"Professional Mawu": ndemanga Company

Mwina si munthu amene sibwenzi anakumana ndi mavuto a zachuma. mavuto ndalama anakumana ndi anthu onse ndipo nthawi zambiri. Pakuti ambiri, kumakhaladi kasupe ngongole, zajambulidwa microfinance bungwe "ovomereza Mawu". Reviews, mawu a ndalama, mokoma kapangidwe - ichi onse ayenera kuphunzira pasadakhale amene akukonzekera ntchito ku kampani imeneyi.

Company Introduction

The microfinance gulu anaonekera mu Russia mu July 2013. Komabe, tsiku limeneli si tsiku la maziko a kampani. Ndipotu ntchito kwa nthawi yaitali - zaka zoposa 20. bungwe kuyambira penipeni linali gawo la Profireal Group. gulu ukugwira ntchito m'mayiko ena monga Bulgaria, Poland, Slovakia, Czech Republic, ndipo zaka zingapo zapitazo, anaganiza kuti mupereke mautumiki awo mu Russian microfinance ndi ngongole msika.

M'zaka zonse linakhalapo mu Russia, kampani kusanduka, kuwonjezera zochita zawo. Mu 2014, umboni ndi mayankho ochokera kwa "ovomereza Mawu" mu St. Petersburg (St. Petersburg) anatsegula maofesi 2. Mu 2015, bungwe anayamba kugwira ntchito yake m'madera ena angapo: Kolpino, Novgorod, Pskov, Petrozavodsk. Mu 2016, chiwerengero cha maofesi chawonjezeka. Reviews anayamba kuoneka pa "ovomereza Mawu" mu Samara, Tver, Togliatti, Arkhangelsk, Nizhny Novgorod, Saratov. Pakali pano, kutsegula maofesi akupitiriza. kampani akupitiriza zolimbitsira ake mu microfinance ndi ngongole msika.

mankhwala anapereka

Bungwe "ovomereza Mawu" amapereka makasitomala ake ngongole. mankhwala mu kampani ukufanizidwa ndi mitundu iwiri:

1. "Ubwino Chitonthozo". Mtundu wa ngongole amapereka makasitomala ndalama kuchuluka kwa 10 zikwi 50 kapena 80 chikwi. akuti akhoza anapereka kwa miyezi 3 mpaka 12. The chiwongola dzanja anatsimikiza payekha ndi ranges ku 0,45% pa tsiku.
2. "Ubwino Pamodzi". Mtundu wa ngongole ndi oyenera anthu amene akufuna kubwereka ndalama zambiri kwa nthawi yayitali. Tikayang'ana ndemanga, "ovomereza Mawu" amapereka ogula 20 zikwi 100 kapena 200 zikwi rubles. The kololeka nthawi - kuchokera miyezi 18 kuti 36, ndi chiwongola dzanja - kuchokera 0,12% pa tsiku.

Mwachitsanzo ngongole "ovomereza Mawu"

Kumvetsa zinthu opereka ndalama ngongole, tione chitsanzo cha ngongoleyo. munthu amafuna kugwiritsa ntchito mankhwala "Ubwino Chitonthozo". Poyamba, iye anali kale ngongole ku kampaniyo, kutanthauza kuti pazipita kuchuluka kwa izo - zikwi 50 rubles. Tiyeni tinene kuti munthu akufuna kukonza ngongole - 15 zikwi rubles kwa miyezi 6. Total malipiro pa kuchuluka kumamkongoza 32 000 964 rubles. malipiro mwezi adzakhala wofanana 5 zikwi 494 rubles.

Kwa makasitomala ndi chiwongola dzanja m'munsi. Ngati iwo ayenera kutenga yofanana kwa nthawi yomweyo, payout okwana adzakhala zopanda 28 000 764 rubles. malipiro mwezi adzakhala 4 zikwi 794 rubles.

