Atsogolereni anthu amene akufuna kudziwa mmene tchuthi malipiro kuchita masamu

sayansi Financial si monga zovuta monga zikuoneka pa koyamba. Izo basi ali zambiri zina zabwino zimene amafuna kudziwa, chiyambi ndi mawerengedwe iliyonse. Pofuna kuti ngakhale mawerengedwe zophweka kwambiri, m'pofunika mwadongosolo komanso pang'onopang'ono kuchitira mulu wa mapepala. The yowerengera Pankhaniyi amafuna chidwi changu ndi khama.

Chiwembu kopeleka malipiro tinganene kuti mabvuto ambiri. Mwachindunji nkhawa wolembedwa ntchito aliyense payekha, ndipo mfundo imeneyi amaika ena maudindo yowerengera. Inu muyenera kukhala osamalitsa kwambiri kuti chilichonse iyiwalika kapena kuiwalidwa. Mwachitsanzo, kusiya. Monga munthu wamba mu msewu zingaoneke nkhani mawerengedwe ake mofulumira ndi osavuta. Ndipotu, mmene tikumvera kuwerengetsa kugulitsa, muyenera kudziwa bwino malamulo zogwirizana ndi kuwonjezapo awo onse ndi kusintha. Ntchito zizichitidwa sitepe ndi sitepe mosamala kuchitira deta onse yaiwisi. Ngakhale anayamba njira yapadera kukuthandizani kumvetsetsa mmene ife kuwerengetsa tchuthi malipiro nthawi zina. Dongosolo lonse akhoza kugawidwa mu magawo akuluakulu anayi.

Mu gawo loyamba m'pofunika kudziwa nthawi mawerengedwe. Malinga ndi malamulo Russian pa ntchito, kuti mawerengedwe a holide kulipira wantchito makamaka amatenga malipiro ake kwa miyezi khumi chatha ntchito. Inu muyenera kukhala osamala kwambiri. Kodi n'komwe kokha ndalama zimene zinaperekedwa ndi mgwirizano pa ntchito kapena mgwirizano. Kuchuluka masamu zofunika kuthetsa nkhaniyo thandizo, chodwala, yowonjezera ndalama zosiyanasiyana kamodzi umafunika. Kuchuluka kuli kofunika kuyala mwezi. Choncho, kupeza malipiro, accrued kwa lonse chaka chatha. Kudziŵa kuwerengetsa tchuthi malipiro, akauntanti zimangotengera zolemba mwezi ndi mfundo. Apanso, pali nuance yaing'ono. Mwa lamulo, bwana kupereka nthawi wantchito kutali, ngakhale sanagwire ntchito chaka chonse. Ndi chilolezo cha atsogoleri kale pambuyo pa miyezi 6 ntchito, mukhoza ayenerere yotsatira ntchito tchuthi. Apa, yowerengera ndi adzafuna kuchita ntchito awiri: kuyerekeza zotsatira za nthawi ndipo ndinakhala nambala yomweyo, koma kwa chaka chonse. Sankhani yabwino kwambiri njira wantchito. subtleties zonse zokhudza nyengo ayenera ananena momveka bwino mu zolembedwa pa kupatsidwa kwa tchuthi.

Chinthu chachiwiri ndicho kupenda wantchito malipiro onse nyengo zolipiritsa. Ngati pa nthawi iyi kampani anachita ponso malipiro malipilo, mfundo imeneyi muyenera ndithudi kuziganizira.

Chachitatu ndi kudziwa malipiro antchito a kwa tsiku limodzi pa avareji. Kuti tichite zimenezi, anasintha okwana accrual m'chaka anagawa ndi nambala ya miyezi (kwa tchuthi lathunthu chaka ntchito - 12). Ndiyeno phindu chifukwa ndi kugawidwa zina mwa 29.4 (pafupifupi chiwerengero cha masiku mwezi).

Mu gawo lachinayi likhoza kuchulukitsa phindu akamagwira chiwerengero cha masiku tchuti, ndipo tinganene kuti aziwerenga wathunthu.

mafotokozedwe yonse pamwamba, zikhoza kuchepetsedwa ndi aone kuti pali masamu, ndipo inu chilinganizo cha kuwerengetsa tchuthi:

Kuchuluka kwa tchuthi = ZPrasch. / 12 / 29.4 × D,

kumene:

ZPrasch. - Malipiro kwa nthawi zolipiritsa;

12 - chiwerengero cha miyezi chaka;

29,4 - pafupifupi chiwerengero cha masiku;

D - chiwerengero cha masiku a tchuthi.

chilinganizo Izi zingakhale zophweka pokhapokha kuwerengetsera kalavulagaga waukuluwo. Koma apa kwambiri pali "mbuna". Mwachitsanzo, ngati wantchito mwa nthawi zolipiritsa kudwala, pamene nthendayo basi amachotsedwa chiwerengero cha masiku anatengedwa mawerengedwe. Pankhaniyi, chilinganizo amaonekera izi:

Kuchuluka kwa tchuthi = ZPrasch. / (29.4 × Mrasch.p. Drasch.n +.) X D,

kumene Mrasch.p. - The kuchuluka kwa zinyalala ndi miyezi kwathunthu.

Nayenso Drasch.n. = 29,4 / A × (A - H), pomwe:

Drasch.n. - chiwerengero cha masiku ntchito mu mwezi chosakwanira;

Ndipo - chiwerengero cha masiku (kalendala) mu mwezi wapatsidwa;

N - chiwerengero cha masiku Popanda kuchitapo kanthu.

Choncho Asiye mawerengedwe wapangidwa malonda kapena bungwe, kaya umwini. Iwo Tingaone kuti ndi nthawi yambiri ndithu ndondomeko. Koma sadzakhala mavuto aakulu kwa munthu wakulanda mosamala, sitepe ndi sitepe. Momwemo inu mukhoza kumvetsa mmene ife kuwerengetsa tchuthi malipiro, ndipo musaope kuti amalakwitsa. Kulingalira katswiri musanayambe ndi mawerengedwe ayenera bwinobwino zikalata zonse pachiyambi, kuchita kusankha deta chofunika ndiyeno kuchepetsa chirichonse kuwerengetsera yosavuta masamu.