Kodi mungapeze bwanji ndalama ku "Piggy Bank" "PrivatBank"? PrivatBank, Ukraine

Ambiri a ife talingalira za kuchotsa ndalama pa tsiku "lakuda", koma izi zingatheke bwanji molondola? Ndalama ziyenera kugwira ntchito, kotero kuzisungira kunyumba pakhomo lomwe mumakonda sikoyenera. Zimapindulitsa kwambiri kupereka ndalama zaufulu pa ndalama pa chiwongola dzanja chachikulu. Ndipo apa palinso vuto, ndipo ngakhale awiri: momwe zilili masiku ano kodi munthu amene ali ndi ndalama zambiri amafunika kuthetsa ndalama zocheperapo ndalama pang'ono? Ndipo ndi ndani yemwe angawapatse kusungidwa ndi kuchulukitsidwa, chifukwa pali mabungwe ambiri azachuma, ndipo onse amadzitengera okha ndi malonjezo abwino komanso zizindikiro zodabwitsa?

Ubwino wa PrivatBank kutsogolo kwa mabanki ena

Mbadwo wokalamba waphunzitsidwa kale ndi zowawa, pamene zonse zomwe anasungira tsiku limodzi zidasandulika fumbi, moteronso masiku ano anthu ambiri akusowa ndalama m'mabungwe a zachuma akukayikira ndikukayikira. Komabe, kukhala ndi ndalama m'malo osungirako nthawi zonse n'kofunika. Inde, anthu ambiri amachokera ku malipiro a malipiro, ena amawongolera ngongole, koma izi zimangosonyeza kusadziwa ndalama kwa anthu. Mukhoza kupereka gawo limodzi la ndalama, mwachitsanzo, kusiya kavalidwe katsopano kapena phukusi lapadera la ndudu.

Komabe, mabanki okha odalirika ndi odalirika ayenera kudalira magazi awo, kuti asadandaule chifukwa cha mavuto azachuma a eni awo. Pakati pa mabungwe azachuma ku Ukraine, PrivatBank akugwira ntchito yoyang'anira. Mapulogalamu apamwamba kwambiri, akhala akugwira ntchito kwa zaka 22, amapereka ndalama zambiri zopindulitsa komanso zogwirizana ndi mabanki, omwe ali ndi maofesi a kunja, amasangalatsidwa ndi ma ATM ambirimbiri m'dziko lonselo.

Kodi mungakhale bwanji kasitomala wa PrivatBank?

Ndi zophweka kwambiri kutenga nawo mbali m'banja lalikulu ndi lachikondi, chifukwa ichi muyenera kukhala mwini wa khadi lililonse la banki. PrivatBank (Ukraine) imanena za ngongole, penshoni, malipiro, makadi a ngongole pofuna kutsegula khadi la khadi. Aliyense kasitomala akuitanidwa kuti agwiritse ntchito ntchito yopezera ndalama. "Piggy Bank" ikhoza kugwirizanitsa onse ku ofesi yokha, komanso pa ATM kapena self-service terminal. Ogwiritsa ntchito intaneti ali ophweka kwambiri: ayenera kulembetsa kachitidwe ka mabanki a pa Privat-24 ndipo ali kale kuti atsegule chikhomo mwa kuika kuchuluka kwa ndalama zochepa pamwezi.

Kodi mungatsegule bwanji "Piggy Bank"?

Pamaso pa khadi la debit, ntchito "Piggy Bank" imaperekedwa. "PrivatBank" imatsegula chiphaso kwa chaka chimodzi kapena kuposerapo. Mukhoza kusunga ndalama mu UAH, koma zimakondweretsa phindu la pachaka la 16%. Mu chaka, wofuna chithandizo akhoza kuchotsa ndalamazo; Ngati ndalama sizimachotsedwa, ntchitoyo imangowonjezera chaka china. Chidwi chimaperekedwa kokha pambuyo pa miyezi 12, ndiko kuti, kumapeto kwa mgwirizano. Ngati ndalamazo zimakhalabe ku banki, ndiye kuti ziwonjezeredwa ndi ndalama za ndalamazo. Motero, ndalama zazikulu za chidwi zimapezeka .

Njira zazikulu zowonjezeramo ndalamazo

Amakasitomala ambiri amakhudzidwa ndi mafunso okhudza momwe angapezere ndalama ku "Piggy Bank" ya PrivatBank, ndi momwe angaziyikire kumeneko. Bungwe la zachuma, kuyesa kukondweretsa aliyense, lapereka njira zingapo zowonjezeramo ndalama:

