"Alpha Finance": ndemanga, ntchito

Ambiri Russian mabanki kupereka makasitomala awo, pamodzi ndi zina madipoziti ndalama m'zigawo zipangizo. Ena a iwo akhoza zochokera ndalama mu chuma chenicheni cha malonda. Mwa anthu - pulogalamu "Alpha Finance". kulunjika ake ndi chiyani? Kodi mtundu wa kubwerera pa mbali mu izo tingayembekezere?

General zokhudza "Alpha Finance"

"Alpha Finance" - ndi pulogalamu ndalama za "Alfa-Bank", anayambitsa mu 2010 ndipo ali omasuka kuti nawo ndalama kutali. Aziwerenga dzina lake monga mawu amodzi - "AlfaFinans" koma anakakhala kulemba osiyana mu Russian. ndi kulunjika mwa kufuna ofanana chiyani?

Malinga ndi zomwe anthu, kupyolera mu "Alpha Finance" pulogalamu banki consonant ndi dzina kukopa ndalama payekha kuti aganyali chuma chenicheni. Mu ichi, iwo mwina mwapadera kwa mwagwirizana ndalama, kumene chida ndalama mwina, makamaka, malonda ndi kuphana ndalama. Pelekani nawo dongosolo loyenera ikhoza kukhala lalikulu kuposa kaikidwe ka ndalama ku banki madipoziti.

Mwachitsanzo m'lifupi mwa zintchito za pulogalamu "Alpha Finance": Voronezh, Yaroslavl, Moscow ndi mizinda ina ikuluikulu ndi nthambi ya gombe ziwalo. depositors pakhoza kulembetsa awo ndalama mapangano.

Ubwino pulogalamu

Ubwino okhudzidwa umenewu chida ndalama monga "Alpha Finance" banki kuti anayambitsa izo, onani zotsatirazi:

- pulogalamu amatitsimikizira chitetezo cha ndalama depositors, ngakhale kuchuluka awo okwana kuposa miliyoni 1.4 rubles (anakhazikitsa boma kuchepetsa kukula kwa adzabwerenso madipoziti ngati bankirapuse wa bungwe ngongole).

- Investor payekha transmits ndalama aluso mu luso, koma mwayi wotenga nawo mbali mu kusankha mulingo woyenera chida zokolola m'zigawo;

- phindu angafikire 25-30% ndipo ngakhale zambiri.

The mbali yaikulu ya "Alpha Finance" pulogalamu - Ndondomekoyi ndalama. Pa nthawi, banki mwakuchita chida zogwirizana ndalama, amapereka makasitomala kusankha 7 zace. Taganizirani kulunjika awo.

Njira imene "makampani opanga mankhwala"

Njira akufuna ndi pulogalamu "Alpha Finance" (mayankho kwa akatswiri ambiri zimaonetsa mu njira zabwino) kumatanthauza kusunga zinthu mwa makampani popanga mankhwala. Malinga ndi zachuma, ndi zogwirizana gawo la msika - pakati kwambiri zingamuthandize, chifukwa kufunika kwa mankhwala apamwamba nthawi zonse khola. Mu "Alpha Finance" uyenera padera mu magawo a makampani padziko lonse kutsogolera mankhwala. Pakati pa anthu:

- NOVARTIS.

- Novo Nordisk.

- Celgene.

- Gileadi.

- SANOFI.

- GlaxoSmithKline.

Kodi iwo otchuka?

NOVARTIS kampani, amanenera, wachiwiri padziko lonse lapansi kampani mankhwala ndi capitalization msika. Amadziwika kuti umabala mankhwala otchuka "Theraflu", "Tavegil", "Fenistil", "Lamisil" zimene Mukudziweruzira amakhalabe mkulu m'mayiko ambiri.

The kampani Novo Nordisk amadziwika kuti waukulu sewerolo dziko la insulin. Celgene mtundu manufactures mankhwala zochizira khansa ndi mavuto ndi chitetezo cha m'thupi. Corporation Giliyadi akufotokozera mankhwala ndi HIV. SANOFI kampani umabala osiyanasiyana mankhwala pakati pawo - "Essentiale", "zoikidwa", "Bronhikum", "Magne B6" ndi "Sofradeks". Brand GlaxoSmithKline umabala katemera, mavairasi oyambitsa mankhwala - "Panadol", "Solpadein" ndi "Coldrex".

"The makampani waukulu kwambiri US"

strategy wina akufuna mu chimango cha ndalama "Alpha Finance" (ndemanga Akatswiri mulinso ndi ziyenera zabwino kwambiri za izo), amatchedwa "makampani Major US." Amaganiza kupeza chuma m'makampani m'gulu la S & P 500, ndi profitability chachikulu chimene chimachititsa kuti lipange madola. Mwa makampani awa:

- Johnson & Johnson.

