Kodi zigoli penshioni? Kodi retirement pensioners mfundo?

Penshioni ndalama za anthu ntchito anawagawa m'magulu awiri: ndalama ndi lokhazikika. Munthu aliyense kudzisankhira yekha ngati iye adzalandira malipiro mapulani kapena ndalama zonse anatumizidwa ku mbali olipiridwa wa penshioni ya. mawonekedwe ntchito kuwerengera kuchuluka kwa ndalama, kumaphatikizapo zinthu zosiyanasiyana. Mmodzi wa iwo - mfundo penshioni. Pa iwo ayankhidwa m'nkhaniyi.

zinthu

Pa kukula kwa penshioni zimakhudza:

• kuchuluka zalembedwa mu bajeti ya premiums inshuwalansi kwa malipiro "woyera" ;
• zaka wokhoma msonkho;
• pamaso pa olumala, amadalira munthu wodwalayo;
• malawi;
• nthawi ya pantchito (oyambirira kapena ayi);
• kupanga accumulations.

Mu 2017, anthu okhala kalekale latsopano la Russia ndi monga a 31.12.16 kulandira ndalama za penshoni, malinga ndi kamodzi malipiro kuchuluka kwa 5 zikwi. Pakani. ndalamazo linaperekedwa popanda kugonjera ntchito ndi kosamugonjera msonkho munthu.

mawerengedwe a penshioni

Kuchuluka kwa penshioni mopitirira malinga ndi njira:

Penshioni = R × C × R × PV + K, kumene:

• P - Uwerenge zinthu zonse payekha.
• C - ndi ndalama zambiri za chinthu chimodzi (mfundo).
• K - index improver kwa inshuwalansi ndi malipiro amodzi.
• PV - ovomerezeka malipirowo.

Tikambirana mwatsatanetsatane aliyense wa magawo awa.

munthu koyefishienti

Penshioni mphambu - muyeso kuti amaweruza chaka nduna ntchito zochokera inshuwalansi amachotsera. Mu mawerengedwe a penshoni kwa 2016 amaganizira Uwerenge mfundo zonse anasonkhanitsa. Ngati munthu anapita pa holide kuti 01.01.2015, ndi mawerengedwe aligorivimu ndi osiyana ndi muyeso:

SP = MF / C, kumene:

• JV - inshuwalansi penshioni.
• MF - inshuwalansi penshioni pa 31/12/14 ndi ndalama palibe atathana ndi gawo olipiridwa.
• C - mtengo wa zigoli wa 01,01. 15 (64.1 rubles.).

Uwerenge mfundo zonse anapeza pambuyo 01,01. 15 = CB / CF x 10 kumene:

• Sv - zopereka mapangidwe malipiro inshuwalansi, analipira pa mlingo wa 10 kapena 16%.
• MB - Ndalama zoperekedwa kwa malipiro pazipita.

Kodi mfundo penshioni?

Pamene koefishienti mawerengedwe atengedwa mu nkhani kwa nthawi zina m'gulu mkulu. Mwachitsanzo, nthawi kusamalira mwana kufika zaka 1.5. Uwerenge mfundozi anawonjezera kuti mfundo kale yopangidwa. nthawi awa n'komwe ngati ali si n'komwe mu mawerengedwe a chilema penshioni kapena wopulumuka.

chiwerengero cha mfundo penshioni kuti akhoza anapeza m'chaka, ndi kugamulidwa ndi lamulo ndipo nthawi zonse kuwonjezeka (mpaka 2021). Kuchepetsa chiwerengero cha koefishienti ndi osiyana amene asankha mbali zolipirira a malipirowo (5.16 kwa 2017), ndi iwo amene asiya izo (8.26 kwa 2017).

Chinthu mtengo pachaka (01.02) kumawonjezera ndi osachepera mtengo index kukula. Chaka chilichonse kuyambira pa 1 April, anapereka mfundo yatsopano kwa koefishienti la Chilamulo Federal "Pa bajeti ya RPF" pa chaka anakonza. Ngati 01.02.16 kufunika ina - 74,27 rubles.

Mwachitsanzo

Tiyeni tione mmene kuwerengera penshioni mfundo malinga ndi njira:

B = (S / M) X 10 kumene:

• S - kuchuluka kwa malipiro zatchulidwa pa mapangidwe penshioni ku thumba la ndalama za penshoni ndi zasungidwa pachaka.
• M - kuchuluka kwa zopereka malipiro pazipita analipira pa mlingo wa 16%.

wantchito malipiro - 30 zikwi rubles .. pamwezi., T. e. 360 zikwi. pakani. / chaka. The pazipita m'munsi mwa 720 zikwi Opaka..

720 × 0.16 = 115.2 thous. Pakani. - pazipita kuchuluka kwa zopereka.

Tikugwira ntchito mawerengedwe mfundo penshioni pansi zinthu zotsatirazi:

• wantchito anasankha yekha inshuwalansi penshioni;
• wogwira ntchito wasankha chitsanzo wosanganiza inshuwalansi.

Yankho 1. Zopereka 16% mlingo njira ndi 57,6 zikwi. Opaka. (360 × 0.16).

B = (57,6 / 115,2) X 0.1 = 5.

Yankho 2: Kuchuluka kwa 10% mlingo chopereka 36 zikwi Opaka.. (360 × 0,1).

