Uorren Baffet - ndi Investor kwambiri mu dziko. Wambiri, mabuku, mawu, njira, "ndi masomphenya a Omaha"

Anthu ambiri amakhulupirira kuti Uorren Baffet - ndi Investor zabwino za dziko, ndi zoona. Munthu kudziŵika kokha mu United States, koma padziko lonse, amakhala Omaha, Nebraska. Iye zaka 73. Iwo ali boma wachisanu waukulu mu United States - pofika cha 2012 ndi biliyoni 46,5 madola US .. Koma pa zonse izo mwayi waukulu sanapite mutu wake, iye amayesetsa kukhala modzichepetsa. Warren akukumbutsa anthu kuti ndalama sanalenge munthu, koma munthu - ndalama, ndipo amalimbikitsa ena kukhala chosavuta. The billionaire komanso anditsutsa m'dziko kutsatira chitsanzo chake: kodi si kuthamangitsa mtundu, ndi kusangalala ndi zinthu omasuka.

Chifukwa Warren Buffett mukufuna mu United States?

Chinthu chofunika kwambiri kuti amadziwika monga munthu, ndi kalata yomasulira zaufulu 50% ya katundu wawo (ndipo -. Biliyoni 37 madola). Izi zikutanthauza kuti anali kachigawo kamodzi ka cholembera, musazengereze kutchulidwa mu Mabungwe US. Kotero iye anachita kuitana kwa Bill Gates mu 2010 kwa America olemera - kupereka theka la chuma chake kudziko limene anapanga iwo wolemera. Kuti inali yaikulu m'dziko ndi kuchita chidwi cha chikondi, chitsanzo kwa olemera onse. Ndalama anatitumiza makamaka m'manja mwa akazi Gates Foundation: Bill ndi Mellindy. Popanda kukokomeza, dziko lonse linali kwambiri anadabwa ndi mchitidwe uwu wa munthu, makamaka wotchuka chifukwa Frugality ake. Inalidi kuchita dziko lawo, Kuyankha moyo Buffett kuukira American amapasa nsanja ndi zigawenga.

Zimakhala ngati Omaha kwawo, iye anali billionaire ndi mbiri lonse, zilibe kubisala kwa anthu lakuyang'anira masitolo ufulu ndi malo ena.

Kamodzi, pamene wina wa sukulu Omaha anakumana ziletso kwambiri chuma ndi kuopseza kutsekedwa, anabwera kupulumutsa banja lina okalamba la aphunzitsi a sukulu imodzi. Zidalembedwa ndalama chofunika madola mamiliyoni angapo. Kodi kupeza iwo? Aphunzitsi anali m'gulu la ma sheya hoda woyamba Buffett, ndiye anamuuza ndalama zonse - madola 25 chikwi.

Mafunso mmene akumvetsa zimene moyo, iye ananena kuti chinthu chofunika kwambiri - ndi wachikondi anthu padziko, ndi mochuluka bwanji muli ndi mu bokosi otetezeka gawo - iyi ndi nthawi yachiwiri. zokopa oterowo Uorren Baffet. News, zimene zikuchitika masiku sizingatisokoneze wake makhalidwe moyo. Inde, anzeru koma wopulupudza ndi wachikoka munthu ngati banja ndi ena.

Uorren Baffet - dzina la mu ntchito

Ntchito mu sheya msika zambiri - zongopeka. Amaganiza, ndithudi, kugula magawo pa zotchipa komanso kugulitsa pa mlingo wokwererapo. Anthu ambiri amayesera kucheza awiri monga mphezi ntchito, ndipo - ndi opindulitsa kwambiri. Koma ngwazi za nkhaniyi sanapite patsogolo awo ndi nkhambakamwa, iye ndi akatswiri, ndi "oyera Investor." kalembedwe lake ndi losiyana: muyeso kawiri, kudula kamodzi. Seahorse bizinesi - kugula magawo a makampani zingamuthandize malonda amene akuona zotengera malingaliridwe. drawback uyu ali ndi chiyembekezo akudzudzulidwa. Only chakuti iye Uorren Baffet padera mu khamu, kuwonjezeka mbiri. Iye ndi aulemu makampani - chinthu ndalama zanu. Iye ali wa mawu kuti azimveka ndi ndalama zonse. Iwo akunena kuti ndi bwino kugula kampani zodabwitsa, kulipira mtengo chilungamo kuposa kampani chilungamo kugula pa mtengo waukulu. Mfundo za makhalidwe abwino mu malonda Uorren Baffet. M'mawu ake umboni izi.

