Kodi kutsegula akaunti zatsopano amalonda munthu mu Bank ndalama. Kodi kutsegula akaunti mu Sberbank wa munthu wachibadwa ndi malamulo

mabanki pabanja kupereka makasitomala awo kutsegula akaunti kwa amalonda payekha. Koma ambiri a mabungwe ngongole. Services imene muyenera kugwiritsa ntchito? The yochepa yankho la funso limeneli, ndi bwino kusankha bajeti bungwe. M'nkhani ino mudzaphunzila mmene kutsegula akaunti zatsopano amalonda munthu mu Bank ndalama.

N'chifukwa chiyani tiyenera izo?

boma saletsa wothandizira chuma ntchito popanda kutsegula bokosi otetezeka-gawo. Koma kungakhale kovuta kwambiri. Ngakhale umisiri watsopano n'zotheka kuti agwire anasamutsidwa kudzera m'magulu malipiro, iwo mtchatho. Chotero, akuluakulu a msonkho sangathe mme- iwo ndalama ndi ndalama, ndi mabungwe lalikulu chabe sakanatenga inu kwambiri. malipiro Cash kwa mabuku lalikulu ndikupeleka kuyang'ana zolakwika. Ndi bwino ntchito mwa gombe. Nkhani zatsopano PI lili zinthu zimene akhoza kudziŵitsa bwenzi la mgwirizano. Komanso, kupezeka kwa bokosi otetezeka-gawo kwambiri facilitates antchito ozimitsa zachuma. Ndipo ndi kuwonjezeka mu buku la ntchito ndi zikamera wa zibwenzi mayiko opanda ntchito ngongole gulu sangachite. Choncho ndi bwino kudzifunsa kuti, mmene kutsegula akaunti zatsopano amalonda munthu mu Bank ndalama.

kusankha

Amene sindikumvetsa mabungwe a ngongole, mungagwiritsire ntchito zothandiza anthu. Mu Russia, pali awiri okha: Sberbank ndi VTB. ndodo zawo scrupulous kwambiri zonse zimene zikukhudzana ndi zolembedwa Wochokera makasitomala. Choncho, Buku deta ndondomeko kumatenga nthawi yaitali. Pa nthawi yomweyo tisaiwale kuti mabungwe amenewa amasiyana chilungamo cha ntchito: ntchito zonse zikuchitika kugwilizana kwambiri ndi lemba la chilamulo. Choncho, mwambo masoka ndalama adzatetezedwa. Pa mavuto 1998 , amalonda ambiri amakhalabe "kuyandama" chifukwa chuma chawo chinali kusungidwa mu OAO Sberbank.

Kutsegula akaunti

Pambuyo kalembera wa bungwe lalamulo ayenera kulankhula ndi FSS, ndi FIU, ndi IRS ndi kupeza chosonyeza kuti IP akutengedwa pa mbiri. Kunena nkhani mgwirizano Pamudzi, muyenera kupereka ndalama Bank:

- kalata ya boma kulembetsa a mabungwe alamulo;

- mawu a nkhani panopa;

- chikalata chotsimikizira ulamuliro wa Director;

- notarized buku la pangano ndi nkhani ya kucheza;

- chikalata chotsimikizira ulamuliro wa yowerengera akulu;

- siginecha makadi;

- kalata ya kulembetsa ndi PF;

- Ndi chiphaso kuti amalola kuchita ntchito;

- kulembetsa khadi;

- ngati kutaya ndalama sadzakhala ndi wazamalonda, ndi munthu wachitatu, ndiye m'pofunika kukhazikitsa ulamuliro.

Pambuyo kugonjera ntchito, banki anatsimikizira chizindikiro chikalata kasitomala walembapo mgwirizano ndi kuvumbitsira deta m'buku kulembetsa. Pambuyo ntchito izi, mukhoza kuyamba ntchito nkhaniyi. Malamulo chinanena nthawi ya tsiku lina kutsatira mwambo onse. Pa ntchito m'masiku weniweni. Ngati anapatsidwa phukusi zonse zolembedwa kuti ziyeneretso, ndondomeko kulembetsa amatenga pafupifupi ola limodzi. Apa mmene kutsegula akaunti zatsopano amalonda munthu mu Bank ndalama.

Nthawi zambiri, mgwirizano, amene walemba ndi kasitomala, muli mndandanda wa ntchito:

• ntchito kasamalidwe ndalama;
• ndalama ndikupeleka;
• ntchito khadi;
• overdraft.

