Chilamulo: kukula kwa penshioni osachepera

penshioni tsopano wabwino amagwirizana ndi boma, kotero iye anali wokondwa ambiri a okalamba. Ndithudi, awo ukalamba, kuli kovuta kugwira ntchito ndi ntchito ndi boma. Choncho, udaikidwa ndi masamu penshoni onse ndi mitundu imene alandire anapuma nayenso.

Izi zimakhudza mawerengedwe a penshoni?

Ngati mkulu si ndithu ndiye munthu akafike msinkhu winawake, adzalandira osachepera kuchuluka kwa zaka zaka penshioni. Ngati mkulu anthu akadali uko kuseri kwa iye, ali okonzeka kuwafunsa nokha funso ili: "? Kodi penshioni Ndimakumbukirabe anganene, ndipo kodi kukula zimadalira"

Kodi mitundu ya penshoni kukhalapo mu Russia?

Tiyeni tiyambe ndi choona kuti penshioni akhoza analipira osati pokhapokha munthu ali ndi zaka 60, mkazi zaka 55 akale. Pali mitundu ingapo ya malipiro:

• penshioni pantchito monga tatchulazi, linaperekedwa kwa kutalika kwa utumiki pa msinkhu winawake.
• Chilema penshioni. Kukula osachepera pa olumala penshioni kudzadalira makamaka gulu.
• Penshioni zokhudza anapulumuka. Iwo amagwira ntchito nzika poyamba amadalira anamwalira.
• Penshioni, amene anatumizidwa kwa anthu amene alibe kuntchito.
• Penshoni amaitcha kuti magulu ena a anthu - asilikali, akuluakulu aboma, chombo anakhudzidwa ndi dzuwa, etc.

Kuchuluka kwa penshioni mu Russia panopa

Nanga kukula kwa penshioni osachepera mu Russia lero? Choyamba zimatengera pa ang'onoang'ono osachepera mu dera kapena malo kumene pensioner amakhala ndi m'kaundula pa malo okhala.

Mu njira zambiri, ubwino ndi mizinda yayikulu kwambiri, likulu ndi dera lake. Kukula osachepera penshioni mu Moscow, kodi kwakukulukulu kudalira pa kakhalidwe ka moyo, mitengo ndi malamulo a mzinda, komanso dziko. Tikumbukenso kuti chiwerengero cha penshioni imeneyi adzakhala ambiri apamwamba kuposa ndalama kuti alipidwe m'mizinda laling'ono kapena m'madera amene ali kutali ndi likulu.

Kukula kwa ndalama penshioni sangathe nthawi zonse kugwira anthu

Mokulira kukula kwa penshioni osachepera si nthawi zonse omasuka ndi anthu. Chifukwa chakuti pali vuto ntchito, nthawi zambiri nzika Sangathe kupeza yekha zinachitikira zofunika, zomwe zidzakhudze kuchuluka kwa pantchito lolipiridwa ndi boma pa msinkhu winawake.

Koma palibe amene adzatha apilo kukula kwa penshioni awo chifukwa iye anaona posachedwapa. Komanso, pochita izi, tinkapita wapadera ofufuza chuma ndi akatswiri Russian. kuchuluka osachepera penshioni ya sizingasinthidwe monga choncho. Komabe, nambala yaikulu ya zinthu ziti zimene zimakhudza kuti nawo Kukwezeleza chuma dziko lonse.

Pa nkhani imeneyi, panali zinthu zofanana?

Tiyenera kudziwa mfundo imodzi yosavuta. Moyo m'mizinda komwe anthu kuposa miliyoni, kuli okwera mtengo kusiyana ndi kukhala m'midzi. Ndicho chifukwa chake mtengo wa moyo pankhani zimenezi apamwamba. Choncho, mitengo mankhwala si yaing'ono, osanenapo ndalama kuyenda ndi zofunikira. M'mizinda imeneyi, yomwe ili kutali likulu, mitengo ya ntchito ndi mankhwala kwambiri m'munsi. Pa mfundo imeneyi, tikhoza kunena kuti penshioni osachepera adzakhala osiyana.

Pamene kuthekera zowonjezera chikhalidwe ndi wamba?

Bill ndi ponseponse, chimene munthu akhoza kudalira wamba chikhalidwe ndi surcharges zimenezi pamene penshioni osachepera ndi zosakwana malamulo osachepera malipiro. malipiro owonjezera wapangidwa ngati kukula, amene ali okwanira kuti malipiro penshioni kukula zolondola. Ndalama zina ndalama amachokera ku bajeti feduro.

Makonzedwe penshoni anawagawa m'magulu awiri

Pantchito akhoza kugawidwa m'magulu awiri. Kuwonjezera malipiro imene ikuchitikira ku msinkhu winawake, munthu mlandu ndalama kwa mkulu. Choncho, penshioni ya lagawidwa ndi kusunga ndi inshuwalansi. Pofuna kuthetsa kuchuluka yomaliza ya malipiro penshioni, muyenera kugwiritsa ntchito yapadera pulogalamu - Chiwerengero. Izo analengedwa mwachindunji kwa cholinga ichi.

Kodi n'zotheka kuonjezera ndalama penshioni?

Pali zina zimene zikadali chokhoza kusonkhezera kukula kwa penshioni osachepera mu Russia.

1. Ngati mudzalandira gawo penshioni ndi osanjidwa poyerekezera ndi mzake.
2. Ngati pali amadalira pensioner lapansi.
3. Ngati pa kufika zaka zopuma pantchito munthu sasiya kugwira ntchito. Choncho kumawonjezera osati mbali ya penshioni zawo, zomwe zimachokera, komanso inshuwalansi.

The penshioni osachepera lero

Munthu analemba osachepera penshoni, iwo kukhala yothandizira zaka zisanu kuntchito. Chifukwa cha ichi, ndipo adzakhala onse computations msonkho zofunika, amene anasamutsidwa nkhani Boma pa nthawi ya chiphaso cha malipiro.

Kukachitika kuti nthawi yochepa munthu kulibe, munthu kufika zaka 65 amayamba kulandira osachepera phindu phukusi. Mkazi pantchito mu osachepera kuchuluka adzayamba kuulandira akafika zaka 60.

Zolemba malire penshioni

The pazipita kuchuluka anatsimikiza pasadakhale kuli kovuta. kukula kwake kudzakhudza kutalika kwa utumiki, komanso mtundu wa ntchito anthu ndi zaka zimene accrual a penshoni adzakhala.

Mwachibadwa, aliyense akusonyeza kuti penshoni lalikulu ayenera kuyesetsa kwambiri, khama. Moyo wautali, zomwe zinalembedwa lolembamo, ayenera kukhala mokwanira lalikulu. Only mu nkhani iyi, malipiro penshioni adzakhala ndi osiyana ndi zofunika kwambiri kukula.

m'malo mapeto

Tsopano inu mukudziwa zomwe alinga phindu la penshioni mu Russia. Kumene, nkomwe aliyense anganene kuti zinthu izi ndi kulimbikitsa mawerengedwe a ndalama, akudwala-analangiza. Ngati munthu alibe kuntchito, ndipo boma sangakhoze kupanga malipiro lopeza. Choncho mwachidule pamwamba, tinganene kuti chilichonse chili manja anu. Only mukhoza bwanji kukula kwa penshoni tsogolo lawo, ndipo osati wina. Ngati mukufuna kupereka kwa ukalamba wake, ndi kuganiza za izo pakali pano.