Sheya iye akugula okha ku makampani kuti basi kutsimikiza kuti phindu lenileni ndi apamwamba kuposa akufuna. Komanso zimenezi zili mu mbiri zaka zosachepera khumi. Mabizinezi ntchito likunena, ndi mtengo wa magawo awo pa ukuwonjezeka nthawi ino. Iye alibe chidwi yochepa nkhambakamwa, monga kuyenera George Soros. udindo uwu, ndithudi, ndi zaphindu: kupanga afika mphamvu kuti chitukuko. Muno ndi kuonetsetsa kuti kumapangitsa chuma US za ntchito yake Uorren Baffet. Photos wa munthu uyu woyenera zambiri kufalitsa manyuzipepala ndi magazini. Iye mofunitsitsa amatipatsa zoyankhulana. wabizinesi Izi ndi wofuna kuthandiza amakonda dziko ndipo ali - zimenezo ... Ndipotu iye kwenikweni kumbuyo ndalama ndi kudzudzulidwa chabe. Iye amalimbikitsa ogulitsa malonda ena osati kuwoloka malire pakati pa mfundo izi, kuti "dziko lonse lapansi," osati "okha."

mfundo zake - kuti aganyali makampani ndi kasamalidwe wopanda. Motero, kuphunzira bwino osati zawo, komanso dongosolo mafakitale komanso - Mabwana mbiri. Investor uyu akufanana Katswiriyu, anali kufunafuna malo abwino kudzala mbewu mu izo. Msungidwe amalikonda njira - pamene kampani kudzera ndalama, kupitiriza zonse kukhala. Kotero iye akufuna chuma anachepetsa. Ndikuwauza mmene kusankha kampani ya ndalama, Buffett ananena mawu a mphunzitsi wake Bena Grehama tinganene kuti Umaoneka kuyerekeza mitengo (amene tiyenera kulipira) ndi mtengo (zomwe timapeza).

Ngati tikambirana Warren Buffett monga Investor katundu, ndalama zake pachaka ndi 24%. Ndipo ndi m'dera limene zimachitika kuti mwayi "kuzikwatula" ndi jackpot ya 500%! Ndi angati Udaltsov ndi ndikupeleka wanzeru umodzi anawona Warren? Koma zabwino kwa iwo - anasintha dona, ndi ngwazi m'nkhani zimakhalira pansi pa dzanja zaka zoposa 50, n'kumusiya yekha.

Buffett kuti anthu onse panopa akukumana yochepa chabe, koma akulankhula za iyo, monga nthawi yonse, unbanal ndipo mophiphiritsa, ntchito kufanizitsa izi: pa otsika mafunde zimaonekera amene kusambira wamaliseche.

N'chifukwa chiyani akutchedwa "Oracle wa Omaha"?

Chirichonse chimene Iye anachita mu moyo, kwenikweni zonse zakhala bwino. (M'nkhani iyi pansipa yonena za Buffett kukhulupirira za izo.) Maulosi ake mokhudza. Zonse zomwe iye ananena poyera, ndi mosamala. Pa Wall Street, ndi mthakati zosakwana mawu a Pulezidenti ndi zimene Uorren Baffet limanena. Quotes kulankhula wake akhoza ngakhale kugwetsa kampani. Choncho, kamodzi kulankhula kwa ma sheya hoda awo, iye anafuulira maganizo ake kuti posakhalitsa lina la makampani waukulu reinsurance kutha msika. Akatswiri kusanthula ngongole makampani osiyanasiyana inshuwalansi akuda chachikulu apeza kuti ali - chiwiri waukulu kwambiri padziko lonse oveteredwa German inshuwalansi kampani Gerling Global Re. Mawu Warren anali okwanira msonkhano uno makampani kwenikweni opanda pake unatha ntchito makasitomala.

