Itha Sberbank khadi - zoyenera kuchita? Itha ndalama Bank ngongole

Inu simukudziwa chochita ngati kumwalira ndalama Bank ngongole? Apa mudzapeza yankho.

Pafupifupi aliyense ali ndi khadi pulasitiki: wina amapeza malipiro ake, ena penshoni, maphunziro kapena kusintha zina ndalama. Kupanda Luso la ena clerks banki angachite kuti munthu wokhala ndi khadi banki, si nthawi zonse kudziwa momwe ntchito ndi chochita zinthu zosiyanasiyana.

funso makamaka zogwirizana chochita, ngati unali woyenerera wa malekezero ngongole. Ngakhale ngati banki ndinakuuzani inu zonse za zinthu zimene ziyenera kuchitika mu zaka 2-3 zimenezi, n'zotheka kuiwala. Ndipo aka malekezero nthawi ndi khadi kanthu.

Nkhaniyi itithandiza kuunikiridwa ndi funso chochita ngati anatsirizika ndalama Bank ngongole. Koma mfundo ingagwiritsidwe ntchito mwamtheradi mabanki iliyonse, chifukwa mfundo za nkhaniyi kukonzanso nkhani makadi pulasitiki wa zonse zofanana. Kotero palibe kanthu komwe inu kutsegula akaunti, zojambulidwazo kukhala zothandiza inu.

Tsiku lomalizira Sberbank khadi n'loonadi

Kodi kuchita zimenezo? Kumene, inu muyenera kupita ku banki ndi kupeza khadi latsopano.

Nthawi zambiri, gombe ndi makasitomala, makamaka pensioners, kapena sindimakonda kuyang'ana pa mapu, kapena sakudziwa chimene manambala olembedwa. Pankhaniyi, kamodzi amaika pa khadi mu makina ATM, kuyamba kwambiri anakwiya, ngati chipangizo ndi kungoti "Chakudya" ndi sadzabwerera kumbuyo.

Mwachidule, mfundo pali zifukwa ziwiri kuwonongeka makina kapena khadi loko, onse Buku ndi zodziwikiratu (mu nkhani ya lotha). Osati kuti atsekerezedwa osati kuonedwa akapolo ndi zinthu kumene mukufuna ndalama mwachangu, ndipo anapitiriza mapu "m'chikumbumtima" makina ATM ndi simukudziwa chochita ngati tsiku lomalizira kwa Bank ndalama ya khadi ngongole werenganibe.

Kodi kupeza zotuluka pa khadi?

Pulasitiki khadi - ndicho chinsinsi kubanki. Ndi inu mukhoza nthawi iliyonse mupewe kapena kuika ndalama pa nkhani ya khadi.

Pa inu mukhoza kuwona chiwerengero, nambala yachitetezo ndipo, ndithudi, khadi tsiku lotha.

Yotsirizira Tingaone patsogolo pa khadi pansi pa chimake mu mtundu MM / YY. Mwachitsanzo, ngati "08/17," muli kulembedwa, zikutanthauza kuti khadi adzakhala yogwira pa August 2017. Ndiko September inu sangathe kuchita ntchito pa izo, ndipo nthawi n'loonadi Bank ndalama za malekezero khadi mu August.

Ndiyenera kuchita chiyani ngati khadi posachedwapa m'mbuyo?

Nthawi muyenera kuyang'ana mapu kudziŵa mathero kanthu ake. Malinga ndi mawu a pangano, zochita akhoza kugawidwa mu zinthu ziwiri:

1. Ndi issuance basi khadi latsopano.

2. No basi amasulidwe khadi pulasitiki.

Mbali yoyamba mwamtheradi sitiyenera kudandaula ndi nkhawa ngati inu kumwalira Sberbank khadi. Kodi inu mungandiuze kosamalira ndalama lokha ndi kutumiza mauthenga SMS ndi chiwerengero womangidwa kwa khadi lanu.

Icho chiri motere: kompyuta ndi kusinthidwa mndandanda mwezi wa makadi kuti ayenera angandisindikizirenso mu miyezi 1-2. Potengera kupezeka chuma, banki amapanga ndi akutumiza pempho nkhani ya makadi yatsopano m'malo amene posachedwapa mu ziyambe kukonzedwa.

Kudikira zidziwitso SMS

Pa nthawi imeneyi, pamene ndendende akaunti yanu anamasulidwa khadi latsopano, banki atumiza SMS ku foni yanu ndi zidziwitso zogwirizana. Kenako masiku 5-10, pamene iye anafika ku khadi pulasitiki yokonza banki yanu, inu kutumiza uthenga kachiwiri kuchokera malo kumene akhoza kuwapeza, ndi mndandanda wa zolemba zomwe zili zoyenelera kukhala ndi chifukwa extradition ake.

Nthawi zambiri, chikalata amenewa ndi pasipoti, limene bungwe ndalama mosavuta kudziwa kasitomala.

