"Sberbank Premier" - ndichiyani? Chidwi pa madipoziti, ndemanga kasitomala ndi ndodo

Sberbank la Russia amapereka makasitomala ake ntchito monga "Sberbank Premier". Ndi chiyani icho? Yesetsani kumvetsa mwatsatanetsatane. utumiki makamaka apadera mtundu wa utumiki, limene likupezeka chabe kwa makasitomala olemera a banki yaikulu kwambiri mu dziko. Monga mbali ya pempholo anapereka mkulu mlingo wa utumiki ndi chinsinsi mabuku pa zokambirana, utumiki wa nthambi iliyonse ya ima pamzere ndi thandizo la bwana munthu kusankha mankhwala banki abwino.

Kodi kukhala ndi kasitomala pulogalamu "Sberbank Premier" ndipo kodi tingapindule inu kupeza?

Pulogalamu "Sberbank Premier", ndemanga kasitomala zimene zabwino kwambiri, anapatsidwa zina m'gulu la anthu mfulu kwathunthu. Kuti mndandanda wa makasitomala adalipo, muyenera ndi umodzi wa zinthu kuvomerezedwa:

• Kupezeka kwa gawo pa bungwe ndalama kuchuluka kwa miliyoni 1 miliyoni 8 rubles.
• Kukhala makasitomala malipiro, kupereka malipiro kwa khadi la Sberbank la Russia mu miyezi 6 pa mtengo 150 mpaka 500 zikwi pamwezi.

zofunika akhoza kusintha malingana ndi dera kutumikira mtundu uwu wa mgwirizano. Kugwirizana kwa utumiki ikuchitika ndi telefoni. Pa makasitomala VIP utumiki anganene, imene kukula kwa gawo anasonkhanitsa ndi 8.000.000 rubles, kapena bwino kwambiri cha ngongole kuposa rubles 20 miliyoni.

Wapadera ndi zaphindu zotsatsa

Tipitirize kuganizira za pulogalamu ya "Sberbank Premier". Kodi timatha inu kuwona osiyanasiyana nsembe mkati utumiki. M'pofunikanso kunena za mitengo wokongola kwambiri pa madipoziti:

• "Yaikulu Khalani" kwa 11,34% mu rubles.
• "Recharge Special" kuchokera 11,02% kuti 11,67% mu rubles.
• "Anatha" kuchokera 10,31% kuti 11,20% mu rubles.

Makasitomala kupanga zilipo umafunika Visa Platinum ndi World MasterCard Black Edition makadi. VIP-makasitomala ndi mwayi wapadera aganyali mwagwirizana ndalama, ndiponso zitsulo zamtengo wapatali.

"Yaikulu": kupereka bwino makasitomala olemera

Pulogalamu "Sberbank Premier", chiwongola dzanja pa madipoziti mu chimango amene ali wokongola kwambiri, lalembedwa zofunika zonse makasitomala olemera. Anthu amene ali m'manja mwa likulu chachikulu, ndipo tsopano ali ndi mwayi aganyali pulogalamu mkulu-zokolola ndi kudalilika mkulu ndi chiopsezo kochepa. Makasitomala 'ndalama yaikulu "- ndi ndalama mwayi, amene akugwira ntchito pa paokhapaokha.

Mabwana Professional, kutenga nkhani zenizeni za nkhaniyi kufunika kupereka mankhwala mulingo woyenera ndalama. Gulu la makasitomala onse a bungwe ndalama magulu analola kusamutsa utumiki mlingo wokwererapo.

N'chifukwa chiyani ndikuzisamalira "Yaikulu" pulogalamu?

utumiki "Sberbank Premier", amakambirana ndodo ya amene ali abwino, umalimbana ndi anthu amene akanagwiritsa ntchito yaikulu likulu payekha. Ndi palibe chinsinsi chimene zikuluzikulu kuchuluka kwa ndalama, kasamalidwe akatswiri iwo amafuna. Top Akatswiri "Sberbank la Russia" akupereka yankho mogwira mawu a kasamalidwe ka chuma payekha. Aliyense zilipo VIP-bwenzi mzere munthu foni pakati kukhudzana. nkhani iliyonse zikhoza kuchitika popanda kuyendera maofesi a bungwe la zachuma. Ndi yabwino kwa anthu ntchito, zomwe ndi nthawi sikokwanira nthawi ufulu. katswiri mlangizi ndalama amaperekedwa pa nkhope ya bwana payekha. Iye ndi thandizo singasiyanitsidwe mu mapangidwe njira yaitali ndalama, kupeza kopindulitsa kwambiri ndi bwino malangizo ake kukhazikitsa. Pulogalamu "Sberbank Premier" umene chidwi pa madipoziti ndi msika apamwamba amapereka mankhwala angapo banki nzeru, mwayi umene ndi makasitomala yekha mwayi. Izi "gawo ndi mwagwirizana ndalama" ndi "dipo, mwagwirizana ndalama ndi CBO."

"Kirimu" misonkhano banki mu phukusi wina

utumiki "Sberbank Premier", kuti lafotokozedwa pamwamba, akuchitira banki bwino amapereka zovuta. Zovuta mankhwala, ndi zolowa osachepera nthawi ndi zinyalala zochepa khama, amalola kutaya likulu lake monga efficiently ngati nkotheka. A zosiyanasiyana m'madera a ndalama likulu kuposa basi zingamuthandize. Kuwonjezera pa ndalama za makolo mu gawo, makasitomala ndi kupeza ndalama waukulu chuma kwambiri lipindulitsa monga zitsulo zamtengo wapatali ndi sheya. Ambiri mwa ndalama zazing'ono si chinachake chimene sizinachitikepo chidwi malo awa, konse ngakhale nawo ndipo sanali nawo.

