Mabanki-ogwirizana a Bank Savings. Palibe komiti yomwe ndingatulutse ndalama ku khadi la Bank Savings?

Sberbank amaonedwa ngati malo akuluakulu a dzikoli. ATM zake zili paliponse. Palinso mabanki apamtima a Sberbank. Popanda ntchito, mukhoza kuchotsa ndalama kwa iwo. Mukungodziwa kuti ndi ndani wa iwo.

Zokhudza mapulogalamu othandizira

Msika wa Russia umaphatikizapo kuchuluka kwa ndalama. Aliyense ali ndi malipiro ake azinthu zoperekedwa. Posankha banki, muyenera kudalira zinthu ziwiri. Kukhazikika ndi kudalirika kwa bungwe kumaonedwa kuti ndi kofunikira. Ndiye khalidwe ndi mtengo wa misonkhano. Ndizimene zimayang'anitsitsa posankha banki.

Poganizira momwe Sberbank angakhazikitsire, munthu angathe kuona mabungwe omwe amagwirizana nawo. Awa ndiwo mabungwe omwe amapereka chithandizo pazinthu zabwino. Ngati kampaniyo ilibe mgwirizano wa mgwirizano, mtengowo udzakhala wapamwamba. Choncho, mgwirizano woterewu udzakhala wopanda phindu kwa makasitomala.

Tsopano mabanki osiyanasiyana-ogwirizana a Sberbank akugwira ntchito. Popanda ntchito, mukhoza kutaya ndalama ndi thandizo lawo. Chifukwa cha mgwirizano, bungweli liri ndi zinthu zambiri zamalonda, zomwe zimalola kukopa makasitomala. Ndipo anthu amachita ntchito popanda komiti kapena ndalama zochepa.

Kugwirizana kumapindulitsa mbali zonse. Banki imapeza makasitomala ambiri, ndipo ogula angagwiritse ntchito mauthenga abwino. Mwachitsanzo, ngongole inaperekedwa mu bungwe lomwe limatengedwa kuti ndi mnzake wa Sberbank. Pachifukwa ichi, mukhoza kulipira malipiro kudzera mu chithunzi chake. Ndipo komitiyo idzakhala yochepa. Zowonjezera ndalama zingakhale ziribe. Ngati mukulipira ngongole ku bungwe lomwe silili mnzawo, ndiye kuti mudzayenera kulipira mkulu.

Mitundu ya mabanki othandizira

Tsopano mabanki osiyanasiyana-ogwirizana a Sberbank akugwira ntchito. Popanda ntchito, mukhoza kuwachotsa pa khadilo. Izi zikugwirizana ndi mabungwe apamwamba, komanso ndi omwe akungoyamba kumene. Mndandanda wa ophatikizapo ndi awa:

• Rosselkhozbank;
• "VTB 24";
• "MTS Bank";
• "Investbank";
• Promsvyazbank.

Koma si mabanki onse a ogwirizana a Sberbank omwe alibe komiti kuchotsa ndalama amaloledwa kuchita. Ena ali ndi malipiro, koma ndi ochepa. Kuwonjezera pa kuchotsa ndalama, iwo adzatha kulipira ntchito popanda kupita ku makomiti aakulu omwe ali mu mabungwe ena.

"VTB 24"

Pakadali pano, bungweli likuonedwa kuti ndilo mnzake wamkulu wa Sberbank. Zimagwira ntchito kwa anthu payekha ndi mabungwe alamulo. Makampani aakulu amagwira naye ntchito. Kwa makasitomala "VTB 24" akupereka:

• Miyambo;
• Kutengera kwa makadi;
• Kusintha kwa ndalama za ndalama;
• Kulembetsa kwa ma bokosi.

Banki ili ndi dongosolo lamakono la nthambi. Nthambi zoposa 1,000 zili m'madera akuluakulu a dzikoli. Amakhasimende amapatsidwa ntchito zabwino, mapulogalamu opindulitsa.

Popeza ndi gawo la gululi, lomwe limatchedwa "mabanki a Sberbank's partner," ndalama zimachotsedwa popanda ntchito. Kuti mupereke pakati pa makadi, 1.5% yokha ndiyoyikidwa. Kukula kwa komiti m'dera lililonse kungakhale kosiyana. Komanso ndalama zingakhale zosiyana malingana ndi cashier ndi mtundu wa khadi.

"Rosselkhozbank"

Mabanki-omwe amagwirizana nawo a Sberbank ku Russia popanda ntchito amakulolani kuti mutenge ndalama pa ATM zonse. Malo achiwiri mu chiwerengero cha nthambi ndi wotengedwa ndi Rosselkhozbank. Tsopano pali maofesi oposa 1800. Bungwe linagwiritsidwa ntchito kokha ndi oimira agrarian sphere, anawapatsa ngongole. Chifukwa chothandizira malangizowo, tinatha kukhala ndi mavuto, komanso kuthana ndi mavuto azachuma.

