Pamudzi ndi ndalama zothandizira mabungwe alamulo. Mndandanda wa banki

bungwe lirilonse mu ndondomeko ya ndikukhazikitsa m'midzi sapulaya, kulandira malipiro kwa makasitomala amatipatsa malipilo ndodo. ogulitsira CIMODZI CIMODZI kulembetsa chimaposa ndalama kwa nkhaniyi, ndi VEDa ophunzira kuchititsa midzi amagonana ndi achilendo. Kuti, Pamudzi ndi ndalama zothandizira mabungwe alamulo - ndi adamfunsa ntchito kubanki. Funso ndi mmene kusankha bungwe ngongole kwa cholinga.

Choti?

mabungwe ambiri amagwiritsa ntchito muyezo ya ntchito. Ndipo RKO kwambiri kukodzedwa zisakuyenda bwino. Tsopano ali osati ndalama kuthetsa makasitomala, ndi osiyanasiyana ntchito, Pakati:

• yokonza nkhani ndi kulanda ndalama;
• akumidzi yokonza;
• ntchito kopeleka malipiro;
• utumiki ndalama (kupeza malisiti ndalama).

Kusankha banki ya utumiki, muyenera kuganizira zinthu zingapo.

mtengo RKO

Pakuti anapeza zikuluzikulu ndi zina nkhani ndalama zakunja nthawi zina mlandu. Izi malipiro kamodzi ndi zazing'ono mosiyana Mwachitsanzo, ndalama mathandizidwe makasitomala. Kusinthanitsa mfundo muyenera tsiku lililonse kutenga chimaposa ndalama ku banki. Pakuti zolinga zimenezi, analamula deta. Izi ndi utumiki analipira. Ngati kasitomala Amabweretsa nthambi awo ndalama, ndi zingati kwa kutengerapo awo nkhani amadalira chiwerengero cha wotuluka. The zambiri, m'munsi mtengo.

Kukhazikitsa malipiro cashless anatinso malinga ndi chiwerengero cha ntchito. Ena mabanki mlandu amalipiritsa amodzi kwa mwezi.

Ena mabungwe a zachuma mumachapanso phukusi. Pamafunikanso angapo ntchito zingapo zochepa. Kuwerengetsa profitability a utumiki uwu ukhoza kukhala yogwira SP. Kuti tichite zimenezi, mukuyenera kuziyerekeza chiwerengero cha ntchito akufuna mu phukusi ndi leni. N'chifukwa yekha IP? Koma wazamalonda payekha lizikhala pamwezi ntchito zisanu: kutumiza msonkho kwa bajeti ndipo lembani malipiro ake pa nkhani panopa kuti khadi.

malipiro ena

Amalonda kuti kupereka malipiro kwa ogwira ntchito, kamodzi pa mwezi m'pofunika kuti mupewe ndalama kwa nkhaniyi. Pa ntchito imeneyi anatinso ntchito. gawo mkango wa ndalama ali kulanda ndalama kwa makadi pulasitiki. Komabe, chinthu ichi mtengo zikhoza kuchepetsedwa ndi kutenga ntchito malipilo ku banki.

wotchuka kwambiri lero akumidzi ntchito yokonza monga amalonda payekha ndi mabungwe. System "Bank - kasitomala - Online" amalola kuti tisunge nthawi, pepala ndi ndalama kulipira. mabungwe ambiri kukongoza mlandu amalipiritsa kuti unsembe wa pulogalamuyo ndi makonzedwe a makiyi a pakompyuta, koma utumiki wake nthawi m'gulu la mtengo okwana phukusi.

utumiki

Yofunika kwambiri amadziwikanso ankaimba ndi khalidwe ndi liwiro la utumiki. Musanayambe kutsegula afufuze nkhani LLC kapena IP, kubwera ku nthambi ya kubanki ndi kukumana ndi ndodo kuwona ngati mungathe kugwira nawo ntchito. Pa nthawi imeneyi, muyenera kuonanso uthunthu wonse wa ntchito, kusowa bureaucracy ndi maola ogwilira ntchito.

