Zina mwa njira kuti akope ndalama kutsimikiziridwa

miyambo ndi wakale, zizindikiro ndi sikunapite pachabe, pali m'dziko lino. Ali ndi tanthauzo lapadera, ndipo nthawi zambiri kuti aone mibadwo. Njira kuti akope ndalama, amadziwa aliyense agogo gogo, amayi ndi abambo, naponso, kudziwa zizindikiro za ndalama. Izi ndi zimene timakhulupirira, ndipo onetsetsani kuti akwaniritsidwa. Si mphatso zamaganizo kuti athu maganizo matupi. N'chifukwa chiyani tiyenera kulankhula za ndalama? Chifukwa popanda iwo, mwatsoka, moyo wathu umakhala ovuta kwambiri.

Padangokhala, munthu wina anafika ndi ndalama, amene lero mowirikiza aloŵe nafe. The chododometsa kwagona kuti iwo amafuna zinthu zambiri kuposa tili mu thumba wathu.

Monga ana, ife nthawizonse anapempha makolo anga pang'ono, zomwe Kumkwanira ayisikilimu, kumatafuna chingamu, kapena kope latsopano ndi pensulo. Pamene ife anakulira, zilakolako zathu anakulira nafe. Pamene ndinali kuwerenga pa anayambitsa kapena koleji, ndipo mwina ku koleji, kaya izi, tonse mofanana kuwona makolo anatipatsa ndalama njinga yamoto, galimoto, zosangalatsa mtengo, zovala ndi zina zambiri. Pakuti anthu achinyamata aja amene analibe ndalama zimenezi, adzatha kutenga ndalama kuti zina, zovuta kwambiri njira - zovuta. Ndi kupsya munthu, anamupatsa mphamvu, kudzikayikira, pamene sanali kukwaniritsa wopambana.

Atalandira maphunziro ndi zipangizo ntchito okhazikika wamkulu sichitha kuti ndimalota za ndalama, chifukwa tsopano wazindikira kuti, ngakhale mu chimwemwe, koma chimwemwe popanda iwo basi osati kumanga.

Chotero, popeza kale, anthu akhala ndipo anabwera ndi njira mmene kunyengerera ndalama. Iwo kulibe kwambiri nthawi anayesedwa ndipo palibe. Koma anthu amene amakhumba patsogolo, wokonzeka mwamtheradi kuchita chilichonse kukhala anthu olemera kwambiri ndi otchuka, motero.

Kotero, ife kupita mafotokozedwe awo.

Chizindikiro choyamba limatiphunzitsa kuti kugwira chikwama kanthu siyenera kukhala. Tiyeni adzakhululukidwa zochokera khobiri chimodzi. Zonse zoona, kuyesera mu matumba a pamwamba kugwa ndi yozizira zovala, inu muchotsa mu chipinda kwa yosungirako, kuika pepala ndalama. Ngati mwadzidzidzi inu kuyiwala za izo kamodzi zobisika mu thumba la ndalama zapang'ono kwa nthawi yotsatira pamene mukufuna kuvala chinthu ichi, mudzakhala anadabwa ndi kupeza zothandiza.

Ngati mukufunadi kuti akope okha ndalama zambiri, kumbukirani nthawi zonse kuti sikuti ndalamazo kupita kwa anthu ndi matumba leaky ndi kunja mabatani kukhudza. Iwo kusankha anthu poopryatnee.

Njira pafupi kunyengerera kuti ndalama - izo zangokhala chiwonetsero cha kuleza mtima kupulumutsa ngongole ina yaikulu kwanu mu chaka. Pamene iye ankawaviika mphamvu zanu, pang'onopang'ono anayamba kukopa ngongole zina za mtundu umenewu. Ndi wokongola namuyesa, sichoncho? Ndithu mutu wako kale ganizo: ". Ndikwabwino kuyesa" Ndipo si pachabe.

chidutswa china cha malangizo, mmene kukopa ndalama: m'pamene kupereka ndalama kwa ngongole, ndi bwino kwa inu. Pali matsenga ena, pamene mupempha Pulogalamu onetsetsani ndalama m'nyumba anu kumbuyo. Zovuta adzakhala kutsatira gawo lachiwiri la malangizo - musati m'ngongole okha. Pali zinthu zosiyanasiyana, koma muyenera kuyesetsa kuthana ndi mavuto paokha, popanda thandizo la ndalama za anthu ena.

Kodi pokopa ndalama? Werengani malangizo awa.

Ndi nthawi zonse wanu chikwama osangalala ndalama. Iye kamodzi anali anapereka kwa inu munthu wabwino, wopezeka mu malo abwino kapena kungoti chinachake kukumbukira inu. Inu asalekane ndalama izi, n'kuiika kachikwama, ndi moyo ngakhale amaitana ndalama zambiri wokondwa mu izo, chimene nthawizonse udzakhala zaphindu.

Kotero inu muli anaphunzira njira zingapo kukopa ndalama kwa iye ndi kwa nyumba yake. Yesani kuchita malamulo yosavuta, ndi bwino adzatembenuza kukumana inu.