- Chevron.

- JPMorgan Chase.

- ExxonMobil.

- General Zamagetsi.

- Procter & njuga.

Aliyense wa zopangidwa awa ndi odziwika mu Russia. The kampani Johnson & Johnson mbali ya mabizinezi angapo lalikulu umabala mankhwala ukhondo, zipangizo zachipatala mankhwala. Chevron Corporation - pakati zimphona dziko la mafuta ndi gasi makampani. JPMorgan Chase Bank amakhala ndi kukhazikika kwambiri ntchito, ngakhale kusakhazikika kuti zimawonedwa chiwerengero cha zigawo za chuma padziko lonse. The kampani ExxonMobil - wina chimphona mphamvu, ndi pakati pa mtengo kwambiri mu dziko amapeza. General Zamagetsi Company invests mwachangu mabizinesi zingamuthandize mbiri zawo. The bungwe Procter & njuga amatenga pafupifupi 25% ya dziko msika mu gawo la katundu misa mowa.

"Nzeru IT-kampani"

"Alpha Finance" njira ina chidwi (ndemanga ya ofufuza ndalama za tsikulo zabwino kwambiri) - "nzeru IT-makampani." Ankaganiza kuti padera mu chuma cha makampani akuluakulu:

- Apple.

- Google.

- Samsung.

- Microsoft.

- "Yandex".

- Facebook.

Aliyense wa iwo ngakhale zolowa chidwi ali ndi kuthekera wabwino kukula zina, akatswiri amakhulupirira. Magawo a makampani ambiri zalembedwa mu mndandanda, osonyeza pachaka kukula kwa 40-50%.

"Mayiko osauka"

strategy wina akufuna mu chimango cha "Alpha Finance" (ndalama ndemanga kukufotokoza monga mmodzi wa kwambiri zingamuthandize) - "Mayiko osauka". Kumafuna ndalama mu chuma cha makampani omwe amapezeka m'mayiko ndi misika kuyambika. Makamaka:

- Taiwan;

- mu Hong Kong;

- mu Mexico;

- Malaysia;

- mu South Africa;

- mu Indonesia.

Ambiri a chuma m'mayiko anasankha akukulira mofulumira kwambiri kuposa dongosolo chuma m'mayiko ambiri otukuka mu dziko. Pa nthawi yomweyo ali ndi zomangamanga zofunika zonse ndi chuma atha kupita patsogolo zisathe. Makampani ambiri padziko lonse amakonda kuti aganyali mu malonda ndi m'mayiko pamene pali chiyembekezo onse kukwaniritsa profitability apamwamba amakampani.

"FMCG"

zachilendo kwambiri njira zingaoneke "FMCG" amauza ophunzira "Alpha Finance" pulogalamu. Moscow - mmodzi wa kutsogolera malo a zachuma ku Ulaya, koma ngakhale odziwa akatswiri matauni onani m'maganizo a chiphunzitso cha bungwe la "Alfa-Bank."

Njira mu funso kumatanthauza kusunga zinthu makampani yotulutsa zoona, anthu mankhwala ndi mu ankafuna anthu pafupifupi tsiku lililonse: ukhondo, zakudya, zakumwa. Mwa osewera ŵa mu gawo ili msika:

- Nestle.

- McDonald a.

- koka-Cola.

- Pfizer.

- Unilever.

- Kukhazikika kwa zoipa-Palmolive.

Kuuza mapulogalamu a mabungwe awa ndi wolimba, komanso kuthekera ophunzira ndalama "Alpha Finance" pulogalamu.

"Tchipisi Blue"

strategy imeneyi imaphatikizapo pakuika mabungwe akuluakulu Russian, amene Kwenikweni, mphamvu ya chuma cha dziko la Chitaganya cha Russia galimoto. Pakati pa anthu:

- Novatek, amene umagwira ntchito mu mafuta ndi gasi gawo.

- LUKOIL, mmodzi wa zopangidwa wotchuka m'munda wa kupanga galimoto mafuta.

- Bashneft ndi aakulu bungweli mafuta.

- Surgutneftegaz - mmodzi wa atsogoleri a mafuta ndi gasi msika wa Russia.

- Evraz, mmodzi wa opanga dziko lonse zitsulo.

- "Polymetal" - pakati kutsogolera golide migodi, siliva dziko ndi mkuwa.

Ngakhale yadziko mu chuma Russian, mabungwe awa ndi khola. Investment mu katundu wawo, motero, akhoza yodziwika ndi profitability wabwino. ndalama zambiri kuti tsopano, pamene magawo a ŵa makampani Russian ali ndi wotchipa, mukhoza aganyali iwo kulowa linanena bungwe onse a RF malonda akhalire pa kukula njira zisathe ena kuposa kuwonjezeka mu likulu lawo.