Zimafunika borrowers

Microfinance Company "ovomereza Mawu" Cholinga kuthandiza nzika za dziko lathu amene muyenera ndalama. Pa nthawi yomweyo amasamalira ntchito zake ndipo sasamalira ngongole kwa anthu osadziwika. Iwo amaika zina zofunika pa borrowers. Choyamba, zaka kasitomala sangakhale zosakwana 26 ndipo zaka zoposa 64.

Chachiwiri, wobwereka ayenera kukhala mumzindawo, imene pali microfinance ofesi, malinga ndi kupenda "ovomereza Mawu" (Nizhny Novgorod Mwachitsanzo). chikhalidwe Izi ndi zofunika chifukwa makasitomala movomerezedwa ndi ntchito ulipo kukumana ndi manenjala wa bungwe kusaina zikalata.

Chachitatu, kampani amagwirizana yekha ndi solvency wa wobwereka lapansi. Anthu amene amabwera "ovomereza Mawu", mkulu mu okwana ayenera kukhala miyezi 12, ndi malo atsopano a ntchito - miyezi 3. Nthawi zina, luso kulipira kuti atsimikizire. Posankha ngongole kuchuluka kwa zoposa 75. zikwi makasitomala kupereka mawu ndalama pa Fomu 2-DZENJE.

Magawo a processing ngongole

Monga mauniko, mu "ovomereza Mawu" ndondomeko processing ngongole tichipeza magawo angapo:

1. Kutsiriza mawonekedwe ndi dzina ndi dzina labambo, tsiku lobadwa, nambala ya foni, malo okhala ndi kulembetsa.
2. Atauza mafunso kuti wobwereka mlangizi adzaitana kumbuyo. Iye anawauza mosapita ndi zofunika pofunsa mafunso.
3. Pambuyo chiyanjo cha ntchito ulipo kukumana ndi mlangizi. Iwo ayenera kusaina zikalata zonse zofunikira kuti timudziwe bwino ndi ndandanda ya malipiro. Pambuyo kalembera wa masheya a ndalama ndi kunditumiza ku nkhani munthu banki.

Adzabwerenso ngongole ku kampani "ovomereza Mawu"

The ngongole atengedwa mu bungwe microfinance, akubwerera pa mwezi malinga ndi ndandanda malipiro. Kuti alipire, mungagwiritse ntchito imodzi mwa njira ziwiri. Yoyamba njira - kugwiritsa ntchito malipiro malo "JCB". Palibe ntchito chidzankhalira. chinthu chimodzi kukumbukira - anapanga ndalama amapita ku nkhani kampani mkati 1 tsiku. Kuti panalibe ngongole overdue, izo m'pofunika kutumiza malipiro pasadakhale.

Njira ya chiwiri ya alipire ngongole ya - kutumiza kusamukira ku banki. Izi zikhoza kutheka ku banki kapena kudzera banki Intaneti. Kulanda surcharge. kukula kwake anatsimikiza ndi zikhalidwe za banki makamaka. Ndi zothandiza kuti ndalama ayenera amatamanda angakhale masiku angapo.

Ngati nthawi malipiro analenga zinthu zovuta ndalama, ndi pa manja a ndalama, kuti ndi njira imodzi. Makasitomala amene ndilembe ngongole ndi phukusi la ntchito angapindule njira yapadera, kuzizira malipiro. Chifukwa cha zimenezi, mapulogalamuwanso angathe kulipira ngongole ina. Zindapusa si mlandu nthawi imeneyi. Ngati ngongole ya linaperekedwa popanda phukusi, zikhoza zokhudza nthawi iliyonse pa mtengo zina.