Pamudzi ndi ndalama ntchito Akuti monga mwa liwiro chikalata processing. Zikuonekeratu kuti mabilu umachitika mu ima pamzere wamba. Koma nthawi zina pali kufunika ntchito mofulumira processing Mwachitsanzo ngati dongosolo malipiro aumbike kumapeto kwa tsiku ntchito. mabanki ambiri vutoli angathe kuthetsedwa ndi foni imodzi kuitana woyendetsa ndi pempho mwamsanga kugwira ndikupeleka. Enawo kugwiritsa ntchito pasadakhale kwa mofulumira processing wa ndalama.

Ikani bungwe ngongole

Koma zimenezi si zofunika, koma ndi chinthu chapadera. Kupezeka kwa maukonde nthambi n'kofunika kwambiri, ngati wazamalonda si anaikira mu mzinda wina. Pankhaniyi, mungagwiritse ntchito ku nthambi iliyonse ya gombe, ndipo mwamsanga kugwira kuchotsa ndalama pa nkhani panopa.

Izi iwonso monga kupezeka ndi mtengo zida mapulogalamu. "- zikufuna - Bank Online" dongosolo amalola pamaso pa Intaneti kulipira kulikonse mu dziko.

Kupeza ngongole

Funso popezera mpata bwino kukambirana pa siteji oyambirira musanatsegule nkhani. nthawi zonse mosavuta kugwirizana ndi "awo" banki, moyang'ana umafuna ena msika. Nawonso ngongole bungwe ndi makasitomala ake amafuna zochepa zolembalemba komanso mofulumira njira ofunsira.

N'zotheka kuti zinthu akufuna sanakhutire ndi wazamalonda, ndi lalitali kwambiri. Mu nkhaniyi, LLC yophweka. Iwo saloledwa kuti nkhani zambiri banki. Koma SP kupeza bankiyo. Ndipo mwamtendere gawo sizigwira ntchito ndi bungwe ndalama. Pakuti ntchito yomasulira ku mabungwe ena ngongole chidzankhalira.

The zinthu pa msika Russian

zinthu zazikulu zimene ayenera kumatsatira pamene kusainira pangano ntchito ndalama kwa mabungwe alamulo, kutembenukira mafotokozedwe operekedwa mu kumumanga m'mitolo ntchito msika. mabanki onse tazifotokoza zina ayesedwa zifukwa tafotokozazi.

OJSC "Sberbank la Russia"

Kuti aphe pangano ntchito ndalama kwa mabungwe alamulo, m'pofunika kuwonjezera pa muyezo phukusi la zikalata kukakukonzerani pangano kwa malo, amene m'nyumba ofesi ya gulu. Kenako, muyenera kudikira masiku atatu kulipira ndalama mtanda Uwerenge 2 zikwi. Opaka. chifukwa kutsegula akaunti, ndiyeno wina kulipira mtengo wa tariff osankhidwa (2.2-3.1 zikwi. pakani.). amalipiritsa Izi zikuphatikizapo mtengo wa ntchito chifukwa kasamalidwe, mautumiki akutali, kwa malipiro a pakompyuta, wotuluka zonse ndalama ndi makonzedwe a Buku.

Monga yaikulu bungwe ngongole, Sberbank ali olemera zopezera nthambi zosiyanasiyana kwambiri za mabungwe amene anapereka ndalama zochepa. Koma ndemanga kasitomala zimatsimikizira kuti khalidwe la utumiki masamba kwambiri wolakalakika. Zonse mzere pa anawapatsa ndalama, ndi processing mosalekeza kwa malipiro ndi ofooka luso thandizo chimaonekera osati mu mtima wa banki.

OJSC "Gazprombank"

makope Notarized zolembedwa constituent, omwe amagwira ku ntchito ya kutsegula kwa nkhani panopa anthu malamulo, masabata awiri amaonedwa. Komanso, utumiki chitetezo akhoza kufika pa mwalamulo la anthu malamulo. Ichi ndi chimodzi mwa downsides wa bungwe ngongole. mautumiki onse sinabweretse mu phukusi, koma payokha. kukonza Akaunti kwaulere. Koma anapeza ake ali kulipira 2.5 zikwi. Opaka. Yokwaniritsira dongosolo malipiro surcharge ku rubles 13 100.