• Mukhoza kusunga ndalama mwa kubwezeretsanso "Piggy Bank" ndi kusintha kuchokera kuzinthu. Kuti muchite izi, sankhani njira yokonzekera ndalama ku 1, 10 kapena 100 UAH. Mwachitsanzo, mothandizidwa ndi khadi lolembedwera, malipiro kapena penshoni (kale yogwirizana ndi utumiki), wogula amalipira kugula kwa 286 UAH. Ngati mutasankha kuzungulira 10 UAH, ndiye ndalama zidzatengedwa ndi 4 UAH. (Kuchokera pa khadi lidzalembedwa 290 UAH); Ndipo ngati 100 - khadi adzatenga 300 UAH., Ndipo 14 UAH. Adzachotsa "Bokosi la Ndalama".
• "PrivatBank 24" ingathenso kuthandizidwa mu ndondomeko yodzikundikira. Mukhoza kusankha momwe mungasamalire ndalama zina ku "Piggy Bank" mutatha kulipira kulikonse. Ngati ndalama zina zimachotsedwa kapena kutchulidwa kuti ndi khadi la kulipira, ndiye kuti gawo limodzi la ndalama likulowetsedwa ku dipatimentiyo, mlingowo ukhoza kukhazikitsidwa kapena chidwi.
• Mukhoza kukhazikitsa ndalama zokwanira, zomwe tsiku lina zidzasamutsidwa mwezi uliwonse ku "Bokosi la Ndalama". Mwachitsanzo, munthu amalandira malipiro a nambala 2, tsiku lomwelo 200 UAH adzatchulidwa. Pa chikhomocho.

Kugwiritsa ntchito ndalama

"PrivatBank" imakondwera ndi kuwonetseredwa kwake momveka bwino: wofuna chithandizo angathe kuwona ndalamazo pa nthawi iliyonse, kupeza ndondomeko yopezera ndalama. Pali njira zingapo zopangira izi:

• Bwalo la banki, bwalo la eni-eni kapena ATM.
• Mukhoza kupeza ndondomeko yowonjezera mu dongosolo la "Privat-24" kapena kugwiritsa ntchito mafoni a m'manja.
• Gwiritsani ntchito SMS-banking kuti mulandire chotsitsa ndi kulingalira pa foni yanu.

Kodi mungapeze bwanji ndalama ku "Piggy Bank" ya PrivatBank?

Tengani ndalamazo phindu pokhapokha mutatha mgwirizano, ndizo chimodzimodzi chaka chimodzi mutatsegula. Mwachitsanzo, ndalamazo zinalembedwera pa July 12, 2013, zomwe zikutanthauza kuti ndalama zowonongeka pamodzi ndi chiwongoladzanja zikhoza kulandiridwa pa July 12, 2014. Pa July 13, mgwirizanowo udzatulutsidwa kwa chaka china. N'zosavuta kuchotsa ndalama. Kodi PrivatBank angapereke zotani kuti apereke ndalama? "Piggy Bank" (mukhoza kutaya ndalama mwachinsinsi kapena kubanki kwa banki).

• Pogwiritsa ntchito mafoni.
• Kupyolera mu-self-service terminal.
• Kupita ku malo "Piggy Bank".
• Atayendera dongosolo "Privat-24".
• Itanani woyendetsa foni 3700.
• Kutembenukira kwa woimira banki mu nthambi iliyonse.

Kotero, mungatani kuti mutenge ndalama kuchokera ku "Piggy Bank" ya "PrivatBank", pomwe simukudzipweteka kwenikweni? Mu njira zinayi zoyambirira, pita ku gawo la "My deposits" → "Piggy Bank". Kenako, lowetsani nambala yanu ya foni ndikudikira uthenga wa SMS ndi mawu achinsinsi. Pambuyo polowera, mukhoza kuwona lipoti lonse pa dipatimentiyo. Pofuna kuchotsa ndalamazo, muyenera kuika ndalama zina ndipo pindani pa batani "Pemphani ndalama" kenako ndalamazo zidzatchulidwe kuti ndi "khadi".

Kodi mungatani kuti mutenge ndalama kuchokera ku Piggy Bank PrivatBank m'mabuku awiri omaliza? Kuti muchite izi, mukuyenera kukhala ndi pasipoti ndi inu kuti wogwira ntchito amvetsetse chithandizo. Menejalayo akulemba ntchito ndipo amachititsa kuti apititse ku makhadi omwe adatchulidwa.

Kodi n'zotheka kubweza ndalamazo panthawi yake?

Ngati mukufunadi chilolezo ndi ufulu wonse, yankho ndilo - "PrivatBank", "Piggy Bank". Mukhoza kutaya ndalama nthawi iliyonse, ngakhale popanda kuyembekezera mapeto a mgwirizano. Inde, pa nkhaniyi, chidwicho sichidzaperekedwa mokwanira, koma pang'ono pokha. Malinga ndi nthawi ya dipatimenti, ndalamazo zimachulukitsidwa ndi coefficient:

• Kwa miyezi itatu - 0.33;
• Mpaka theka la chaka - 0,5;
• Kwa miyezi 12 - 0.67;
• Chimodzimodzi chaka chimodzi - 1.

Zimapindulitsa kwambiri kuchotsa ndalamazo pambuyo pa miyezi 12, ndipo ndalama zonse zidzalipidwa, koma kuchokera ku zosayembekezereka palibe aliyense wa inshuwalansi, ndipo ndizosangalatsa kuti banki ikuganizira izi ndikukumana ndi makasitomala. Munthu akhoza kubwezeretsa ngakhale pang'onopang'ono ndi ndalama zochepa, chinthu chachikulu ndichofuna.