Kugula mwagwirizana ndalama: kwambiri phindu mu phukusi wina

Taganizirani mwagwirizana ndalama - mmodzi wa malo kopindulitsa kwambiri, akufuna pansi pulogalamu "Sberbank Premier". Chimene icho chiri, n'kuyesayesa dongosolo. Mtengo waukulu wa pempholo ndi kuti amalola munthu kusangalala ubwino onse m'matangadza ndi kumangidwa. Ndalama padera mu mwagwirizana ndalama, overseen ndi Ngopambana akatswiri. amauza chofukizira sangathe mungawononge zinthu zawo mu msika, osati yosanthula ndi kusankha kugula ndi kugulitsa masheya. The chiŵerengero cha mlingo sikhala ndalama ndi profitability mankhwala kudzadalira kwathunthu zimene pepala kuikidwa mu chuma: m'matangadza, chuma, kapena onse nthawi yomweyo kalembera. Bank "yaikulu ndalama Bank" amapereka kuchita ntchito zonse Investor lapansi. Kudzera mitundu ndalama mu kakatundu limodzi, Ngopambana odziwa kusonkhanitsa yopindulitsa kwambiri ndi kusiyanitsidwa, m'chuma khola chuma.

Chi - kupereka okha osankhika a

pulogalamu, makasitomala akhoza akukwatira nkhani bullion, kapena OMS, amene mopitirira mu magalamu a zitsulo. Phindu pa mtundu wa gawo chikutha ndi kusintha mtengo wa zitsulo mtengo wapatali pa msika lonse. Izi chiganizo kuchokera "Ndalama Bank Premier" analandira okha ndemanga zabwino, izo ziyenera kugwirizana zina ndi ubwino zokopa. The mwayi waukulu pulogalamu - ndi kusowa wathunthu wa VAT ndi mavuto yosungirako zitsulo. Mosavuta kuba ndi kuwononga katundu kwathunthu lilibe, kuti magalamu a chitsulo chabwinocho pafupifupi. Tikaganizira ndi kuthetsa ntchito kwa nkhani ndi lophweka. Nkhaniyi ndi yofunika kwa ndalama ndiwofatsa, amene kulabadira kwambiri cha kufalitsidwa kwa mavuto ndi aganyali mu mankhwala a banki "Sberbank". Athandiza "Premier" mu mtundu MLA ndi golide, anapanga kwa nthawi yaitali - ndi mwayi wawukulu kuonjezera likulu lake ndi pafupifupi palibe chiopsezo. Ngati siliva, pulatinamu ndi palladium, OMS awa ali oyenera kwambiri kwa ndalama ndi zolimbikitsa kwambiri.

Wamphamvu malamulo ndalama

Service ndi mwayi makasitomala pa mlingo wapamwamba - uyu si chinthu chokha chimene amapereka "Ndalama Bank". Athandiza "Premier" mu mankhwala "Gawo + thumba mwagwirizana" akupezeka pa VIP gawo ndalama 100 zikwi rubles. Ndi bwino kuganizira mfundo yakuti kukula kwa gawo "Investment", umene m'gulu kapangidwe ka mankhwala, akhale zonse 50%. Ndalama ntchito pa kupeza magawo, ayenera kapena kukhala wofanana kapena kupitiliza kuchuluka kwa gawo lapansi. Malinga ndi pulogalamu "Gawo, Fund nonse ndi kudzanso makampani 'ndalama zochepa ayenera zopanda 150 zikwi rubles. "Chachuma" ya kukula gawo sayenera kuposa 33,3% ya gombe ili pa njira. Kukula kwa ndalama ku mayunitsi kapena mu Chi ayenera kapena agwirizane ndi kuchuluka gawo, kapena kupitiliza izo.

chiwongola dzanja, kapena njira ya kuwuka ndalama

utumiki "Sberbank Premier" mgwirizano amapereka zinthu wokongola kwambiri. Mwachitsanzo, chiwongola dzanja pa pulogalamu "Investment" ndi "chachuma" ndi apamwamba kuposa kwa madipoziti ochiritsira. Malinga ndi mankhwala kulunjika ndi nthawi ya ndalama mu izo, kuchuluka zingasiyane 7 kuti 12,5% mu rubles. Nkhani lidzawotchedwa mlandu pa mlandu wa kuwonjezeka mu mtengo wa zilembedwe za sheya ndiponso zitsulo zamtengo wapatali. The chiŵerengero cha chiopsezo ndi kubwerera zikhoza kusintha kupeza mtundu winawake wa zitsulo chabe ndi magawo a mwagwirizana ndalama osiyana.

Bank "yaikulu ndalama Bank" (Dipatimenti kwa makasitomala yochezera) amapereka zinthu zina za mgwirizano. Madipoziti anapangidwa yochepa: 1 mwezi ndi tsiku 1, 3 months ndi tsiku 1. Onse madipoziti ena rollover zilipo pansi pa "Khalani". Pa lotha mawu awo mapulogalamu gawo, mungathe chabe pafupi. More opindulitsa njira - ndi kuyembekezera ubwino wa chuma msika lonse cholinga cha zogulitsa kwawo zambiri pa mtengo wapamwamba zotheka. Aliyense mankhwala limodzi ndi mapulogalamu mabuku payekha ndalama.