Kumayambiriro kwa zaka za m'ma latsopano, akatswiri ndinadabwa chifukwa Buffett si aganyali chitukuko zamakono? Atolankhani ngakhale chipongwe zachikale billionaire amene sagwiritsa ntchito kompyuta kapena Chiwerengero (Warren ubwana Mzimuyo phindu, kuchulukitsa thuu ndi manambala atatu manambala mu malingaliro ake). Komabe, chatekinoloje NASDAQ msika index anayamba kuchepa mwadongosolo mu zaka zingapo, ndalama kampani anavutika zomvetsa yokulirapo. Kodi izo anati kwa Uorren Baffet? Anagwiranso iye pa nthawiyi laconic - "Ndipo ine anachenjeza inu ..."

Mu 2006, Investor wotchuka ananeneratu ngoziyo mu US nyumba msika. Kuti tichite zimenezi, iye anagwiritsa ntchito "zawo" chizindikiro - mitengo nyumba sayenera amakula msanga kuposa ndalama. Zochitika za 2007-2008 - nyumba, wogulidwa ndi nzika mu kubweza ndi, wakhala massively amawasiya iwo ngongole.

Nkhawa za kuchepekedwa US bajeti, iye mu 2003 ndi 2004. kawiri analosera kugwa kwa dollar US mwa kusunga ena chuma chawo mu ndalama za maiko ena.

Njira yoyamba malonda

bambo ake anali mwini wa kampani ziwongola dzanja zaogulitsa ndi munthu wa Kongeresi. Komabe, kuyambira ubwana Warren anayesa kupeza ndalama ndi ntchito yawo. tagwirizana wake woyamba anali mnyamata zongopeka anagula sitolo ndi agogo anga zitini ochepa a "koka-Cola" ndipo anagulitsa nyumba yawo kawiri monga mtengo. Choncho anayamba njira malonda Warren Buffett a. Ndili ndi zaka 11, choyamba anayesetsa kusewera pa sukuluyi, pa kugula woyamba ndiyeno kugulitsa m'matangadza atatu. Kenako komweko kugulitsa magawo chifukwa phindu kochepa. Komabe, mtengo posachedwa anakonzeka kasanu ndi kamodzi. Panalibe ndifulumire. Izi anatumikira phunziro Warren.

Ndi zaka khumi ndi zitatu iye ankagwira ntchito ku positi ofesi, onyamula nyuzipepala Washington Post. Inali ntchito chidutswa ndi osauka dongosolo yake, adayamba kupeza postmaster kwambiri. Mu zaka 15-17 zakubadwa pamodzi ndi mnzake, anagula ndi kuika mu zitatu b / wa Masewero makina. Kwa zaka 17 iye anali ndalama kuchuluka kwa madola 5 zikwi, amene mawu a kutenga nkhani kufufuma index anali madola oposa 40 zikwi. Warren anali "adawalamulira" ndalama ndi kukhala miliyoneya zaka 30. Koma atate wake kukhulupirira za kufunika kuti maphunziro. University of District ya Columbia naye ndi theorist yotchuka ya misika ndalama ndi ndalama Graham, amene anali wokhoza chidwi chiphunzitso chakuti wochepa mnyamata. The Tao wa Warren Buffett anapezeka! Tsopano adadziwa kuti adzachita moyo - kuti aganyali nazo.