CJSC "VTB 24"

zinthu okongola ndi Mkhalidwe wa utumiki amatipatsa yachiwiri boma akumeneko banki. "VTB 24" ofunsira ntchito ndalama kwa mabungwe alamulo akulingalira kuti masiku atatu, palibe macheke winanso kuchitika, ndipo pomwepo akutsegula nkhani zatsopano 2 zikwi. Opaka. M'mwezi woyamba kasitomala ndi serviced pansi mfundo za chiyambi-katundu kwa 1.2 zikwi. Pakani., Ndipo kenako sankhani dongosolo tariff ambiri abwino (3 zikwi. Pakani.). Ngongole ali kukonzedwa pa mtengo wa 25/60 rubles apiece (pepala ndi zipangizo Mabaibulo, motero). Ndalama makasitomala kulipira 1% ya ndalama. Pakuti mofulumira utumiki khalidwe liti mlandu ndalama zochepa. Izi ndi downside yekha wa bungwe ngongole.

JSC "Rosselkhozbank"

Amalipiritsa kwa kutsegula akaunti - 2 zikwi rubles ..

Pamwezi yokonza - 800 rubles.

Akutali yokonza - 200 rubles.

Kugwizana ngongole - kuchokera 30 rubles.

chofanana amapereka FK "Oyamba". Kusiyana komwe kulipo ndi ofunsira ntchito ndalama amapangidwa Intaneti mwachindunji ku malo.

"Alfa-Bank"

Izi bungwe ngongole anayamba maukonde nthambi ndi mkulu khalidwe utumiki. Posankha kutsegula akaunti, mungathe kugwiritsa ntchito utumiki malo mwatsatanetsatane, itanani bwana bwino mu ofesi, ngati simungathe kukaonana zawo. Bank chimalimbikitsa makasitomala ntchito utumiki akumidzi. Kuti zimenezi zitheke, iye anakhazikitsa tariffs kwa processing e-ngongole kuchuluka kwa $ 0, ndi pepala -. 150 pakani. Amalipiritsa muzimvetsera mwezi ndi ku 555 rubles., Ndipo pasadakhale malipiro kuchotsera 25%. Pakuti utumiki mkulu khalidwe ali ndi udindo amalipiritsa lalikulu. Pankhaniyi, kosamalira ngongole mosamalitsa oyang'anira ndi zikalata zonse anagonjera.

OJSC "Promsvyazbank"

Kukhala ndi kasitomala bungwe ngongole, m'pofunika kupereka 590 rubles. chifukwa kutsegula nkhani ndi wina rubles 550. chifukwa tikukonza ake. The Bank kulandira malipiro pasadakhale atatu, miyezi isanu ndi chaka ndi mtengo wa ntchito utachepa. Service ndi phukusi. Pa nthawi yomweyo makasitomala akhoza kugwiritsa ntchito kwaulere PSB kwambiri otetezeka malipiro Intaneti. Yekha mlingo kuti ndi apamwamba kwambiri kuposa mitengo msika, - amalipiritsa kuti achire ndalama - 1% 12%.

OJSC "Rosbank"

ogula bungwe ngongole amapereka zisanu ndi paketi ya utumiki. Tariff kwa RKO kuchepetsedwa ngati, pamodzi ndi kutsegula akaunti kasitomala atamukoka ntchito malipiro, ngongole, gawo kapena khadi chikuyamba. Kamodzi malipiro a 1,200 rubles. Chifukwa chosafuna nkhaniyi komanso kulipira 450 rubles. Ubwino wina - 2% mlandu chifukwa bwino mu nkhaniyi, kupyoza 300 zikwi Pakani.. Kasitomala malipira ntchito amagwiritsira ntchito. Koma chakudya mu tariffs chomveka yekha ndi kugula mankhwala ndi zina.

ZAO "Raiffeisenbank"

Mtengo wa phukusi Integrated misonkhano zimadalira zolowa kampani. Kodi tariff osachepera "Basic" akupezeka pa 1200 rubles. pamwezi. kuchuluka Izi zikuphatikizapo malipiro kwa kutsegula, kukonza ndi kukonza akumidzi. Pakuti processing uliwonse kuti malipiro pambuyo 20 chifukwa adzakhala mlandu 25/120 rubles. Unit (pakompyuta / pepala zosinthika). The mwayi wa ntchito mautumiki a mabanki kwagona kuti mu chimango cha phukusi lilipo malo ndi ntchito kopeleka malipiro pa mawu yabwino. Koma makasitomala ambiri amasokonezeka ndi ambiri options zina zosafunikira.