Kodi mu Moscow kupeza mankhwala inshuwalansi ndi momwe angachitire izo?

Insurance - chitetezo zosiyanasiyana mavuto, kuphatikizapo ndondomeko yapadera umakhala ngati imfa ya thanzi. Pachifukwa ichi, pakati pa mitundu yonse zimakhala zapadera malo inshuwalansi, luso kupereka amayenda yake chithandizo kwa eni ake. Pakali pano, chikalata china chofunika monga mokakamizidwa, ngati pasipoti kapena ID asilikali, pakuti ambiri ku Russia - ndi mankhwala inshuwalansi ndondomeko. Moscow monga likulu mu malo oyamba amafuna Kuphunzira kwa anthu ake. Taganizirani mmene kumene kupeza chikalata inshuwalansi.

Kodi mu Moscow kulandira mfundo zachipatala?

Russian dongosolo inshuwalansi lagawidwa mokakamizidwa (ndi chimodzimodzi - OMC) ndi zaufulu (ayi - LCA). Onse mitundu imeneyi ya inshuwalansi ntchito paokha ndithu, koma zimagwirira ntchito inshuwalansi zaufulu - izi ndi mtundu wa Kuwonjezera kuvomerezedwa. Ali chiwerengero kusiyana kwambiri, ndi zofunika kwambiri pa zonsezi ndi kuti boma OMC amasankha zinthu inshuwalansi lapansi. Kodi ndi kumene kuti zachipatala inshuwalansi ndondomeko, lomwe ndi kuvomerezedwa nzika za Russia, osati aliyense amadziwa. LCA ndi chikalata pa pempho la mwini: zikomo kwa lamuloli nzika za tizidalira ena ntchito zina thanzi zambiri osati m'gulu osachepera amaperekedwa ndi boma. Masiku ano, pali malo khumi Moscow kulandira mfundo zachipatala popanda mavuto. Izi ndi kampani "Kuvomereza-M", "Medstrakh", "Spassky chipata", "ROSNO-MS", "Ingosstrakh-M", "QMS RESO-Med", "Max-C" MSK "Icarus", "SOGAZ- uchi "," Pantseya "(nthambi)," MSC "Uralsib", "Umodzi moyo". Mukufunika ndi kubwera pa nthawi iliyonse, kumene mu Moscow kulandira mfundo zachipatala zidzatheke mwamsanga zosafunika ndiponso kutsatira mapazi mophweka.

Kodi muyenera kupeza inshuwalansi?

The kampani osankhidwa afunika alembepo mawu za kusankha gulu imeneyi, ndiye inu adzapatsidwa chikalata zosakhalitsa zikalata za OMS kulembetsa (chomveka masiku 42 × kalendala). Samalani - musati apereke Zobwerezedwa. Kumapeto kwa nthawi yoikidwiratu inu adzapatsidwa limodzi nyemba MHI ndondomeko ku kampani kuti inu apatsidwa ulemerero wake. Mu nkhani ya mfundo imfa, kusintha dzina, dzina pakati kapena dzina lotsiriza ndi malo okhala muyenera awadziwitse inshuwalansi kampani ndi boma kuti apereke chachibwereza kapena watsopano. Pamafunika mwezi umodzi kuchokera tsiku kugonjera a ntchito.

Nthawi inshuwalansi

Kodi mukudziwa kumene mu Moscow kupeza mankhwala inshuwalansi ndi momwe angachitire izo. Tsopano tiyenera kulankhula za milandu inshuwalansi zotheka. Pamaso pa mfundo OMC amatilola kugwiritsa ntchito utumiki ambulansi, mudzakhala ndi ufulu chisamaliro chachikulu ndi apadera chamankhwala matenda osiyanasiyana thupi ndi m'maganizo. Komanso, inshuwalansi kumamukhazuka inu kuti chiwerengero cha mankhwala. Mwachibadwa, zonsezi pamwambapa ndi kwaulere. Mu nkhani ya mndandanda LCA milandu inshuwalansi kukodzedwa, malingana ndi mtundu wa inshuwalansi - izo anaganiza ndi inshuwalansi kampani payekha. Kumbukirani kuti inshuwalansi - si monga lamulo State chikalata, ndi chitsimikizo kwa inu ndi mwana wanu kuti thandizo kuchipatala adzakhala m'njira yake, mwamsanga zosafunika.