"Miyala Yamtengo Wapatali"

strategy wina akufuna ndi gulu pulogalamu "Alpha Finance" - "Miyala Yamtengo Wapatali". Aganyali, kotero kuti chikhale mwa iwo, kapena kani, mu awo tamutchula mitengo msika. Malinga ndi akatswiri a "Alfa-Bank", ubwino pakuika zitsulo zamtengo wapatali - mu kukana m'mbiri mitundu yonse ya ngozi. Ngakhale osakhalitsa a mavesi onse okhudzidwa, golide, siliva ndi pulatinamu (anthu zitsulo, amene akuyenera kuti aganyali) adzakhala mtengo chifukwa chakuti iwo ndi nkhokwe dziko n'zochepa, ndi kufunika Kodi kutha. zitsulo zamtengo wapatali, malinga ndi akatswiri, ndiotetezedwa ku zotsatira za kufufuma ndi zandale. Akatswiri amafotokoza njira zoperekedwa ndi "Alfa-Bank", monga mmodzi wa moyenera kwambiri mawu a profitability ndi zopezera chuma kuti imvera ndalama za ndalama ndalama.

Program kuwunika ndi ndemanga

Monga momwe mukhoza kulonjezedwa ndalama ku chimango cha "Alpha Finance"? Maganizo anasonyeza pankhaniyi mwa ophunzira onse ndi ofufuza chuma. Chiwerengero cha anthu ndi Akuluakulu a katswiri angathe kugawidwa amene:

- afotokoze chiweruzo za chiyembekezo cha ndalama;

- ikukhudzana bwanji ndi khalidwe la "Alfa-Bank" utumiki mawu kulankhulana ndi makasitomala a pulogalamuyo;

- zokhudzana ndi kuwunika kwenikweni, mfundo bungwe la ngongole ndi gulu ndalama, kudziwa mlingo wa chikhulupiriro mwa izo.

Koma chiyembekezo cha ndalama, nzika kufotokoza pulogalamu mofanana ndi wokongola. Ambiri amanena kuti akulingalira nawo izo, osati monga njira yaikulu ndalama m'zigawo, ndi kuwonjezera, mwachitsanzo, kaikidwe ka ndalama ku madipoziti banki, chifukwa profitability wa ndalama zogwirizana ndi ofanana ndi amene amadziwika ndi madipoziti chikhalidwe. Kwathunthu zosayenera, kotero kuti nawo "Alpha Finance" pulogalamu ngongole - mitengo yake idzakhala kuposa ayenera kubwerera pa ndalama.

khalidwe la utumiki bungwe yoyenera amaweruza makasitomala ake ndithu ndithu. Hotline "Alpha Finance" ukugwira ntchito monga nzika amakhulupirira molondola. Zilibe kanthu chimene mzinda mtundu alipo. Ndipotu, zintchito za pulogalamu chikugwirizana ndi utumiki, umene ukugwira ntchito kuyambitsa pulogalamu "Alpha Finance" banki. Mu Taganrog, Voronezh, Yaroslavl - m'mizinda, kumene mtundu, n'zotheka kukhala Investor. Quality kutumikira pa nthawi yomweyo kwambiri pa msinkhu, mosaganizira zintchito enieni a banki. Ngati mzinda umene nzika za invests mwa kupezeka mu "Alpha Finance" - Voronezh, palibe mavuto kupeza mfundo zofunika za pulogalamu sadzakhala uka, komanso kupeza ndi Investor ku Taganrog kapena Yaroslavl. Kuvuta kwa maganizo ndi si khalidwe kwa aya pakati pa "Alfa-Bank" ndi makasitomala. Ngati munthu akufuna kufunsa funso za pulogalamu, amene anakhazikitsidwa ndi "Alpha Finance" banki, funsani ofesi yapafupi ya bungwe ili nthawi zonse zilipo Intaneti.

Kudalirika monga muyezo zofunika kwambiri

Poganizira kuti adziwe za mfundo zoperekedwa ndi "Alfa-Bank", ndi ndalama zikuoneka zingamuthandize ndithu. Ndalama ku chuma chenicheni cha bungweli kapena zitsulo zamtengo wapatali ndi akatswiri ambiri ankaona ngati njira zambiri odalirika kupoletsa ndalama kuposa, nkuti, malonda mu ndalama. Mtendere wa ndalama angachititse m'zigawo kukana, amene amakhala poyesetsa pulogalamu "Alpha Finance" banki. Lakana chilolezo naye, malinga ndi akatswiri, sangakhoze basi kukhala, chifukwa chakuti bata chuma anali - pakati pa mulingo woyenera kwambiri mu banki msika la Chitaganya cha Russia. "Alfa-Bank" - imodzi yaikulu mabanki Russian.