The kuti deta. zosonkhanitsira ntchito. Choncho kaya ndizovuta?

The kuti deta, zosonkhanitsira ntchito ... Koyamba - n'zovuta ndi bwinobwino. Tiyeni tiyese kumvetsetsa izi ndi zina mawu. Choyamba tiyenera kukhala bwino za amene amathandiza ntchito izi, amene amapangitsa iwo ndi chifukwa chake konse.

Tsopano zinthu oyamba.

Pa dzanja limodzi - kampani (kapena gulu), omwe amagulitsa katundu (ntchito), mwachitsanzo Ndi amagulitsa (a wokongoza) ndi Bank, amene wotuluka onse malipiro amapangidwira. Iye moyenera, ndi banki amagulitsa.

Komano - wogula katundu kapena ntchito, ie, importer (wamangawa, wolipira) ndi banki importer a.

Kuti alandire malipiro kuchokera wokongolayo, ndi amagulitsa adzakhala kugonjera awo banki kuti zosonkhanitsira kupeza kuchokera wokongolayo (kapena kudzera bankiyo) poyamba anavomera ndalama kapena akazindikire malipiro ake pa nthawi inayake (kuvomereza).

Banki analandira kwa makasitomala deta kuti, ndi kupereka kwa banki ngongole. The kuti deta kwapatsidwa mwa masiku 10 kalendala kuchokera tsiku kulifalitsa.

ntchito yosonkhanitsa

Tsopano tione angagwiritse ntchito deta ntchito:

• amagulitsa ndi importer kulemba pangano limene ndi maziko ofanana ndi mawu ena ndi zinthu adzakhala amavomereza, amene mabanki iwo adzapanga malipiro;
• malinga ndi mgwirizano iyi amagulitsa akuchita kutumiza katundu;
• Chonyamulira ndi amagulitsa zogwirizana zikalata akuthandiza;
• amagulitsa amatenga mapepala lolingana zikhalidwe za chopereka, ndipo pamodzi ndi dongosolo zosonkhanitsira banki yake;
• banki pambuyo anayendera zikalata, pamodzi ndi pempho akuwatumiza m'mphepete mwa importer ya;
• kulandira zikalata izi zonse, banki importer a amatumiza angathe kale kuti achire naye ndi malipiro kapena kulandira chitsimikizo cha kuvomereza, ie, Iwo amachita zochita kutchulidwa kuti deta;
• anapeza wa yoti kusintha banki ku banki amagulitsa ndi;
• atalandira Kuyamikira banki amagulitsa ndi ndalama nkhaniyi.

mawonekedwe malipiro n'kopindulitsa kwa magulu onse. Amagulitsa - chifukwa lisanafike tsiku la malipiro kapena chiphaso cha kuvomereza ufulu wake kwa katundu ndi molondola kuteteza ndi banki.

Ogula zakunja - chifukwa pamaziko mothandiza zikalata phukusi ali ndi chidaliro chonse chakuti kulipira kuti katundu ankalengeza.

banki A nawonso, chifukwa kukhazikitsa m'chigawo afika mphamvu.

Koma pa mndandanda wa ndalama mawonekedwe ali ndi zovuta zake. Kuchokera tsiku la kutumiza (yobereka) kuti polandirira msonkho malipiro akhoza kutenga nthawi yambiri, amene ali kungasokoneze pa zolowa ndalama amagulitsa. Iye alinso palibe ndithu za kudalirika kwa malipiro. Importer kwa chikalata nthawi kungakhale insolvent kapena zambiri amakana kulipira.

Nthaŵi zosasangalatsa amapewa Telegraph deta kapena zopereka asanabwere chitsimikizo banki.

Kupanga dongosolo malipiro

Ndalama Order atamukoka importer - ndi kuti kulanda banki, amene samalipira amalangiza banki wake kusamutsa ku nkhani yake kuti phindu la muyezo winawake katundu (ntchito). Linapangidwa pa muyeso Kwalamulidwa mawonekedwe (f. Number 0401060).

Likukwaniritsa mu dongosolo malipiro munthu woyang'anira, yolembedwa ndi mutu, Chifukwa choyenera kuchita. Siginecha tidzakwatulidwa mbiri yabwino ndi chidindo samalipira a.

Iwo inaika lamulo malipiro m'mabuku anayi. Pamaziko a Poyamba, achire ndalama pa nkhani samalipira a.

Kope wachiwiri kwa banki (phindu). Ngati nkhani onsewo ali mu banki yomweyo, ndiye amachita ngati chilolezo chikumbutso pa kulanda ndalama kwa nkhani yoyenera.

The buku lachitatu anafuna payee lapansi. Wachinayi ndi lomaliza Mwachitsanzo, zizindikiro banki katswiri, mbiri yabwino ndi amaonekera chisindikizo kuti akutsimikiza phwando kuti malipiro kubanki, ndi kubwerera kwa kasitomala.

The Bank adzakhala kuvomereza kuti malipiro kwa kasitomala, mosasamala kanthu za kupezeka kwa ndalama m'nkhani yake.