Mukufuna kutsegula chuma? Samalani!

A njira wololera amamuchititsa kuonjezera ndalama zilipo zikhoza kukhala kutsegula kwa gawo kubanki. Ndondomeko imeneyi akhoza kumva yekha ndi kusankha bungwe ngongole. Mpikisano ndi kukakamiza mabanki kupita ku mitundu yonse ya zidule kufunafuna makasitomala. Mawu otsatsira malonda chimwemwe maganizo a ndalama angathe akupereka mawu yabwino kwambiri. Yesetsani kumvetsa phindu lanji madipoziti ndi zimene zimapangitsa manambala mkulu wa chiwongola dzanja, wosawoneka mu maganizo banki.

Kuwayika chopereka ndalama nthawizonse wakhala ali ndi kukhala otchuka kwambiri ndalama chida. Mu masiku akale, kokha gombe ndalama akanapereka yosungirako otetezeka deta ndi kukula ndalama. Kuyambira pamenepo, chiwerengero cha mabanki chawonjezeka kambirimbiri. Kuphweka zikutanthauza njira kufufuza anaonetsetsa kuti zikalata zina kutsegula gawo chofunika. Russian Investor zokwanira ndi pasipoti yanu alendo Komanso amalowerera khadi kusamuka ndi kulembetsa mu dziko lathu.

Vuto kwa kasitomala pamene pakuika ndalama kokha kusankha banki odalirika ndi mtundu wa gawo. Mkulu chiwongola dzanja, mpaka 11,6% pa annum, nthawi zambiri anapereka phunziro kwa ndalama Pomalizira. Choncho, kutsegula gawo "FFT +" mu Bank ndalama ntchito adzabweretsa kasitomala phindu la 11,15% pa annum ndi malawi yaitali masiku 549. Pafupifupi zikhalidwe zomwezo mu Ergobanka ndi zopereka "Amber". Awiriwa gawo mankhwala lero pamwamba mndandanda zopereka zothandiza, amene kuchuluka kwa akatswiri kubanki.

Mtokoma wa madipoziti anapereka mabanki, lolunjika pa chiwongola dzanja la 9-10% pa annum. Pa chiphaso cha chidwi phindu gawo lochititsa akhoza kungolankhula pa ndalama ku bungwe ndalama likulu nthawi yaitali. Amenewa mwatsatanetsatane Mwachitsanzo, imalengeza "Oyamba" Bank. Madipoziti "Classic" chifukwa ndi chiwongola dzanja la 10% anapereka osachepera kuchuluka kwa chopereka - 3 miliyoni rubles, ndi mayikidwe nyengo - zaka 3. Chidwi akhoza kuwapeza mwina pa mwezi, kapena kuwonjezera kwa gawo wamkulu ndiponso kulandira kumapeto kwa mgwirizano.

Komabe, akatswiri yomweyo mwamphamvu amalangiza kutsegula gawo owonjezera rubles 700 zikwi limodzi zopereka. Insurance dongosolo malire kuti kuchepetsa malipilo ngati banki chatsekedwa. Posankha banki ndipo zosiyanasiyana pangano gawo, tiyenera kukumbukira kuti chotulukira akhoza kukhala kopindulitsa kwambiri madipoziti ndi ndalama pafupifupi chidwi pansi magawo zotsatirazi:

• mwayi kubwezeretsanso gawo ;
• capitalization chopereka kupereka oikidwa "chidwi chidwi";
• n'zotheka kuchotsa oyambirira a pangano gawo imfa osachepera chidwi.

Potsiriza, pamene pakuika ndalama zambiri kwa nthawi yaitali Ndi bwino kutsegula madipoziti angapo ndalama osiyana. kukonzekera kungakuthandizeni kuonetsetsa likulu ndalama zothandiza ndi chitetezo.