Malingaliro onse ofanana: chuma, zolakwitsa, ndalama zowonongeka

Kulingalira ndi njira yaikulu ya ndondomeko zachuma, zomwe zimayimira ntchito zachuma ndi zachuma za bungwe. Zimasonyezeratu ndalama zonse (malinga ndi maonekedwe awo ndi magwero a zochitika patsiku lopatsidwa) mwa ndalama. Mapangidwe ake ali ndi mawonekedwe a tebulo kumbali ya kumanzere komwe katunduyo akuyimiridwa - zolemba za katundu ndi malo ake (ndalama, receivables). Ndipo kumanja - zopanda pake, magwero a maphunziro a malipiro onse (zosungirako, malipiro oyenera). Mbali zonsezi zili ndi zigawo zingapo, kuphatikiza magulu a mitundu yambiri, mtundu uliwonse umatchedwa mutu ndipo uli pambali (malinga ndi mzera wina). Chiwerengero cha zinthu (chiwerengero) ndi ndalama zowonjezeretsa, zomwe ndalama ndi zofanana ndizofanana.
Kufanana kumeneku kumafotokozedwa ndi kuti chinthu chilichonse chimachokera kuchitapo kanthu, monga momwe ndalama zokhazokha komanso magwero a mapangidwe awo zimasonyezedwa mu tsambali panthawi yomweyo. Motero, ndalama zowonjezera zimagwirizana magawo awiri chifukwa cha zosiyana zosiyana pa zinthu zomwezo. Pa nthawi ina, ndi chiyani chomwe chimayimilidwa ndi njira, ndipo chimzake - yemwe adaziyika.

Zomwe zikugwiritsidwa ntchito muyeso ya ndalama zimagawidwa kukhala ndalama zogwira ntchito komanso zosagwirizana. Muzosafuna, komabe, zowonjezera komanso za nthawi yayitali zimakhala ndi nthawi yomwe nthawi zonse ziyenera kugwiritsidwa ntchito komanso ngongole zilipiridwa. Komabe, katundu, monga ngongole, angasinthe maonekedwe awo oyambirira. Choncho, kugwiritsa ntchito ndalama kungakhale malire, ndipo Mawu achinsinsi aperekedwa. Zosintha zonsezi ziyenera kuperekedwa ndi chidziwitso muzolemba.

Ngati nthawi ya midzi ndi omwe ali ndi ngongole ndi okhwima akuwonjezeka, ndalama zowonjezera zikhoza kukula. Ngakhale kukula uku kukuwonetsanso kufalikira kwa ntchito zachuma za bungwe. Kuti mudziwe zifukwa zomveka, kufufuza kwachuma kuyenera kugwiritsidwa ntchito poganizira njira zowonjezera zamagetsi kuti zikhalepo.

Deta yamakalata oyenerera amafunika kuti awonetsetse ndikuwonetseratu zachuma cha kampani (poyesa kuchuluka kwa maudindo a counterparties). Pogwiritsira ntchito coefficients zolimba za bungwe, mukhoza kuona chithunzi choonekera cha kukhazikika kwachuma . Powerenga zizindikiro zambiri zofanana, ndalama yamagwiritsidwe ntchito. Chitsanzo chowerengera kuchuluka kwa kudziimira, mwachitsanzo, ali ndi mawonekedwe otsatirawa: (KR + RRB) / WB, komwe KR ndi likulu ndi nkhokwe; RPR - Zosungirako za ndalama zamtsogolo, ndipo WB ndi ndalama ya ndalama.

Kawirikawiri, lipotili limapereka chidziwitso kwa abwana ndi anthu ena onse ogwira ntchito pa kayendetsedwe ka malonda, zomwe a kampaniyo ali nazo, zomwe zimagulitsa ndi malumikizano awo ndi katundu weniweni, momwe amagwiritsiridwa ntchito komanso omwe ali ndi udindo pa chilengedwe chawo. Ndalama yamalonda imakulolani kuti muwone mtengo wogwiritsira ntchito ndalama zomwe zingapezeke pamene ndondomeko ikuchotsedwa. Deta izi zimagwiritsidwa ntchito ndi mabungwe ena, monga msonkho woyang'anira msonkho, matupi owerengetsera, ogulitsa ngongole, ndi zina zotero.