Postpay: icho chiri ndi kuigwiritsa ntchito bwino ntchito yawo

Nthawi zambiri mu njira ya ntchito iliyonse zachuma, funso n'lakuti, kodi malipiro a ntchito anachita, kapena utumiki kuchokera awiri otchuka: prepay ndi postpay - bwino? N'kuyesayesa m'nkhaniyi ndi mawu awiri.

Kuyerekezera yosiyanasiyana ya malipiro

Funso: "Kodi Njira yabwino malipiro?" - yankho ndi wabizinesi aliyense payekha okha. Komanso, aliyense wa mabungwe a bizinezi kusankha mawerengedwe yabwino kwambiri yekha. Zimakhala ngati prepayment ndi malo malipiro. Kodi n'zotheka kudziwa tanthauzo la mawuwa. Pakuti kumvetsa bwino akuti n'kofunika kuganizira pa chitsanzo cha ena mwa madera a ntchito za mabungwe a zachuma.

prepayment

Choncho, kodi malipiro zisanachitike? Izi ndi ena kuchuluka amene anasamutsidwa ndi wogulitsa pa siteji koyamba monga malipiro pasadakhale ntchito anachita kapena katundu aziwapatsa m'tsogolo. A mbali zabwino mwa mawonekedwe malipiro ndi chidaliro wogulitsa kuti "si kuponyera." Ndi mophiphiritsa zosangalatsa ndi ntchito. Komabe, pali mphamvu ya ntchito, ndipo nthawizina kuyamba kumvutitsa makasitomala ndi mafunso okhudza udindo wa ntchito. Makamaka zimenezi zingachitike ngati wogula mpaka pano osati apangidwa mbiri mu msika zoweta. Munthu wamalonda yaitali, makamaka anakhazikitsa mwamuna kwambiri kumukhulupirira.

Pali masaizi osiyanasiyana a Gawo: 30%, 50% ndi zina 100% kuchuluka mwasankha. Njira akuti ndi malipiro pasadakhale kuchuluka kwa theka la mtengo weniweni. Ngati timaganizira za malipiro 100% pasadakhale, mukhoza kutaya makasitomala odalirika, makamaka pa siteji koyamba za chitukuko cha ntchito akatswiri.

postpay

Kodi izo, ndi momwe ntchito mawonekedwe malipiro ndi yolondola? Nthawi zambiri, makampani ankachita mawonekedwe malipiro mwa masiku angapo (nthawi zina 20) pambuyo chiphaso cha katundu kapena misonkhano. Choyamba, mphamvu ya dongosolo postpaid amagwirizana ndi kuchepetsa kwambiri ndalama ntchito, monga bizinezi yekha muyenera kuika chimodzi zikalata, ndi wogula - nthawi kuti achite ndimeyi kudzera njira mkati yokwaniritsira malipirowo. A chikhalidwe zokwanira mgwirizano bwino amatchulidwa mgwirizano positi malipiro. Kachiwiri, mawonekedwe malipiro angathe kuchepetsa chiopsezo si chiphaso cha katundu wa khalidwe ankafuna. Ndipo potsiriza, achitatu a zachuma ambiri kukanganira za mawonekedwe monga postpay, kuti ichi ndi chida champhamvu kuti amalola kuti bungwe utuluke ndalama. Choncho, okhazikika m'chikhulupiriro ndalama zitha kukhala kuyerekeza inflows ndi ndalama kwa ngongole ndalama.

Choncho, mapulani ndalama khalidwe kufunika kwa gulu lililonse ntchito ndi yayikulu kwambiri, ndipo Postpay udindo ndi ntchito imeneyi. Yemweyo kudalirika chuma ndi luso kusamalira awo otaya ndalama chikuyembekezeka kuchokera mbali ina ubale zachuma - zofunika.

kulamula katundu

Ndi kukhazikitsa kupeza aliyense wogula polimbana ndi funso zimene kusankha mfundo za malipiro. M'mawu ena, pamene kulipira katundu: isanayambe kapena itatha kukonzekera. Anthu ambiri amaganiza kuti zingakhale bwino postpay, tiyenera zimatsimikizira chiphaso cha katundu pa dzanja. Koma nthawi zambiri, masitolo (mwachitsanzo, World Lonse Web) kokha ntchito pa prepayment zonse zomwe zimabweretsa kusakhulupirira ena ya ogula.

Postpay malonda malonda

Mwatsoka, mawonekedwe Pamudzi ndi chimodzi mwa zifukwa zikuluzikulu zimene kulepheretsa chitukuko cha mafakitale malonda. Ichi ndi chifukwa sungathe kupanga latsopano kuti ndi malipiro ananyongedwa kusodza m'mbuyomu.

Postpay chimayambitsa vuto limeneli la msika malonda, monga kusowa kwa ntchito likulu. Kumene, pali lofunika njira kulimbana izo: kulephera kulipira nyumba, malipiro sachedwa akuyesetsa kusiya kaye masiku atchuthi kapena kubwereka ndalama kwa abwenzi. Komabe, njira izi adzachita kudzabadwira ku kutsekedwa za bizinesi.

Choncho, monga "kasupe" angathe kupereka ntchito factoring, imene mavuto onse kungayambitse ubwino.

Choyamba, safuna kubweza ngongole ndi kamangidwe ka factoring. Monga zikalata kuchirikiza zinthu zabodza kapena zochita kuvomereza, mbiri yabwino ndi zipani. Pakuti zinthu mabuku amenewa akuzindikiridwa monga natsimikiza udindo wa makasitomala, ndi pansi pa pepala adzakupatsani ndalama.

Chachiwiri, ambiri malonda mabungwe m'modzi kapena awiri makasitomala lalikulu. Factor sadzakhala zovuta onani luso kulipira. Choncho mfundo imeneyi kwambiri kumawonjezera mwayi wa Bungweli malonda kupeza ndalama zofunikira.

Chachitatu, malonda bungwe yomweyo pambuyo popereka kuti akhoza kutenga 90% kufunika kwake. The ndalama otsala ndi anasamutsidwa zitachitika monga chinthu chimodzi anapatsa makasitomala zonse kuchuluka amagwira ntchito yake.

Kufotokoza nkhani m'nkhani ino, tisaiwale kuti ntchito monga chisanadze malipiro ndipo pambuyo malipiro ndi chinthu chokhacho cha ophunzira ubale zachuma.