Kodi ngongole, ndi pamene inu muyenera kuti

Posachedwapa, mbali yaikulu ya anthu mu dziko lathu sindikudziwa chomwe makadi ndi chimene iwo akufuna, ndipo patapita zaka zingapo, pafupifupi aliyense ali chimodzi pogwiritsa ntchito ndalama. Kuti kusowa zambiri ntchito mankhwala banki chifukwa chakuti anthu ambiri sadziwa ndi ngongole, ndi kuti - madebiti, ndi momwe iwo amasiyana. Ngakhale kuti kulembetsa ogwira ntchito iliyonse khadi banki kufotokoza zinthu zina za mwachidule, chinthu chofunika kwambiri ndi zambiri chete, kotero kumvetsa nokha.

Choyamba, muyenera kumvetsetsa zimene ngongole khadi ndi chimene iwo uli. Ndi malipiro ndi kuthetsa mpukutuwu ndi chikalata monga mwadzina mbale pulasitiki mokwanira kukula ang'onoang'ono. Nthawi zina, njira ya malipiro kungakhale chabe, koma ndiye zilipo mosamala zidzakhala ochepa. makhadi amenewa angagwiritsidwe ntchito malipiro cashless wa katundu aliyense, ngati maukonde malonda ndi zida ndi zipangizo zoyenerera, lomwe limati mfundo wailesi ndi akutumiza pempho ku banki chifukwa chilolezo malipiro.

Pa gawo kulankhulana ndi kompyuta pakati zolipiritsa akutsimikiza pamaso pa kuchuluka wofunikila malipiro pa nkhani ya wogula, ndiye amalola kapena salola kuti withdrawals. kukula ngongole zambiri zimadalira mavuto khadi unayambitsidwa. Ngati inaletsedwa, wangwiro ndi malipiro, ulemerero kupezeka kudzadalira pa ndalama milandu mwezi ngati kasitomala waganiza apereke "ngongole" paokha, ndiye iye adzafunika kalata ya ndalama kwa miyezi 6 chatha, kapena pamaso pa kupereka nkhani Bank.

Kodi inu mungalandire njira zamakono za malipiro

The yokonza zikalata kufotokoza zimene ngongole, komanso malamulo ntchito msonkhano uno kwa munthu wogwira ntchito ku banki, koma ngati iye sanatero, inu mukhoza kumufunsa mafunso nokha kapena kuyitana hotline banki ndi kupeza mphindi onse chidwi kumeneko. Amaona yodalirika ngongole Visa, amene wakhala munthu. Ena mabanki nkhani ndi makadi MasterCard, koma monyinyirika kwambiri, kokha ngongole ang'onoang'ono. Ngati makasitomala ali ndi mbiri zabwino za ntchito ya ndalama, patapita kanthawi kuchuluka kwa ngongole mwina akhoza chinawonjezeka ndi banki yokha kapena kuitanitsa.

Kodi kupanga makadi malipiro

Panopa, pali zingapo zimene mungachite kuti khadi kamangidwe. Poyamba, ndondomeko imagwiridwa kokha pamene anakachezera banki, ndiponso kupereka zikalata zonse kumafunika nthawi. Ndi posachedwapa, panali kuthekera kuyitanitsa makhadi pa Internet, ndilo yabwino makamaka amatanganidwa ntchito ndipo n'zosatheka kukhala kutali kwa nthawi yaitali kulikonse. Pankhaniyi, kasitomala ayenera kudzaza pempho anketu- pamalowa, chindunji pamene deta zonse zofunika, kutumiza ku gombe ndipo dikirani kuti ayankhe. Komabe, dziwani kuti ngati munthu sanali kudziwa zimene ngongole, ndipo simukudziwa ngati iye akuchifuna, ndi bwino kapena kukana kulembetsa, kapena anakachezera banki kupeza upo isanafike. Tiyeneranso adzanyamula kukumbukira kuti mafunso n'kofunika kuti mwachindunji chabe zinthu zimene zili zabodza, monga antchito banki zifunika kutsimikizira mbiri makasitomala ndi deta yake.

Aliyense banki ali mfundo zake pa kupereka ndi mathandizidwe kadi, ngakhale ngati bungwe lina la zachuma anakana kuti apereke izo, musataye mtima. Inde, kwambiri wosadalirika ndi zokayikitsa deta ku wobwereka, ndi apamwamba mlingo chidwi ndalama Komabe, chiopsezo wololera, ngati nthawi zonse kupereka.