Mitengo pa madipoziti lero Rosselkhozbank: tariffs ndi phindu

Masiku ano, Bank ulimi pa milomo aliyense. Lililonse Russian amadziwa wamng'ono za kuli bungwe ili ndalama. Ndipo ambiri bwinobwino ntchito misonkhano kuti amapereka. Today Rosselhoz ndi pa malo 6 pakati 600 mabanki ku Russia. A mbali ya phindu la zimathandiza chifukwa madipoziti kasitomala, amene anapereka mitengo yabwino madipoziti. Panopa, Bank ulimi akugwirizira oposa biliyoni 2,76 rubles (chuma). Choncho anthu kumukhulupirira ndi ndalama zawo. Ndipo kwa anthu ambiri nthawi kuganiza kuti: mwina kwambiri kutsegula chuma?

Athandiza "Chidwi patsogolo"

Tinganene, amachita yomaliza. Ndi lilipobe mpaka 28 February 2017. mitengo ambiri pa madipoziti lero zizioneka Rosselkhozbank, koma izi kupereka wapadera. Ndipo apa zikuchitikazi:

• gawo akhoza kukhala mwina 395 kapena 548 masiku;
• kuchuluka osachepera ndi 3000 rubles;
• akamaliza sizingatheke;
• wotuluka zonse ndalama palibe;
• kutambasuka basi si ikuchitika;
• mlingo - 7.2% (masiku 395) ndi 7.4% (masiku 548).

Chofunika - chidwi anthu onse abwerera! Kukhala enieni, pa tsiku loyamba ntchito pambuyo kutsegula kwa gawo lapansi. phindu ali wamkulu. Mwachitsanzo, kutenga mtanda ndalama - 1 miliyoni rubles. Pakuika kwa nthawi pazipita (masiku 548), munthuyo awalandira pomwepo 111.100 rubles mu phindu. Instant ndalama - ndi chimene chimakopa anthu kuti ndalama imeneyi. N'zosadabwitsa kuti tsopano iye ali otchuka.

zotsatsa zapadera

Tsopano m'pofunika kutchula mitengo ina pa madipoziti. Panopa, Bank ulimi chotchuka "penshioni". Anthu kupereka chizindikiritso yoyenera, akhoza kutsegula chopereka amenewa. The osachepera kuchuluka ndi 500 rubles. Zolemba - miliyoni. Mukhozanso kubwezeretsa chopereka ndalama iliyonse, koma madebiti wotuluka si anapereka. Bids ndi:

• masiku 395 - 7.3%;
• 540 - 7,7%;
• 730 - 8%.

Kotero kudzadzidzimutsa? Ngati pensioner adzakhala aganyali 100 zikwi rubles nyengo pazipita, kumapeto adzalandira 117.288 rubles.

Koma limanena izi ndi mitengo yabwino kwambiri pa madipoziti. Panopa, otchuka Rosselkhozbank "Amur nyalugwe". Masiku ndi amodzi mu nkhani ya "penshioni", koma mitengo ndi motere: 7,85% 8.1% ndi 8,05% pa annum. Pankhaniyi, ndi zaphindu kwambiri kupanga dipositi kwa masiku 540. Mwa kusunga chimodzimodzi 100 000 rubles. Patatha miyezi 18, munthu adzalandira 12.150 rubles mu phindu. Yekha chenjezo - kuchuluka osachepera 50 000 rubles. Koma m'mikhalidwe yoteroyo kuchita bwino kupatula pazipita kuchuluka.

"Classic"

Izi ndi kupereka bwino kupezeka kwa Bank ulimi. gawo chidwi amasiyana pa muyezo ambiri. Izo zimatengera nthawi ya ndalama, ndi kusintha njira peresenti (mwezi uliwonse, kumapeto kwa kapena ndi kapu). Kodi chofunika ngakhale njira kutsegula gawo (mu ofesi kapena chosonyeza). Atchule onse mwa njira akhoza kukhala nthawi yaitali, koma ndi bwino kukuuzani amene zonse ndi kupita ku Bank ulimi.

Chidwi pa madipoziti zabwino kwambiri ngati anthu kupangitsa "Classic" com'tumikila kutali njira kwa masiku 1460 (miyezi 48.5) ndi malipiro pa kukhwima. kuchuluka kungakhale aliyense, koma osachepera 3000 rubles. Ndipo mlingo adzakhala 8,55% pa annum. Ngati anthu tipeze miliyoni, pa mapeto a nthawi imene adzalandire 346.750 rubles mu phindu.

Mlingo pazipita ndalama za 1.3%. Mu yuro - 0,35%. The osachepera gawo - 100 $ / €. Zikhalidwe ndi zofanana kwambiri yosafuna yothetsera - kutsegula gawo masiku 1460.

ntchito zina

Chabwino, pamwamba kutchulidwa yabwino zopereka kwa Bank ulimi wa lero pensioners ndi anthu wamba. Pomaliza mawu ochepa za nsembe zina. Pali chindapusa zambiri kumene anthu ku Bank ulimi.

Madipoziti mu rubles angakhale opindulitsa kwambiri. Mwachitsanzo, "Accumulative". Ngati inu kutsegula gawo com'tumikila kutali njira, mlingo pazipita adzakhala 7,45% pa annum. Izi zili choncho ngati munthu ndiyo yopeza rubles miliyoni kwa masiku 540. The pazipita akuti, mwa njira, ndi masiku 1095. A osachepera - masiku 91. Koma okha pazipita kuchuluka - rubles 10 miliyoni kapena 300 000 madola / mayuro. Mwa njira, ndalama bwino mu ndalama zimenezi n'zofanana kwa 1.2% ndi 0,35% pa annum. Plus, tariff ichi ndi chopereka limabwezeretsa. Koma osachepera 3000 rubles / $ 100 / € 100.

Last zabwino kupereka - ndi tariff "Thamanga." Alipo osati usilikali, komanso tsankho achire. Apa ulamuliro ndi losavuta: apamwamba osachepera bwino, ndi apamwamba mlingo. Best kupereka - kutsegula gawo masiku 540 ndi wotsalawo 500 000 rubles. Zolemba malire ndalama - 10 miliyoni.

Ichi ndi mitengo mpikisano kwambiri. Limaitana zinthu osiyanasiyana. Koma aliyense tariff likukhudza wina ulamuliro umodzi: makamaka kasitomala kuti aganyali, olimba kwambiri adzakhala phindu lake.