Pofuna kukopa makasitomala mabanki musawaikire amalipiritsa kwa kutsegula opareshoni nkhani, koma kukonza kungakudyereni khobiri wokongola.

mabungwe tcheru boma

Patangotha masiku 7 pambuyo popereka zikalata bwana ayenera awadziwitse msonkho. M'pofunika kugonjera ndi zikalata za bungwe ngongole ndi kupeza anayendera kalata yotsimikizira mapepala kukhazikitsidwa. Ngati kuphwanya mfundo za wazamalonda nkhope wabwino wa $ 5 zikwi. Opaka. Pangani ndizofunikira kwambiri chifukwa banki komanso amatithandiza akuluakulu zachuma mwa masiku 5. Zidziwitso ndi chikalata mwapadera № P-09-1, amene angalandire anayendera chitsanzo msonkho. Tsiku kutumiza kalata tidzakambirana amene akuonetsedwa pa sitampu lapansi.

P / C kwa SP vs Ltd.

1. Malinga ndi malamulo, ndi wazamalonda akhoza kutsegula selo banki.
2. Kuchotsa kapena kutengerapo kampani ayenera kupereka zikalata obosnovatelnye.
3. IP angathe kugwira ntchito ndi nkhani ina m'mizinda yosiyanasiyana.

Online banki

Pamodzi ndi zolembalemba P / s n'zotheka kunena mgwirizano ndi banki pa utumiki zakutali. Izi adzalola kulipira ma invoice wopelekedwa, younikira kayendedwe ka ndalama kusamutsa malipiro kwa khadi, kutumiza ndalama za msonkho ndi matupi ena amanena, popanda kusokonezeka pa kompyuta. Koma mgwirizanowo limanena momveka bwino kuti chiwerengero cha ntchito yochepa. Ndipo aliyense kulipira ndalama lokhazikika. Munthu ntchito ndalama Bank amapatsa anthu okhawo makasitomala anthu amene amagwiritsa ntchito Intaneti kulipira:

• Unsecured ngongole. SP, amene amapeza pachaka osachepera 60 miliyoni rubles, angalandire ngongole "Khulupirira" pa maola chiwongola dzanja la rubles mpaka 3 miliyoni. Pankhaniyi, ndi kasitomala akhoza mwachindunji cholinga cha ntchito ya ndalama. Pa kutchulidwa kobwerezabwereza kuchuluka kwa ngongole ndi kuchuluka kwa 5 miliyoni.
• The ngongole ndi zolinga kupanga. Mawu a "Business zolowa" amalola amalonda kugwiritsa ntchito ndalama kwa ogulidwa zipangizo, intermediates ndi zina zotero D..
• Amalonda, mlingo wa ndalama pachaka rubles 400 miliyoni., Anandilola ntchito ngongole "Business-Auto". Pa chimaposa akhoza kugulidwa latsopano kapena ntchito galimoto, galimoto, ngolo kapena zipangizo zina zapadera.
• Mafotokozedwe "Business Katundu" zolipirira belo anagula chinthu. Upeze malo akhoza zatulutsidwa ndi wobwereka banki.
• "Business ntchito" njira amaperekedwa pamlingo waukulu ndi kuthekera deferment.

ntchito

ntchito Sberbank ali anapereka pa amalipiritsa maziko. Kutsegula / C mu rubles ndi ufulu. Ngati mulibe kugula phukusi mwakamodzi, ndipo kulumikiza misonkhano payokha, inu kulipira limanena kuti:

• kukhalabe CSC - 500 rubles / pamwezi..
• Internet banki - 490 rubles;
• kulandira ndalama - 0,3% ya kuchuluka;
• akuchititsa wotuluka - 15-60 rbl.
• Achire - 1%.

Yerekezerani mlingo wofanana adzayenera kulipira panopa nkhani yokonza mu "PSB". Mabungwe ena kupereka makasitomala phukusi utumiki kwambiri. The "SB Bank" SP angathe apereke:

• "Basic" phukusi kwa rubles 1000, popanda ndalama mwezi .;
• "Mulingo woyenera" (.. 200 rubles \ mwezi) - amapereka ufulu kutsegula kwa nkhani yake yoyamba, ndipo panopa malipiro pamwezi pa mitengo kuwathandiza;
• "Kugwiritsa" - atumikira 850 rubles mwezi, pambuyo amalipiritsa kutambasuka si mlandu.

Kulanda ndalama pa woyamba awiri mitengo makadi ndi 0,25%, osachepera 50 rubles.

Mu "Alfa-Bank" SP angathe kusankha kuchokera tariffs amenewa:

• "Business Start": ufulu kutsegula, mwezi amalipiritsa - 990 rubles. malinga m'mwezi chikuchitika zosaposa malipiro 5.
• "E": kulembetsa - 800 rubles, misonkhano - 1190 rubles ..
• The tariff ntchito "Trade" phukusi ndi 800 rubles.