Tsopano Rosselkhozbank ndikutumikira akuluakulu oimira agrarian gawo. Bungweli likuwonjezera mndandanda wa mautumiki, kotero tsopano anthu angathe kugwira nawo ntchito. Kwa makasitomala athu timapereka mapulogalamu othandiza - ngongole ndi ngongole.

"Uniastrum Bank"

Amagwirizana ndi izi, Sberbank. Mabanki-othandizira opanda ATM apadera ali pafupi kulikonse. "Uniastrum Bank" ikuphatikizidwa mu TOP-30 akuluakulu mabungwe a dzikoli. Iye adapatsidwa mobwerezabwereza zizindikiro zabwino kwambiri.

Bungwe liri lonse, monga limagwirira ntchito ndi anthu payekha ndi mabungwe alamulo. Koma patsogolo - bizinesi yaing'ono ndi yamapakati. Mu bungwe muli mwayi wolembetsa kalata ya ngongole kapena debit, komanso phindu pazochitika zabwino.

Admiralty Bank

Iye ndi mbali ya mabanki a Sberbank omwe amagwirizana nawo. Popanda kuitanitsa ndalama pakhomopo amaperekedwa kwa ogwiritsa ntchito makhadi. Gulu limagwira ntchito kwambiri ndi makasitomala amalonda. Koma anthu amapatsidwa ngongole, komanso amawapatsa ndalama.

Kugwiritsa ntchito ATM

Pali mabanki-ogwirizana a Sberbank ku Crimea. Popanda ntchito, mukhoza kuchotsa ndalama kuchokera ku VTB 24. Ndibwino kwambiri kugwiritsa ntchito ATM. Ndikofunika kuti mukumbukire PIN, yomwe yaperekedwa ku banki mutatsegula akaunti. Njirayi ndi yophweka. Muyenera kusankha gawo la "Kuchotsa Cash", lowetsani deta, fufuzani, ndikutsitsimutsani ntchitoyo.

Tsopano mu Russia muli zonse zowonjezera-makina a ATM. Koma mulimonsemo, akhoza kutaya ndalama. Zipangizo siziri mu mabanki okha, komanso m'masitolo ndi zosangalatsa, masitolo. Mabungwe-mabwenzi sapereka msonkho kapena kutenga ndalamazo.

Ofesi ya ndalama ya banki

Ngati pazifukwa zina simungathe kuchotsa ndalama kuchokera ku ATM, mungathe kugwiritsa ntchito ku ofesi ya cashier. Pokhapokha pamutu uno, kupatula pa khadi, muyenera kupereka pasipoti. Ndiye muyenera kulowa code. Nthawi zina zimayenera kutchula dzina lachinsinsi lomwe limatchulidwa mu mgwirizano pamene mutsegula akaunti. Ngati izi sizidziwike, ndiye kuti malipiro a ndalama adzakanidwa. Njirayi ndi yofulumira kwambiri.

Kuchokera kwa ndalama kumakhala koletsedwa. Malire adatsimikiziridwa tsiku, mwezi. Zonse zimadalira mtundu wa khadi, kotero chiwerengerocho chingasinthe.

Kodi ndi makadi ati omwe amatumikiridwa?

Pali mitundu yosiyanasiyana yamakhadi a kubweza omwe amavomereza ndi mabanki omwe amagwirizana nawo. Iwo ndi:

• Kuchokera - kuwerengera kumachitika pokhapokha pothandizidwa ndi ndalama zaumwini;
• Ngongole - wothandizira amagwiritsa ntchito ndalama zongobwereka ku banki, amaikamo malire.

Mitundu yamakhadiyi imavomerezedwa mu mabanki apamtima. Kwa iwo, mungathe kuchotsa ndalama mosavuta. Pa nthawi yomweyi, mukhoza kugwiritsa ntchito ku nthambi zonse za mabungwe azachuma ndikugwiritsa ntchito ATM. Ndiponso, makadi a kulipira amagawidwa ndi udindo:

• Golide;
• Platinum;
• Magazini ya Black Black.

Khadi lililonse liri ndi mphamvu zake. Ma bonasi ambiri amawerengedwa. Mapulogalamu otchuka kwambiri ndi Visa ndi MasterCard. Mmodzi wa iwo amavomerezedwa osati ku Bank Savings, komanso ndi abwenzi. Izi zidzasungira ndalama zanu popanda kulipiritsa ndalama kwa makomishoni.