Zonsezi zimachitika basi, kotero mulibe muyenera kuchita zinthu zapadera kapena zina, ngati inu kumwalira Sberbank khadi. Kodi osafunika ndi kulira kwa gombe tsiku lililonse, ndi kufunsa kapena khadi chafika. khalidwe limeneli superfluous, kuyambira nthawi ino ya kubala kuti dipatimenti sadzakhala ndichepe, koma kuchepetsa kukhulupirika kwa antchito anu ndalama bungwe.

No basi amasulidwe mapu atsopano

Nanga ngati kumwalira kwa khadi ndalama Bank ngongole ndipo muli ndi mgwirizano silimanena kuti iye adzapangitsa yaotomatiki amasulidwe latsopano? Nkhani tsiku, koma n'kosavuta kuthetsa, pamwamba pa zonse, osati mantha.

Chinthu choyamba kuyang'ana ndendende zomwe mwezi wa chaka adzakhala khadi chomveka. Ngati tsiku lothera imagwera pa ulendo wanu m'mayiko kapena mu dziko, mankhwala kapena masiku ena pamene inu simungakhoze kubwera kwa khadi latsopano, n'zomveka kuti kusamalira kukonzanso kumasulidwa pasadakhale.

Ndipotu, pamene muli kudziko lina kapena m'madera akutali ku mabungwe a banki sindikufuna kudziwa kuti anatsirizika Sberbank khadi. Kodi kuchita kuti nthawi yatsopano?

Pa nthawi imene nyengo kutsegula akubwera kumapeto, muyenera awadziwitse banki za akufuna reissue khadi. Izi zikhoza kuchitika mu njira zingapo: powatchula pakati kukhudzana, kudzera intaneti banki kapena Tinapita ku maofesi a bungwe zogwirizana ndalama.

Kumene, ngati khadi anatsirizika ndalama Bank, zoyenera kuchita, inu kusankha. Njira yothandiza angakhale foni ku likulu kukhudzana banki. No chipinda? Musadandaule! Iye ili pa khadi lililonse pulasitiki pa mbali iwowo. Ndipo ngati inu mulibe ndalama pa lamya ndi vuto - foni ndi mwamtheradi mfulu.

Nkofunika kukumbukira malamulo chinsinsi pa kukambirana ndi woyendetsa za

Popeza kuti malo kukhudzana woyendetsa sangathe kuona munthu amene aitana, iye ali kuti mtundu wa chizindikiritso cha kasitomala. Izi ndi kuonetsetsa kuti zigawenga alibe akaunti yanu, kapena kupanga wotuluka iliyonse naye.

Mu nkhokwe ya woyendetsa ali ndi mafunso angapo. Mwachitsanzo: ". Kukuuzani chiwerengero ndi mndandanda wa pasipoti yanu" "kunena Khadi wanu", Ndipo funso limene amaika mu chisokonezo makasitomala ambiri - ndi "chinsinsi mawu pa khadi lanu."

Atamva funso limeneli, yesani kukumbukira omwe anaitanidwa kutsegula akaunti khadi. Iye nthawizonse zafotokozeredwa mgwirizano. Childs, antchito banki a amalangiza kuti makasitomala musaiwale mau awa, mungachite zotsatirazi:

• mayi Dzina la bambo;

• dzina Pet Mulungu;

• ankakonda masewera gulu;

• dzina loyamba mphunzitsi.

Mukakhala kuitana mawu izi, woyendetsa akhoza pamanja inu kuyitanitsa khadi yatsopano m'malo akale.

Koma pali nthawi sikutheka kumbukirani zoyenera kuchita? Ngati anatsirizika ndalama Bank ngongole ndipo simungathe kunena mawu-achinsinsi pa izo, ndiye ntchito Intaneti banki kapena kukhudzana mwachindunji nthambi banki, amene adzakhala zokwanira zosonyeza yekha pasipoti.

Kenako, muyenera kupeza khadi latsopano

Mukakhala kubwera SMS-zidziwitso, kuti khadi latsopano ndi wokonzeka ndipo mukhoza kupeza izo mu banki, nthawi yomweyo kupita ku adiresi mwachindunji.

Atangofika Mufunsidwa pasipoti, amene ali wofunikila chizindikiritso. Pambuyo banki kuti antchito adzakuperekani khadi pulasitiki yokha ndi kulasa izo. Pomwepo kusintha m'ndondomekozi pa ATM - zidzachitikanso wabwino kwa inu, chifukwa kuwonjezera pa inu palibe amene adzadziwa.

Kodi kuchita ndi makhadi?

Kuvomereza pamwamba ndi malangizo ali oyenera mwamtheradi makadi onse. Kuti, ngakhale ngati inu kumwalira ndalama Bank ngongole, kodi kuchita, mukudziwa kale.

Inde, nthawi kusintha khadi ngongole ndi zofunika, chifukwa mudzaona popanda thandizo zina ndalama, omwe amapereka banki. Komanso, ngati mapu amenewa, inu ndalama monga thupi kapena chidwi malipiro pa ngongole ndi, m'malo mwadzidzidzi likuoneka inu arrears.