Financial msika - kuitana Warren Buffett

Akamaliza wa woyang'anira maphunziro Warren anayamba kugwira ntchito pa kampani ya bambo ake. Pa 22, anakwatira Susanna Thompson. Patapita zaka ziwiri anakonza pa magawo mabwenzi ndi anzawo. Iye ndiye anali ndi mwayi ku kampani ya mphunzitsi wake Bena Grehama - thumba ndalama "Graham-Newman", ili Wall Street. Pa nthawi imeneyi, izo kale mwayi wa madola US 140 zikwi. Ngakhale ziyembekezo akutulukira, Warren sanasankhe - kumanga malonda anu. Iye anabwerera ku Omaha ndi kutha kulera ndalama kwa anzanu ndi achibale, zapansi ake kampani thumba "Buffett Associates". Popeza 60s oyambirira kampani magawo pa zaka 5 chinawonjezeka ndi 251%, pamene pafupifupi za momwe malonda akhalire la America pa nthawi iyi, "anamuukitsa" ndi 74%. Zaka 5, kusiyana ichi ngakhale kwambiri kuchuluka 156% mu Warren padera makampani ndi 122% - Nkhani zina msika. maloto ubwana akwaniritsidwa - anakhala miliyoneya. Uorren Baffet wakhazikitsa ngati katswiri zabwino Kuphatikizana ndi kugula. Iye - bizinezi yaikulu mu inshuwalansi malonda a America.

Gawo lachiwiri la unathandiza inayamba mu 1969, pamene iye atuluka thumba Buffett Associates (ndipo -. $ 102 miliyoni) padera mu unawononge- nsalu kampani Berkshire Hathaway, pamenepo kupereka izo kutsogolera chitukuko. An katswiri wodziwa taonera, pa maziko a zochita za chuma, kuti mtengo weniweni wa cholowa anali $ 20, pamene sizigulitsidwa 8. Koma ntchito nsalu sanali endpoint, ndipo mungafike m'munsi kwa ndalama lotsatira. Phindu pa kugulitsa katundu anawatchula mu kugula masheya a kampani ya inshuwalansi. America pa nthawi imeneyo anapanga inshuwalansi ake msika, ndi zolimbikitsa kwambiri boma chinsinsi profitability mkulu wa bizinesi inshuwalansi. Anzeru ndi imafika njira ya Uorren Baffet anasankha. yonena monga Investor mu mtundu wonsewo anayamba kuchokera nthawi imeneyi, pamene asanu waukulu kampani ya inshuwalansi mu US akhala chuma chake.

Mu m'tsogolo, unayambitsidwa galimoto ndalama zochokera kusokonekera kwa premiums makasitomala magulu awa. Pakuti gawo la analandira "pasadakhale" ndalama anagulidwa bankrotyaschegosya "olimba" magulu. Analandira thandizo la ndalama, pafupifupi nthawi yomweyo iwo anatuluka phindu. Choncho, chifukwa kuti apindule mabizinezi mochenjera padera, gwero lina la ndalama analandira Uorren Baffet. yonena wake umboni anasinthanitsa chachisanu zaka khumi anakhala mwiniwake wa boma biliyoni 28.

Msungidwe waukulu wa Oracle wa Omaha

chuma chakecho oposa mtima. Kulowetsa ndalama anachepetsa kampani anapereka zotsatira chidwi. . Anandigaŵira wa koka-Cola, anagula kwa $ biliyoni 1.3, anakonzeka madola US biliyoni 13.4; Gillette - biliyoni 0,6 madola - mpaka madola mabiliyoni 4.6. ndi madola mabiliyoni 0.01 padera mu nyuzipepala Washington Post, -. madola 1 biliyoni ..

The billionaire alinso mtengo wa 4.3% mu kampani McDonalds.

Onani kuti invests munthu kuti ndi bwino kuti kuyambira ali mwana ndipo amene ali pafupi ndi monga munthu. Kumbukirani (ife kale anayankhula za izi) za zaka zisanu ndi chimodzi zinachitikira malonda Warren kugulitsa makolo ake mabotolo asanu koka-Cola, ogulidwa kuchokera agogo ake. Komanso, Oracle amamwa tsiku asanu mitsuko "Cherry coke". Kapena nyuzipepala Washington Post: Kodi izo Buffett achinyamata kunyamulidwa ndi njinga, kulandira woyamba mu moyo wa ndalama yabwino? Ndicho burgers amene sakudziwa chakudya cha namatetule Investor.

mfundo ndalama za Warren Buffett - woganiza ndi bwino kuti anayesedwa makhalidwe akhala odziwika bwino. Iwo organically zogwirizana ndi mfundo zake za moyo.