The Commission kwa kulanda ndalama pa mtengo - 0.2% -0,6%, osachepera - 200 rubles.

The "Vanguard" kutsegula akaunti kwa 1-3 zikwi. Opaka. Ntchito dongosolo la amalipiritsa Internet banki si mlandu.

kusintha mitengo

Pa April 1, 2015 Sberbank kuchuluka kukula kwa ntchito kwa kulanda ndalama pa nkhani za mabungwe alamulo khadi banki. Poyamba, mlingo anali atathana 8 rubles kwa malipiro zoweta 30 rubles. - kwa anasamutsidwa kuti nkhani mabanki ena. Tsopano ntchito 1%, koma osachepera kutengerapo kuchuluka - 115 rubles. makasitomala ambiri kulipira zambiri za ntchito muyezo.

Koma njira yotulukira ukadali kumeneko. Makasitomala ayenera kutsegula ndalama Bank "Akaunti Universal" chifukwa rubles 10. ndalamazo adzabwera mwachindunji khadi. Nkhaniyi yogwira kwa zaka 5. amalipiritsa utumiki mwezi chidzankhalira. Kenako, muyenera kulumikiza ntchito intaneti banki, ngati mulibe kale. Patapita masiku atatu, mu "Akaunti Yanga" pa malo adzakhala "Akaunti Universal" ndi latsopano pulasitiki chonyamulira. Kulanda ndalama kwa khadi idzachitike kaŵiri.

1. Muyenera kutumiza ndalama ku 'Akaunti Universal. The Commission pa opaleshoni - 8 rubles. The tariff latsopano siligwira ntchito kwa malipiro monga ndalama kubwera mu 40817 (mapu), ndipo 42307 ( "Akaunti Universal").
2. Order kumasulira gawo bokosi latsopano chida malipiro. opaleshoni ikuchitika kwaulere.

Akana Service

Pafupi mukhoza dipatimenti chokha chimene linatsegulidwa. Kuti zimenezi zitheke, katswiri ayenera kupereka pasipoti, RKO mgwirizano ndi kulemba mawu. Akamaliza njira kasitomala adzalandira zindikirani ku banki, zimene ziyenera anagonjera ofesi yokhomera msonkho.

ubwino

Kuyambira onse pamwamba, mukhoza kupanga mapeto yaing'ono Tengani nkhani zatsopano amalonda munthu:

• Ndalama - m'chitetezo dongosolo la zachuma. Izo kale kutsimikiziridwa, kangapo.
• Kutukula. Ngati inu basi kulumikiza phukusi wathunthu wa ntchito amene alibe nthawi yaitali kuima queues kukhazikitsa ndi ntchito limodzi.
• Popeza mukhoza kutumiza ndalama ku thumba la PI ntchito dongosolo Intaneti. Ndalama Bank chimathandiza ogula kuchita wotuluka pa Intaneti. Online dongosolo amakhala ndi magulu a kubisa deta. Malipiro ndi kusala kudya, koma ntchito wapatsidwa pansi tariff osiyana.

4. Malipiro malo. Wazamalonda sindiye ndi sitolo kapena ofesi kuti apeze ndalama kuchokera wogula. Wokwanira kuyitanitsa ndi osachiritsika ndipo ntchito kuchita wotuluka. zipangizozi ungatithandizire pa SIM khadi. Ndalama amatamanda nkhani ya wogulitsa uli mwa masiku 1-3. Ntchito 1% kuchuluka malipiro. chipangizo ndi kwaulere.

5. Fizi utumiki panopa chifukwa si wosiyana kwambiri ndi mpikisano mu msika.

6. Cashing ndalama. Mupewe akhoza kukhala pa checkbook ya kapena kusamusa iwo nkhani ya womangidwa khadi banki. Njira yoyamba si yabwino kwambiri. Kukhazikitsa checkbook mosamala kwambiri ndi mwatcheru. Kutapa ndalama, adzatengedwa kupita kuntchito. Choncho ndi bwino kugwirizana malipiro khadi pulasitiki ndipo amatenga ndalama kwa iwo.

Pomaliza

Popeza mukhoza kugwiritsa ntchito foni kosamalira ngongole kuti kusonkhanitsa malonda. Kodi kutsegula akaunti zatsopano amalonda munthu mu Bank ndalama? Muyenera kupereka zikalata ndipo ikani lamulo. ndondomeko amatenga pafupi ora. Monga bungwe dziko lonse chuma, ndalama Bank amapereka makasitomala ake osiyanasiyana ntchito pa mitengo mpikisano.