Payback nyengo - chizindikiro kwambiri kwa Investor ndi

M'nkhani ya wambirimbiri likulu zokwanira (wina akhoza kunena kuti, maonekedwe a zotsala likulu, omwe sangathe kuchita bizinezi zawo), anthu paokha ndi mabungwe ena azachuma akuganiza bwanji kuti zilipo mongoyembekezera ufulu ndalama ku ntchito, chifukwa chololera patsogolo likulu ndi ntchito yake yaikulu . Kuti timvetse mmene msanga wamalonda wayamba kupindula ndalama padera kuchita masamu payback nthawi. Izi zikutanthauza chithunzi ndi mmene kuchita masamu, ife kufotokoza m'nkhani ino.

The payback nthawi ya ndalama zikusonyeza mfundo zomwe ndalama kuchokera ndalama adzakhala upambana kuchuluka kwa ndalama palokha ndipo polojekiti amayamba kupeza phindu ukonde. Mawerengedwe a chizindikiro ichi n'kofunika Investor, chifukwa izo zimapereka mpata kuti aone riskiness cha polojekiti ndi nthawi imene mukhoza kugwiritsa ntchito zipangizo ophatikizidwa.

Pano pali chitsanzo yosavuta. Ngati polojekiti ali padera mamilioni a madola, ndi kuchuluka kwa ndalama pachaka madola zikwi zana, nthawi payback adzakhala zaka khumi. Koyamba zingaoneke kuti mwamsanga kulipira polojekiti, zidzakhala yopeza ndalama zambiri, koma zimenezi si zoona kotero, ndi pansi ife ifotokoza chifukwa chake.

Mawerengedwe a nthawi payback la ndalama - ndi ndondomeko zofunika kuti poyambirira chigamulo pa nawo kapena wokana ine ndiri ichi kapena kuti polojekiti. Malinga ndi zimene mawu a polojekiti, angagwiritsidwe ntchito njira zosiyanasiyana:

1. Ngati ntchito ali yochepa (chaka chimodzi), masamu mu alipidwa payback nthawi ya ndalama - payekha Chigawo cha kuchuluka padera ndalama mwezi. Ndondomeko imeneyi zimathandiza inu kuwerengera, pamene ife tifika ndalama zathu otchedwa mtengo m'tsogolo.
2. Ngati ntchito ndi zaka angapo, m'pofunika kuwerengera Kuchotsera payback nthawi ya ndalama kuti amatilola amanena pamene ife tipita ndalama padera mu mtengo panopa. Kusiyana pakati pa mtengo panopa ndi m'tsogolo kuti ndalama umamumvera ndondomeko kufufuma, mwachitsanzo depreciation. Choncho, madola milioni lero, inu mukhoza kugula ambiri mfundo zenizeni kuposa yemweyo madola miliyoni mu zaka khumi. Kuti timvetse, tikabwerera kuchuluka padera mu mtengo weniweni pa nthawi ya ndalama, ndi kudziwa Kuchotsera payback nthawi. Mawerengedwe a chizindikiro ichi si zomveka kuti ntchito yochepa, monga chuma kapena zochepa khola, kufufuma kwa chaka mu dongosolo la 5-7 peresenti ndi mawu a deadlines kusintha mu nkhani yabwino kwa masabata angapo, omwe si pa mawu onse azamalonda, n'komwe. Kuchotsera payback conveniently masamu motere: Simple nthawi kuchulukitsa ndi kuchuluka kwa mayunitsi, ndipo chaka ndi chaka pafupifupi mlingo kufufuma, anakweza mphamvu wofanana ndi chiwerengero cha zaka kunyakhe.

Pamodzi ndi otaya ndalama, tsogolo ndi mtengo lino la ndalama, payback nthawi ya ndalama ndi imodzi mwa zizindikiro zofunika kwambiri ntchito ndi bwana ndalama. Dziwani zambiri mofulumira payback kawirikawiri kugwirizana ndi chiopsezo chachikulu - apamwamba mlingo wa kubwerera, zoopsa kwambiri ukusunthira zofunika kuchita pofuna kukwaniritsa cholingacho. Choncho, aliyense Investor Pozar pa mlingo wa adzabwerenso 300% ndipo payback mu miyezi inayi - mopambanitsa n'kutheka kuti chuma chakecho udzayaka chabe chifukwa chosasamala kapena contingencies kulamulira. Ndalama chimodzimodzi ndi zokolola zochepa ndi yaitali payback mwake, olimba mtima kwambiri.