Mwanjira panjira, pang'onopang'ono, m'kupita kwa ulamuliro analenga Uorren Baffet "nkhani ndalama", kumene maganizo a Bena Grehama. Poyambirira, inali makalata bizinesi yake ma sheya hoda yense, amene anachokera kwa kampani nsalu Berkshire Hathaway (ndipo akupitirizabe kubala dzina ili). Chifukwa buku ili mwangwiro zothandiza: wololera chiphunzitso cha mlembi msika chuma maganizo ndi chiwonongeko cha zikhulupiliro alipo uko. Mochenjera kukuvumbulanso za ndalama ndi ntchito yomanga. wolemba motsindika kuti ndalama watanthauzo N'zosatheka ndi kafukufuku moyenera zikalata mlandu, ndi kuwunika kwa moyo chuma kampaniyo.

Popeza anagula kampaniyo, Buffett chimaika CEO ake, Mzimuyo dongosolo la malipiro kwa iye. Izi - chinthu chokha chimene iye achita, ndi Investor. kasamalidwe ntchito wa kampani Oracle wa Omaha simunandikhudze. Kapangidwe ulamuliro sanasinthe. Wotsogolera ndi iye, analimbikitsa mwayi otengapo gawo la kampaniyo, iye kuchuluka capitalization.

Vital mfundo za Investor kwambiri

Choyamba, Oracle wa Omaha limanena kuti chuma - ndi maganizo athu. Ngati munthu amayenda ndi chuma, zikutanthauza chuma.

Komabe, kupambana kwa munthu sikuti iye kucheza ndi kubanki. Nkofunika kuti anali odzipereka kwa zimene iye amakonda, ndipo panali anthu padziko amene amamukonda. Ndiponso limalimbikitsa anthu kuphunzira muziganizira ndalama kuposa inu ndalama, osati kuti agonane ogula ngongole. Iye akuonetsa kucheza ndi anthu abwino kuposa iwe, wabwino, monga mobilizes inu popititsa patsogolo. Otsiriza a mfundo za Oracle limanena kuti amene achita zambiri ayenera kupereka zambiri.

Iye zoyenera kampani yake kumlingo kuti 99% ya chilungamo wake atagwira zochita zake. Mwa njira, mnzake lake Charlie Munger, kutsatira chitsanzo chake, komanso padera 90% chuma chake katundu wa. Malinga ndi Warren, ndi chitsimikizo yabwino unanimity ndi mgwirizano wa ma sheya hoda Berkshire Hathaway, ndi Mabwana ake kuti ogwira utsogoleri wake. Mu 2004, pambuyo pa imfa ya mkazi wake Syuzen Baffet, bwenzi labwino kwambiri Warren limodzi ndi gulu la oyang'anira - Bill Geyts.

Tikumbukenso mbali ya kampani imeneyi. Kwa zaka zoposa 40 za mbiri yake, palibe kanthu Berkshire Hathaway sanagulitsidwa. Panthawi imeneyi, mtengo pa gawo anauka kwa $ 8 (kumbukirani pamene pogula nsalu kampani) kuti madola 90,5 zikwi. The ma sheya hoda a kampani ino, osati chosafunikira chifukwa cha wachikoka mtsogoleri wake, si anthuwo malonda ndi osankhika kalabu, mbeta, olimba, adawalamulira kuti agwire ntchito limodzi.

Sakonda kompyuta. nyumba zawo. Yekha kufooka kwa Oracle wa Omaha - Jets payekha.

Mogulitsa kapena umbombo?

