Mtengo pano ndi phindu lake

Chinthu choterocho monga mtengo pano alipo osati kuthetsa mavuto a zachuma a wophunzira, komanso kuchita malonda kwenikweni. Amathandiza amayang'anitsitsa profitability la ndalama, nthawi payback la ndalama kapena ntchito. Mutu wa kampani ayenera amaimira utuluke ndalama, mtengo ndi mmene kufufuma, kusakhulupirika ndi metamorphosis ena zachuma.

tanthauzo

Pano mtengo - zikutanthauza kuti akufunika lero kuchuluka mwachindunji m'tsogolo m'mikhalidwe anapatsidwa. Kuti amvetsetse bwino, ife tikhoza inu chitsanzo. Tiyerekeze kuti patatha zaka zisanu, kampani mukufuna kulandira kwa ndalama zawo kuchuluka kwa $ 100,000. zinthu chopereka kutanthauza capitalization ndalama pa 10% ya phindu. Choncho, phindu lino la ndalama chofunika kuti tsiku kuchuluka kwa pafupifupi $ 18.200. Izi zikutanthauza kuti muyenera kuti aganyali ntchito imeneyi tsopano $ 18.200, kwa zaka 5 kulandira $ 100,000.

chilinganizo

mtengo pano anatsimikiza ndi chilinganizo zotsatirazi:

PV = FV / (1 + i) ^T,

kumene PV - phindu pano;

FV - kuchuluka kuti ndalama kulandira;

ine - ndi ndalama chiwongola dzanja;

T - Kutalika kwa ndalama ya.

Ndondomeko lophweka, ndipo ngati n'koyenera, mukhoza kupeza kuchuluka kwa kulandiridwa ndi kampani m'tsogolo ndi njira zopezeka:

FV = PV * (1 + i) ^T

ntchito

Mukhoza kugwiritsa ntchito chidziwitso cha izi osati kudziwa kuchuluka chofunika, komanso kuwerengera phindu kuyembekezera. Chifukwa chaichi, ukonde phindu pano, zimene zikusonyeza kuchuluka kwa ndalama ukonde wa ndalama. Kugwiritsa ntchito chizindikiro ichi, mungathe kuona nthawi ya recoupment. Zimenezi n'zofunika kwambiri pamene yambiri, ndi zonse zofunika kudziwa mmene kudya ndalama zimene amayamba kupanga ndalama. mtengo pano kumathandiza kudziwa profitability ya ndalama, komanso kusankha ntchito kumene ndalama ndi kulipira mofulumira kuchuluka ndinapatsidwa nthawi.

Pano mtengo kungathandizenso wotchuka uja receivables ndi payables. Izo ziri zodziwika bwino kuti kufufuma kumabweretsa depreciation ndalama ndipo, chotero, ngati akuchedwa ndalama ndi kugula mphamvu ya ndalama ya ngongole yafupika. Kuyenera n'komwe mu mawerengedwe ndi sapulaya ndi mabanki. Pachifukwa ichi, makampani ambiri amakonda kukapangana yaitali pa mawu a malipiro mtsogolo. njira Zimenezi zimawathandiza kugula zipangizo ndi mankhwala "pa mitengo akale." Ngati wotuluka akutsatiridwa pa ndalama zambiri, ndalama kungoti m'patali.

Tiyenera kutenga zimenezo ndi angagwiritse ntchito zinthu monga katundu kapena wogulitsa. Pomaliza zimenezi n'kofunika kusamalira kufufuma ndi zoika kuchuluka chidwi zina pa kuchedwa ndalama. Kusamala njira zachuma kudzakuthandizani makampani kuganizira mavuto alionse zotheka mu mawerengedwe a, komanso kuti aganyali njira kopindulitsa kwambiri.