Bank "Tinkoff": kudalirika mlingo. Pa zimene mfundo "Tinkoff Bank" mu kusanja a mabanki?

M'zaka zaposachedwapa azitengapo akugulitsa banki "Tinkoff". Voterani kwambiri ikukula mofulumira, chifukwa ambiri a anthu ayamba mwakhama ntchito ntchito zake, ena mwa iwo ndi kwenikweni opindulitsa. Komabe, onse ayenera akuuzeni zochuluka.

zambiri

Mbiri ya gulu limayamba mu 1994, pamene anayambitsa malonda, Oleg Tinkoff, anagula AKB "Himmashbank". Mu 2006, bungwe anadzatchedwa ndi "Tinkoff Mawu Systems". Lero, banki amatchedwa sizivuta.

Mbali yake yaikulu ili yokonza kwathunthu akumidzi. Banki "Tinkoff", omwe ndi mkulu mokwanira mlingo, ali makina palibe ndalama ndi zofalitsira ritelo. Koma si kumulepheretsa kukhala otchuka.

Izi - yekha Intaneti bankiyo Russia. mankhwala Aika ndi ntchito zoperekedwa kwa makasitomala - madebiti ndi kadi, ndi madipoziti kwambiri. Koma izi si mndandanda wonse wa misonkhano. Komanso, gululi lakhala akuchita kombrendovyh khadi kupereka akulimbana ngongole (chifukwa kugula katundu m'masitolo Intaneti) ndi akulimbana malonda. A zambiri kubweza nsanja ali "Tinkoff Bank".

Ikani mu mlingo kuti ali 45. Werengani. Lopita -. A pang'ono kuposa biliyoni 29,2 Kuchuluka kwa chuma ndi biliyoni 182.208 rubles. Popeza kuti anthu ambiri kukhulupirira zinthu zawo za gululi, ndi umboni bwino n'lodalirika.

chidwi kudziwa

Kuyankhula za izo, zomwe banki "Tinkoff" kuvota, tisaiwale chidwi ndi njira ndi bizinesi yake chitsanzo.

Bungweli akuchita ntchito yake kudzera nsanja zamakono. Ambiri mwa tcheru wapatsidwa malangizo a m'manja. Ndipo zachitika excellently, kuti ngati makasitomala ano. Chifukwa anthu amene amagwiritsa ntchito "Tinkoff" ntchito umakhala ndi zambiri. Ndipotu pogwiritsa ntchito, mukhoza kupanga kusintha mwamsanga kwa khadi wina ndi mzake (banki aliyense!), Perekani ndalama magalimoto ndi ntchito Mtumiki yomweyo MoneyTalk, mungathe kutumiza ndalama mwachindunji ku macheza a. Ambiri, utumiki ano.

Patapita zaka zisanu, banki akufuna kukhala zonse kunachitika golosale chuma ndi kupereka makasitomala onse misonkhano yekha, ndi malonda okondedwa.

Nkofunika kudziwa kuti ngati 09.01.2016 bungwe ndi 2 yaikulu wosewera mpira mu ngongole msika makadi ndi gawo 9.7%. Net phindu kwa zoyambirira za 2016 analipo pafupifupi mabiliyoni 4.4 rubles.

za M'Mabuku

Banki "Tinkoff" kuvota ndi wabwino chifukwa iye ndiye mwini wake wa mphoto zingapo yapamwamba ndi "tithe". Zimenezi kukhulupirira. Mwachitsanzo, mu October chaka chino analandira udindo wa waukulu palokha Intaneti banki mu dziko ndi chiwerengero cha makasitomala. Anapeza kuchokera kuphunzira Frost & Sullivan makampani katswiri olimba.

Mu 2015 m'gulu anazindikira bwino Intaneti banki mu Russia. Ndipo mu 2016, inali kudziŵika kuti malo a bungwe ndi bwino ntchito banki mu Russia. anapezazo amenewa amapanga banki magazini lonse, lotchedwa Global Finance. A Euromoney anazindikira bungwe bwino digito banki Kum'maŵa ndi Pakati pa Ulaya. Ndipo si mndandanda wonse wa maudindo. Komabe, Yakuti bungwe kwambiri ndi "Tinkoff Bank".

Security mlingo ndi kulimbikitsidwa kwambiri, ndipo mfundo zina. Ndicho, chakuti banki nawo mu dongosolo la inshuwalansi gawo. Chifukwa ambiri, kumukhulupirira ndi ndalama zawo. Dongosolo ukutitsimikizira - aliyense amene padera ndalama zawo, adzalandira obwezeredwa kuchuluka kwa miliyoni 1.4 rubles nkhani ndi madipoziti panopa ndi chidwi.

chitukuko yogwira

Akulankhula za zinthu "Tinkoff Bank" chitetezo mlingo, n'kosatheka kulabadira ndi kukhazikitsa mapulogalamu chitukuko otchedwa.

Zonse pali malipoti kuti dziko anaonekera kapena kuti luso. Mwachitsanzo, pa November 1 chaka chino, "Tinkoff" anapezerapo Apple kobiri - mosavuta komanso otetezeka malipiro chida kulipira kugula okha kamodzi kokhako kwa ID Kukhudza.