Iye, ngakhale chuma chake sanapite kukhala "boma la Anthu" - California si panopa zokhudza malo adamangapo m'maganizo. Ngakhale zida kumulola kuti amangire pafupifupi mzinda. Nyumba Warren Buffett pa Farnham Street anagula izo mu 50s mu Omaha kwawo madola 34 chikwi. Iye kwenikweni salandira benefiti kwa bungweli, lomwe mwini (Berkshire Hathaway). Iye amakhala pa malipiro, amayendetsa chachiwiri dzanja Lincoln. Chakudya mofanana chodyera, kumene iwo kudya, adakali kalaliki.

Iye atavala masitolo chikhalidwe. Pamene funso a njoka mtolankhani za zovala zawo ndalama, iye anati, kuti onse America kuseka. Tikuonera pa zimene wake, zovala - odula kwambiri, ingoyang'anani pa izo wotchipa.

Kuumira anadabwa ozungulira munthu uyu ngakhale kuti ana mbadwa. Pamene mwana wake Howard ankafuna kulima ndipo anapita kwa bambo ake ndi pempho kuti anagula munda wake, iye anapereka chikhalidwe Iye akugula - mu dzina lake, ndipo mwana wake rents munda wake, ndipo sasamalira lendi wake. Susie mwana anamupempha, kupempha pang'ono, kukatenga galimoto ndi analipira ndege magalimoto. Inde, ndalama anapereka, koma anafunsa mwana wake kulemba chiphaso kuti madola 20.

Uorren Baffet amakonda zojambula. Favorite - "DuckTales" ndi Scrooge McDuck - khalidwe chachikulu. Izo siziri konse mu makanema ojambula. Catchphrase "bakha redneck", "dollar ndalama - dollar udachita" Walt Disney anaona ndi "anaba" ndi protagonist kwa nkhani ino.

cholakwika A akali

Wolemba Kodi Uorren Baffet? Buku dala sanalembe. Koma iye anagwira ntchito mwakuya kuti kalata yake kwa ma sheya hoda, amatengedwa ndi systematized, lofalitsidwa, legible ndi kuwayimilira phindu.

kamodzi kokha - mu 2005, wamkulu wa zachuma Mapa sizichitika. Iye anaika pa kugwa mu dola. Zotsutsana chinachitika - kukula. Chithunzi osiyanitsidwa wa Scrooge McDuck anataya nthawi yomweyo pafupifupi mamiliyoni 900. Madola, amene poyamba oletsedwa phindu lotengeka kampani yake pa madola 2 biliyoni.. Koma ichi ndi olumala, koma - chowiringula, mofanana 2005 "anaulukira" mwa kuvala chomwecho Bill Gates ndi Soros.

N'chifukwa chiyani kuchitika? Kuyankha atolankhani pa funso limeneli, Buffett ndi nthabwala wake khalidwe, anati kuti ngati sayansi kayendedwe makina kumvera malamulo Newton, ndi gawo anthu a misala ayi kukhala anthu.

Mosadziwa anakhala wolemba Uorren Baffet. mabuku ake ali anthu, ali talente kulemba losavuta kumvetsa, mwina choncho nzeru ndi zinachitikira.

pangano Oracle

Mu chifuniro chake banja lake pambuyo pa imfa yake, iye anasiya ochepa. Pafupifupi onse boma - 99% adzapita ku thumba Warren Buffett a. Kapoloyu amasamalira ndalama, Allen Greenberg, akale mwana mu namatetule Investor. Ngati pa moyo wa bambo-mu kumathandiza kuti thumba uno wokha ochepa chuma chake - $ 10 miliyoni, ndiye inu mukhoza kulingalira, pa kampani ena olimba, mwadzidzidzi kusandulika pambuyo pa imfa yake. Funso lina ndi lakuti: kodi adzakhala zitatha izi kubuma chochitika kampani Berkshire Hathaway, kutsogozedwa ndi wachikoka wa Oracle wa Omaha? Komabe, anzake Oracle wa Omaha masamba wosangalala, kusonyeza kuti malonda akhalire adzapitiriza kukula m'tsogolo.