Mapu "Molodezhnaya" (Sberbank): zizindikiro, zovomerezeka, ndemanga

Sberbank ku Russia nthawi zonse amapanga mabanki atsopano , cholinga chawo ndi kukwaniritsa zosowa za nzika, mosasamala kanthu za msinkhu komanso udindo wawo. Khadi yotereyi monga khadi la "Achinyamata", Sberbank yatulutsa makamaka makasitomala ake achinyamata.

Imodzi mwa ubwino wogwiritsira ntchito khadi lotero ndi yakuti powerenga mu sitolo kuti mugwiritse ntchito kapena ntchito, 10 peresenti ya ndalamazo mu cheke ikubwezeretsedwera ku khadi, monga mabhonasi ochokera ku banki, omwe mungakhoze kulipira mtsogolo kwa zinthu zina. Kuphatikiza apo, wogwira khadi akhoza kulipira mosavuta ndi mosavuta kwa mautumiki apakompyuta potumiza uthenga wokha kwa nambala yochepa chabe. Komanso, akhoza kutumiza ndalama kwa munthu wina, podziwa nambala yake ya foni, kulipira malonda a pa intaneti, ndi zina zomwe mungasankhe zidzatha kwa wogwiritsa ntchito chithandizo chotere monga khadi la "Achinyamata" (Sberbank). Kufufuza za izo kungapezeke zonse zabwino ndi zoipa, koma pali zina zabwino.

Mapu Mapu

• Khadi ikhoza kungokhala ruble, i. Ikhoza kusunga mabotolo achi Russia okha.
• Zaka zitatu zogwirizana ndizoti "Achinyamata" khadi (Sberbank).
• Ndalama zapachaka zogulira ndi 150 rubles.
• Angagwiritsidwe ntchito kulipira pa intaneti.
• Kuwonjezera ma bonasi ogula.
• Cholembera cha khadi chikuperekedwa kuti muikepo pulogalamu yapadera yapadera yaufulu.
• Pasanathe miyezi iŵiri kuchokera pamene nthawi yothandizana, mgwirizano wa "Mobile Bank" umaperekedwa kwaulere.

Zofuna za banki kwa mwini khadi

Kodi khadi la debit la "Molodyozhnaya" likuchokera kwa ndani? Sberbank wa ku Russia amapereka kwa anthu a zaka zapakati pa 14 ndi 25 ali ndi pasipoti ya nzika ya Russia ndi kulembetsa m'deralo komwe khadi idzatulutsidwa.

Ngati achinyamata akuganiza kuti apereke khadi la ngongole kwa achinyamata, ndiye kuti zaka zakubadwa zidzakhala zaka 18 mpaka 30, ndipo, kuwonjezera pa pasipoti ndi kulembetsa, m'pofunika kulembera kalata kubanki kutsimikizira ndalama za wogulitsa. Chikalata choterocho chingapezeke kuntchito, pamene wobwereka ayenera kugwira ntchito kwa miyezi isanu ndi umodzi. Kwa ophunzira a nthawi zonse, umboni wa ndalama ukhoza kukhala kalata ya maphunziro.

Mukhozanso kugonjetsa banki kalata ya maphunziro ndi chikalata chochokera kuntchito, pomwe ntchito yomwe mukugwira kumalo osungirako ikhoza kukhala osachepera miyezi itatu.

Kodi mungapeze bwanji khadi lachinyamata?

Mukhoza kugwiritsa ntchito khadi lachinyamata pa webusaiti ya Sberbank. Mu fomu yopemphedwayo, muyenera kulowetsa mauthenga anu, monga: dzina lonse, adiresi yokhala, zokhudzana ndi malo ogwira ntchito, mauthenga okhudzana. Kenaka muyenera kusankha bwino kwambiri pa makadi a khadi ndi kugumula kwa banki, komwe kungakhale koyenera kuti muzipereke m'manja mwanu.

Palinso wina "chip" wa khadi - ndi mwayi wosankha kupanga kwake. Sberbank imapereka mitundu iwiri ya mapangidwe - wofanana ndi munthu aliyense. Posankha maonekedwe a khadi la pulasitiki, mwiniwake wa khadi akhoza kutsitsa chithunzi chake kapena kusankha kuchokera ku zithunzi zomwe Sberbank amapereka. Koma ndibwino kuti tigogomeze kuti kuti mupangidwe munthu aliyense muyenera kulipira ma ruble 500.