Pa October 3 bungwe anapezerapo utumiki wotchedwa "Tinkoff ndalama" (ndi BCS "wogula"). Uyamiko kwa Iye, makasitomala tsopano kusankha sheya mwachindunji ku nkhani yake payekha, ndi kulipira khadi kugula.

Ndipo panali uthenga pa 22 September kuti "Tinkoff" panopa ogula mu "uthengawo" - Mtumiki ayamba zambiri kutchuka. Anthu anatha kulankhula ndi gulu thandizo foni, imelo, macheza ndi njira chikhalidwe. Intaneti, ndipo tsopano ine ndiwonjezere "uthengawo" mu mndandanda. Ndipo izo zikhoza kuchitidwa chabe. Zokwanira mubokosi losakira kulowa mapemphero amenewo: TinkoffServiceBot.

maofesi ngongole

Choncho, kodi mfundo "Tinkoff Bank" mu kusanja ndi - momveka bwino. Makamaka chinathandiza bwino ogula ntchito makadi ndi zina online, koma mfundo zambiri ndi kutenga ngongole. Ndipo pano iwo ali ngakhale anthu ambiri.

"Tinkoff" amapereka makasitomala ndi ngongole ndi malire a ku 300 000 ndi yobereka kunyumba. Pa nthawi yomweyo anthu amapatsidwa nthawi chidwi-free masiku 55. A malipiro mwezi - 8 okha%. Koma ichi - mlingo pazipita. Childs, kukhazikitsa payekha, ndi pafupifupi ndi 6%.

Anthu ambiri ngati ngongole "khadi Tinkoff" monga kugula chilichonse chomwe analipira, wapatsidwa 1% ya ndalama pa ndalama. Ndipo 30% - chifukwa kugula zotsatsa zapadera. 1 Mfundo, ndi njira, ndi wofanana ruble lapansi. Ndiye iwo sangachite zambiri - kwa ogulidwa ndege r Mukhoza / matikiti yakumadzulo, masana odyera ndi kugula zina zambiri. Kotero kuti munthu kupanga khadi la ngongole, komanso kupindula okha. Pankhaniyi, aliyense "mbuna" osati - onse angapezeke mu ofesi yake payekha kapena kufunsa woyendetsa. Izi - ndi zogwiritsa ntchito zofunika kuti "Tinkoff" banki. Lolemekezeka mwa gombe ndi chifukwa chake pamwamba kwambiri. Chifukwa anthu, poyamba pa zonse, kuzindikira mayiko ndi chidwi payekha.

yaposachedwapa

Posachedwapa, panali chidwi zambiri. Ndipo ndicho chimene Iye anati: "nkhokwe" anawonjezera kuti ATM khadi lawo kubwezeretsa njira "Tinkoff". Pali malire. Ntchito limodzi pa nkhaniyi, mukhoza 85 000 rubles. A mwezi - kuti 559 000 rubles. ntchito si mlandu, amene makamaka zokondweretsa.

Ichi ndi chitsimikizo chokwanira kuti bungwe "Tinkoff" lodalirika. Ndipotu, "nkhokwe" ndi pa malo 12 mu kusanja a mabanki Russian. "Nkhokwe" ndi yaikulu matauni payekha bungwe. Ndipo popeza kuti tsopano kupyolera ATMs ake sangathe kuchita ntchito zokhudzana ndi "Tinkoff" kokha kumalimbitsa chikhulupiriro makasitomala.

mgwirizano

Kuyankhula za chimene chikuchitika mu kusanja "Tinkoff" banki, m'pofunika kukhala pa mutu wa mgwirizano wake ndi mabungwe ena. Mabungwe yogwira ndi makampani ena ndalama kamodzinso zimatsimikizira kuopsa kwake ndiponso kudalirika.

Apa Mwachitsanzo, SC "RosEvroDevelopment" (kampani yomwe ndi mtsogoleri mu malonda msika malo), "Tinkoff" August 15 anayambitsa ntchito mokhulupirika. Tikuyankhula zokhudza bonasi pulogalamu AURACARD. A makasitomala banki, kugula pa mwamtheradi Msikiti dziko lathuli, mfundo anapeza kenako amathera mu gawo "Aura". Cholinga cha ntchito olowa - kulenga ndi maganizo chidwi kwa gawo latsopano makasitomala.

bwino

Kuyambira zokambirana onse pamwamba, zikhoza kukhala mfundo imodzi yokha - "Tinkoff" ndi banki odalirika. Ndipo potsiriza Ndikufuna kuona kuti m'chaka cha chaka chino, anamuzindikira ngati banki bwino kwa mathandizidwe ya makhadi ndi kukonzekera awo. "Tinkoff" anali 62,3 70 mfundo kuwunika mwa zotheka 100. Ichi ndi zigoli apamwamba pakati pa gulu lonse kuphunzira. Popeza kuti anatchedwa kudziwika mawunikidwe bungwe Markswebb Udindo & Report, kukhulupirira.