Disposable ndalama - izi ndi ... Kuchuluka kwa disposable ndalama. disposable ndalama national

Disposable ndalama - ndi zimasonyeza kuti khalidwe la ubwenzi ndi zizindikiro zina zazikulu za citukuko ya GDP. Pamndandanda uwu, kuwonjezera ndalama dziko, koma zikuphatikizapo: ukonde mankhwala zoweta ndi ndalama munthu. Monga kuchuluka kwa ndalama munthu disposable - peresenti 71,5 ya GDP (mwachitsanzo, ngati chizindikiro ikusonyezedwa mu United States).

Yowerengera ndalama disposable

Kuwerengetsa ndalama akhoza kukhala wosavuta. Kuti tichite zimenezi, muyenera kudziwa zizindikiro monga GDP mlanduwo depreciation, kuchuluka kwa misonkho mozungulira, mabungwe phindu, ukonde wa chidwi ndi lopeza chiwerengero chonse cha mabanja ndi misonkho munthu ndi mitengo.

Ndi ntchito yosavuta masamu (Kuwonjezera ndi wochotsera) ndi disposable ndalama munthu. Izi zikhoza ankaimira mfundo:

• PDI = GDP - AD - RH + A - PC - PP + DD + PD - MU - Council Security, kumene
  
  AO - depreciation;
  KH - misonkho mozungulira;
  D - ndalama analandira mwa kusiyana algebraic ndalama kwaiye kunja okhala ndi sanali okhala dziko;
  mabungwe phindu - PC;
  Pe - chidwi ukonde;
  DD - benefiti analandira mwa mabanja;
  PD - peresenti analandira mabanja;
  MU - misonkho munthu;
  SB - ndalama.

wothandiza terminology

Poganizira zokhudza chizindikiro indicatives ankaona kofunika kufotokozera zotsatirazi.

Net mankhwala zoweta analandira mwa Kuchotsera ndi depreciation ya GDP ndi Uwerenge misonkho mozungulira, opanda chikuperekedwa ena a ang'onoang'ono. chiwerengerochi kuposa disposable ndalama dziko.

ndalama Personal zikuphatikizapo chiwerengero cha ndalama banja pamaso misonkho lolipiridwa ndi iwo. Pankhaniyi, disposable ndalama munthu - Uwerenge izo analandira pambuyo malipiro a misonkho onse payekha. Motero, fanizo yamasika amaimira gawo la GDP, analandira m'chigawo cha mabanja kwa ndalama ndi mowa panopa.

Gross disposable ndalama

Izi zimasonyeza mitengo msika wofanana ndi chiwerengero chonse cha ndalama aakulu dziko ndi Kuwonjezera anasamutsidwa bwino, amene anachokera ku osiyana sanali wokhala kapena opatsirana nawo mawonekedwe a zopereka zopereka ndi thandizo akuwonjezerekabe. Choncho, ndi wambirimbiri mbiri ya m'magulu onse a chuma.

Chizindikiro lotsatira - ukonde disposable ndalama national - pali kusiyana pakati pa mlingo yapita, ndi kumwa likulu lokhazikika. Ambiri, njira amakhala:

• CHRND = VRND - POK.

zazikulu izi amasonyeza kufunika kuchuluka kwa ndalama zomwe zingagwiritsidwe ntchito ndi anthu a boma mu ndalama munthu mowa kapena kulephereka kuti kudziunjikira.

mowa ndalama Personal monga ndalama zonse zokhudzana ndi kupeza katundu ndicho mabanja, komanso ndalama za mabungwe osiyanasiyana a boma ndi anthu ndi mabungwe omwe si kupeza phindu, amene ali ndi udindo yokonza m'nyumba.

yogawa Secondary ndalama

Monga tanenera kale pamwambapa, zonse zazikulu ndi ubwenzi wolimba ndi mzake ndi anapanga mwa ndondomeko.

Choncho, kusokonekera kwa onse mitundu ya ndalama anamaliza mapangidwe disposable ndalama, kusintha pa nkhani ya chuma. Kumasiyana ndi phindu lokwanira ndendende chifukwa lalikulu chizindikiro kusintha chikhalidwe cha mtundu. Mu dongosolo la inawo lili ndi zinthu zotsatirazi: amasamalidwa bwino, m'kukoma mtima (Mwachitsanzo, mtengo wa ndalama zotchinjiriza moyo zaumoyo); Kupanga matupi sanali malonda boma ndi mabungwe omwe si a phindu kuti kutumikira nyumba za; mankhwala anagula mwachindunji opanga apereke kwa mabanja kwaulere kapena pa mtengo ofunda.

Kuyerekezera zazikulu

Ambiri, ukulu wa disposable ndalama ndi kusintha chimodzimodzi monga nthawi yomweyo. Ichi ndi chifukwa chakuti kukonzedwa mwamsanga imagwiridwa ndi kumabungwe a boma. Pa nthawi yomweyo kuika chikhalidwe cha mtundu sayenera bwanji mabizinesi chuma ndipo sanali ndalama.

Kusintha kumeneku ikuchitika nkhani ya Boma zazikulu zonse zitatu za cuma: mabanja, mabungwe BOMA ndi mabungwe omwe si a phindu kuti ali ndi udindo yokonza m'nyumba.

Pankhani kumabungwe a oyendetsa sanali phindu anthu mabungwe tatchulazi, kuchuluka kwa ndalama disposable ndi wofanana ndi kusiyana phindu lokwanira ndendende lililonse gawo ndi kuchuluka kwa anasamutsidwa chikhalidwe cha mtundu.

Takambiranazi ndalama mu gawo banja zingadziŵike ndi kuwonjezera kuchuluka kale index ziwiri anasamutsidwa Boma lomaliza.

mitengo Interconnection

Izi zazikulu m'nkhani ino ndi zinthu structural a dongosolo la Nkhani dziko. Ndi ntchito zawo akhoza kukwaniritsa zolinga izi:

• generalizing kuwerengetsa zizindikiro zowerengera zomwe ntchito chuma;
• kuphunzira mphamvu ya zizindikiro zazikulu za citukuko;
• yosanthula kufanana osiyana zazikulu za citukuko.

Maziko a mawerengeredwe njira zazikulu za citukuko ndi ubale wa ndalama national disposable zizindikiro zina za boma la chuma. Choncho chitsanzo anapanga angagwiritsidwe ntchito kulungamitsa zochita chuma ndi kayendetsedwe zimatiyika pa chuma (micro-, meso- ndi macro-).

Mtengo wa ndalama disposable

Kufotokoza nkhani m'nkhani ino, tisaiwale kuti disposable ndalama mitundu - ndi amtengo kuti angagwiritsidwe ntchito mowa munthu mabanja komanso mabungwe.