Kotero, inu munadzaza ntchitoyo. Tsopano muyenera kuyembekezera yankho kuchokera kwa katswiri wa banki yemwe angayang'ane zomwe mwazipereka.

Mukhozanso kulandira khadi mwa kulankhulana ndi nthambi iliyonse ya Sberbank, koma kudera lomwe muli ndi chilolezo chokhalamo. Muyenera kukhala ndi chikalata chotsimikizira kuti ndinu ndani.

Mutha kukhala ndi chidwi ndi makhadi a Sberbank? Khadi ya debit ya achinyamata idzakhala yokonzeka mu masabata awiri, mukhoza kuisankha ku ofesi yomwe mwaiwonetsera mufunsoli. Musaiwale kubweretsa pasipoti yanu kapena malemba ena omwe angatsimikizire kuti ndinu ndani.

Khadi la ngongole la achinyamata la Sberbank silikutulutsidwa kutali ndi intaneti. Muyenera kulankhulana ndi banki kawiri: nthawi yoyamba kufotokozera zikalata ndikudzaza fomu yothandizira komanso kachiwiri kulandira khadi. Chisankho chopereka khadi la ngongole kwa wobwereka chimapangidwa ndi Sberbank kwa masiku osachepera atatu.

Makhalidwe ndi msonkho wa khadi

Khadi lachinyamata la " debit " la Sberbank la Russia "lidzakugulitsani ma ruble 150 pa chaka, ndi khadi la ngongole - 750 ruble. Malemba a khadi la ngongole amapereka nthawi yachisomo, yomwe ili masiku makumi asanu, ndiko kuti, panthawiyi, chidwi sichidzawonjezeredwa. Malire pa khadi la ngongole amachokera ku ruble 3 mpaka 200,000, chiwongoladzanja cha kugwiritsira ntchito ndalama zongobwereka ndi 24% pachaka. Ngati wobwereka akufunika kuchotsa ndalama kuchokera ku khadi la ngongole la "Molodezhnaya", banjali lidzatenga 3% ntchitoyi.

Kodi mungakwaniritse bwanji khadi la "Achinyamata"?

Pali njira zambiri zobweretsera khadi kuchokera ku Sberbank:

1. Njira yosagwiritsa ntchito ndalama pogwiritsa ntchito Mobile Bank, Sberbank-Oilein, utumiki wapadera ndi ma SMS.
2. Kusinthitsa ndalama kudzera kudzera mu ATM ndi mapepala ogwira ntchito.
3. Mu maofesi a ndalama za mabungwe ena a mabanki - chifukwa ichi muyenera kudziwa zambiri za khadi;
4. Mu dipatimenti ya ndalama za nthambi za Sberbank.

Zotsatira za eni ake a khadi la "Molodezhnaya"

Ogwiritsa ntchito zotere monga khadi la "Achinyamata" (Sberbank) amapereka malingaliro osiyana. Ena adasankha kuti ndondomeko yotulutsira khadi la ngongole si yabwino, chifukwa palinso ndondomeko yowonjezera yowonjezera. Choncho, zingatheke kuti apereke kwapadera chigamulo choyambirira kuchokera ku banki kuti apereke khadi la ngongole. Chinthu china cholakwika chimene Otsatsa Sberbank awatchula ndi chakuti mawu pa khadi la ngongole sali okonda ndipo sali osiyana ndi mawu a khadi la ngongole kwa mitundu ina ya makasitomala a Sberbank.

Koma palinso nthawi zabwino kwambiri. Chofunikira kwambiri ndikupatsa wophunzira mwayi woti apereke ngongole popanda ntchito. Mbali ina yabwino ya makhadi awa ndi kupezeka kwa pulogalamu ya bonasi. Choncho, kulipira zinthu zawo ndi khadi la "Achinyamata", achinyamata amapeza mabhonasi omwe angagwiritse ntchito panthawi yogula zinthu zina. Palinso phindu lina la mankhwalawa lomwe limapangitsa moyo wa achinyamata kukhala wosavuta.