Ndemanga zoyamikira kasitomala

Anthu ambiri siyani ndemanga zabwino za kampani "ovomereza Mawu". Makasitomala adzasangalale ndi mapindu kuti microfinance bungwe:

• chilango cha ngongole ndi osachepera zolembedwa ndi mwambo;
• kuganizira mwamsanga ntchito - nthawi kuchokera pamene kutumiza mauthenga payekha polandirira msonkho ndalama si upambana maola 24;
• mitengo otsika chidwi;
• mawu yabwino malipiro - 1 nthawi pamwezi;
• kusankha zinthu yabwino kwambiri ngongole za ndalama ndi nthawi;
• kuthekera alipire oyambirira ngongole ya.

makasitomala ambiri zikomo antchito kampani. Malinga ndi iwo, microfinance gulu alangizi ali wokonzeka kufotokoza mfundo samveka kuthandiza kunyamula zinthu ngongole, ngati chofunika Mwachitsanzo, kutenga ndalama ku nthawi yaikulu ndi ndalama zochepa. Komanso, makasitomala tiri oyamikira chifukwa cha kukhulupirira. Ambiri a iwo anali anakana kulembetsa wa ngongole ku mabanki ndi "ovomereza Mawu" wovomerezeka ngongole.

ndemanga zoipa makasitomala pa "ovomereza Mawu"

The "ovomereza Mawu", komanso ina bungwe microfinance, pali ndemanga negative. Nthawi zambiri atsala amangawa. Iwo akudandaula za kuyitanira pa nthaŵi zonse zofunika za kampaniyo kubweza ngongoleyo. Koma pano Dziwani kuti zimenezi palibe zauzimu. The microfinance gulu chabe akufuna kubwerera ndalama zimene anali naye. Mu chochitika cha zinthu zimenezi, ndi borrowers ndi mlandu, chifukwa iwo sanali kutsatira mgwirizano anasaina.

Mawu a makasitomala zoipa khalidwe amadandaula overpayment lalikulu. Izi ndi zoona, koma anthu zambiri si chobisika. Poyamba, makasitomala mukudziwa zomwe akukumana nazo. Iwo apatsidwa mwayi pa webusaiti yovomerezeka ya kampani kuti agwiritse ntchito Chiwerengero Intaneti kuwerengera mothandizidwa ndi malipiro ake mwezi, kuchuluka kwa kubwerera. Information pa ndalama zafotokozeredwa mgwirizano, ndiponso kuti ndikakumane ndi mlangizi walembapo ngongole aliyense wosuta.

"Ovomereza Mawu": mayankho ochokera ndodo za kampaniyo

The microfinance bungwe "ovomereza Mawu" amanena osati za kupeza ngongole, komanso ntchito. Wogwila ntchito amene agwira ntchito kuno kwa miyezi ingapo kapena zaka, kulankhula zabwino zokhudza malo awo a ntchito ndi kuitana anthu atsopano kuti timu, kubweretsa ubwino wa kampani alipo. Pano pali mndandanda:

• chilolezo pansi pa Labor Code la Chitaganya cha Russia;
• malipiro a mabonasi;
• mkulu malipiro.

Otchulidwa mwayi kukula akatswiri kupenda "ovomereza Mawu". Wogwila ntchito ku St. Petersburg ndiponso mizinda ina Russian kulankhula za izo. Mwachitsanzo, mmodzi wa iwo review wake kudzitama bwino. Iye ananena kuti kumayambiriro kwa ntchito yake, iye anali mlangizi zonse kwa "ovomereza Mawu". Yogwira ntchito m'makampani microfinance ndi kudzikonda chitukuko anatha kukwera pamwamba ntchito makwerero - kukhala woyang'anira m'gulu m'zigawozo timu.

Pomaliza, tiyenera kudziwa kuti microfinance kampani "ovomereza Mawu" mu mphindi yovuta ndalama akhoza kwenikweni kukhala "matsenga Wand". Ndipo palibe mikangano ndi kusamvana, m'pofunika yekha kusunga malamulo a mgwirizano osainidwa kale, kugwiritsa ntchito utumiki wa ngongole zii, pakalibe ndalama malipiro apamwezi. Ngati kuyambira pachiyambi pali kukayikira kuti ngongole adzatha kulipira, ndiye kampani ayenera kulipira. Kuchuluka kusakhulupirika achuluke ndi kangapo.