B = (36 / 115,2) * 0,1 = 3,125.

malipiro amodzi

Iwo anapereka ndalama olimba poyerekezera inshuwalansi penshioni. Kuchuluka kwa malipiro ndi osanjidwa chaka. Ngati 01/02/16 zinali 4,56 zikwi. Opaka. Kuchuluka malipiro kuchuluka amaperekedwa:

• Ine wolemala c.;
• nzika pa zaka 80;
• anthu ntchito kapena kukhala ndi Far North;
• nzika chikukhudza anthu olumala.

Indexing si anachita ntchito pensioners.

Pankhani ya kuikidwa akale zaka penshioni oyambirira, nthawi ina yoyenera kulandira, kapena kulephera kupeza penshioni kuchulukitsa chinthu umagwiritsidwa ntchito malipiro amodzi.

Nthawi yapadera

Ena magawo a moyo kuwerenga kwa mkulu. Mwachitsanzo, pa foni ya utumiki, kusamalira mwanayo. Panthawi zimenezi, anthu ambiri samasankha ntchito, koma wapatsidwa wina kuchuluka kwa mfundo. Ngati munthu apitirira ntchito, iye amasankha: deduct mfundo masamu zasungidwa, kapena amapondereza anthu amayenda ndi boma.

Penshioni mfundo nthawi chikhalidwe kwambiri:

• 1.8 - kwa chaka kusamalira munthu wakale 80, wolumala kapena kusiya chaka mwana woyamba;
• 3.6 - chisamaliro chaka mwana wachiwiri;
• 5.4 - chisamaliro chaka cha mwana wachitatu ndipo anayamba.

Monga zinachitikira limanenedwa?

Tsimikizirani awo ntchito mpaka 2002, nzika mulole, ndi kupereka buku ntchito. kulembetsa zogwirizana wakhala anayambitsa kuyambira 2003. Zonse zomwe gulu kutumiza ogwira ntchito ake, analembedwa mu Nawonso achichepere FIU nkhani zaumwini.

utumiki Pensionable udachita isanafike 01.01.15, ndipo adzakhala recalculated mfundo penshioni. Choyamba, ufulu penshioni atsimikiziridwa pa 01,01. Kenako mu 2002 kuchuluka kwa penshioni mopitirira zochokera malipiro pafupifupi zaka 2 patsogolo pantchito kapena zaka zisanu zotsatizana. Kuyambira mu 2002, ufulu penshioni atsimikiziridwa zochokera kuchuluka kwa zopereka analipira. Mu 2010 anali revalued ndi 10% wa mtengo likulu penshioni. Komanso mlandu 1% kwa chaka cha utumiki. Mpaka 2014, chiwerengero cha penshioni likulu nakoplennnogo chaka osanjidwa mwa chinthu ena. Apeza kuchuluka kwa ndalama anagawa ndi mtengo wa chinthu limodzi. Zitero chiwerengero cha mfundo.

Kuchita kuwerengetsera woterowo kovuta kwambiri. mfundo zonse awasungira pa wokhoma mu penshioni "ntchito". Choncho, pamene kuwerengetsa ndalama ya penshioni ndi bwino kuganizira Chiwerengero, anagonjera webusaiti FIU.

Kodi kuchita izo?

Muyenera kupita pa webusaiti FIU "ntchito Intaneti" ndi favorizirovatsya mu "lakutsogolo". Apa mutha kuona mfundo kale accrued penshioni ntchito pensioners ndi awerengere nambala ya chaka panopa pamaziko a deta malipiro.

ogwira ntchito achinyamata ntchito Chiwerengero chaka cha pafupifupi kukula kwa penshioni, ngati anakonza usilikali kapena kubadwa kwa mwana. Anthu achikulire akhoza kuona kusintha kukula kwa malipirowo, ngati iwo "yochulukirapo" pa ntchitoyo. Malinga kulembetsa mochedwa ya malipiro a penshoni, onse osanjidwa kwa mlingo umafunika lapansi. Koma "ndondomeko" kwa zaka zoposa 10 ndi tanthauzo. ukuwonjezeka penshioni yekha woyamba masiku khumi.

Mu 2014, boma inaimitsidwa mapangidwe ndalama. ndalama zonse anauzidwa kuti malipiro panopa. Izi nthawi ina anafunika kuthetsa mavuto mu FIU ndi "reformatting" ntchito NPF kupereka kwa anthu oposa 22 miliyoni. Utumiki Labor akadali akulimbikira oyamba a mtundu yaufulu mapangidwe a. Koma kuwamana dziko chuma "yaitali" ndalama kungachititse kuti pamavuto aakulu azachuma.

malamulo atsopano

Popeza 2017 ndi ukalamba penshioni akusonyeza kuti zinthu zotsatirazi:

• Zimene osachepera zaka 8 (2024 - 15);
• pantchito mfundo osati poyerekeza 11.4 (akuwonjezeka chaka chilichonse zosonyeza 2.4 30);
• nzika anafika zaka 60 (Amuna) kapena zaka 55 (mkazi).

The zaka zopuma pantchito kwa munthu yemwe akugwira kale ntchito za boma, mu 2017 - 60,5 ndi zaka 55,5, kenako ukuwonjezeka pachaka kwa zaka 65 ndi 63.