya ndalama, ndithudi, sikofunika - zikhoza kugwiritsidwa ntchito ina kukongoletsa ndi;
• Hava Chaka Chatsopano ndikoletsedwa ndi kutsuka mbale, zimenezi ziyenera kuchitidwa pamaso masana pa January 1 - zachuma wina "ikuyenda kutali";
• mmawa woyamba wa chaka chatsopano kusambitsana ndalama muyenera - chabe opaka ndalama pa dzanja ndi moisten nkhope yanu ndi madzi, wodzazidwa ndi mphamvu ya ndalama.

zizindikiro zonse pa ndalama ndi mwayi, ngakhale akapanda kukhala zothandiza ndithudi mwetulirani maholide kwa banja lonse.

Miyambo ndi zithumwa kukopa chuma m'nyumba

Ngati munthu akhulupirira mu malodza, ndalama limatchula ndipo amagwira ntchito ndi ndalama si mochedwa ndipo ankaoneka kuyenda kuchoka si bwino pamene nthawi yomweyo pambuyo tsiku lolandila malipiro, ayenera amachita miyambo zachilendo. miyambo amenewa kwambiri za kuwongolera zinthu bwino ndi kutukuka. Kotero, ife akusonyeza kuti dziŵani ndi njira zina wamba kusintha zinthu ndalama kwambiri.

Cash chiwembu pa mwezi

Amapita banknotes amatsogoza osiyana: zazikulu ndi zazing'ono yaikulu komanso anaika pa nyumba mu malo a phe, kumene ndalama ndi zovuta zindikirani. Ndi bwino ngati iwo ali pa nthawi yomweyo adzakhala pansi mwezi usiku. Kenako muyenera kutuluka kupita panja, kulimbana ndi mwezi, ndi kubwereza mawu awa katatu: "Mwezi-nyamuka incrementally, ndi I (anenedwanso) kupereka chuma. Zikhale momwemo ndipo adzakhala! ".

Patapita masiku atatu ayenera kusonkhanitsa ndalama zonse ndi kuzipereka pa kupeza chilichonse mtengo Mwachitsanzo, mtengo tableware, Chalk mkati kapena zibangili. Choncho, anathamangira mu makope mlandu mwezi zikutanthauza kuti kubwerera pawiri. mwambowu ayenera idzachitika lililonse mwezi.

Nawuza groats chikwama

Kwambiri "aluso" mbewu mawu kukopa ndalama imatengedwa semolina. Iwo akulangizidwa kunyamula wanu chikwama uzitsine ufa.

A mitundu yonse ndalama monga ambiri wofiira - amawakokela ngati maginito. Choncho tikulimbikitsidwa kuti chikwama cha mthunzi uliwonse wa chofiira.

Muyenera kunyamula wanu chikwama pepala linalembedwa ndi wofiira mwake-nsonga cholembera kapena chiwerengero "7" - izo kukopa njira osati zabwino.

Mwambo ntchito anyezi khungu

Kwa amene akhulupirira zizindikiro za ndalama, mawu amatsenga ndi miyambo angathe analangiza a mwambo zotsatirazi. Pamene kukonza anyezi peel anaikidwa bokosi yakucemerwa a mtundu wofiira. Kawiri pa tsiku, choviikidwa ku dzanja lamanja, kaphokoso ndi kuyankhula pa nthawi yomweyo: "Ndi ndalama yanga rustle!" Kodi zonse kusinthidwa ndi bokosi, ndipo pamene mankhusu ali mochuluka kwambiri, pa mwezi kukula, ayenera kutulutsa ndi kutentha. Mwambo ayenera kuchitidwa nokha ndi maganizo abwino ndipo pamenepo chilengedwe chonse chofunika kumvera zilakolako zanu.

Mwambo ndi ndalama za golidi

Akukhulupirira kuti njira ndiwo kwenikweni pamene kukopa ndalama si chilakolako koma kufunikira Mwachitsanzo, ngati mwanjira likukhalira kugwirabe malipiro.

Musanayambe akachite mwambo ayenera kukhala bwino m'nyumba, kuchita kuyeretsa ambiri, kuonetsetsa kuti palibe zinthu zakunja ndi mphinjiri, Zopanga n'kusokoneza kanthu. Tiyenera kukodzedwa mu chipinda chirichonse pa ndalama asanu ndi anayi zosiyana mtundu wachikasu, aliyense limene lili mlingo yake. Zotsatirazi ndi kukhala pa bedi, kutseka maso anu ndi kunena kasanu ndi kanayi "Gold mkati, osati mozungulira nyumba yanga." Chotero inu muli kukopa ndalama pa.

The moyenera kuti ndalama - chinsinsi bwino

Pa kukhazikitsa miyambo yonse kwambiri mkati maganizo wauzimu. Izo ziyenera tichotse maganizo, kukayikira, nsanje ndi maganizo a chilungamo. N'zoona kuti zizindikiro zonse, ndalama mfiti ndi miyambo ntchito pa 100%, zimadalira ubale munthu ndalama. Mulimonsemo, kukhwimitsa ndi zotsatira zabwino pa anthu, ndi maganizo chidaliro akubwera zambiri, ndipo ndalama bwino. Chinthu chachikulu ndicho kukumbukira kuti ndalama sayenera cholinga cha moyo - iwo okha njira kuchita dongosolo lake.