Kugula mphamvu (solvency) ndi chimodzi mwa zizindikiro zofunika kwambiri chuma. Ndi inversely njila kwa ndalama zofunika kugula katundu ndi ntchito zosiyanasiyana. Mu mawu ena, kugula mphamvu zikusonyeza mmene ogula pafupifupi mungagule kuchuluka kwa ndalama katundu ndi ntchito pa alipo mlingo mtengo.
Kugula mphamvu parity ndi chiŵerengero pakati mayunitsi ziwiri kapena zambiri za ndalama zosiyanasiyana akuganizira mphamvu zawo pogula poyerekezera ndi mndandanda atathana ya katundu ndi ntchito. Malinga ndi chiphunzitso, kuchuluka kwa ndalama pa masinthidwe apano mlingo kuzizira ndalama osiyana m'mayiko osiyanasiyana mugule yemweyo dengu, ngati pali zoletsa palibe magalimoto ndi ndalama.
Mwachitsanzo, ngati mndandanda yemweyo mankhwala ofunika 1,000 rubles. mu Russia ndi $ 70 mu US, ndi kugula mphamvu parity adzakhala ndi chiŵerengero cha 1000/70 = 14.29 rubles. $ 1. lingaliro ili la mapangidwe mitengo kuwombola Analeredwa m'zaka 19. Malinga ndi mfundo imeneyi, kusintha mlingo kuwombola kumabweretsa kusintha yaotomatiki wa mitengo chofunika mu chiwerengero chomwecho. Komabe, pa maziko a kugula mphamvu parity ndalama yeniyeni mlingo akhoza masamu provisionally chifukwa zambiri pali zinthu zambiri zokhudza izo.
Kugula mphamvu ya anthu amasonyeza pazipita kuchuluka kwa katundu analipira ogula pafupifupi amatha kugula kwa ndalama zilipo pa mlingo atsopano a mitengo pa mlingo wa revenues ake. chizindikiro ichi mwachindunji ndi chiwerengero cha ndalama banja, amene ndi ofunitsitsa kuthandiza timathera kugula.
Kudziwa kusintha mu buku la chofunika kuti ogula mugule yofanana ndalama m'chaka panopa mwachibale kwa chaka mayeso, ntchito pogula mphamvu index. Izo zimasonyeza kugwirizana malipiro mwadzina ndi chenicheni cha anthu, ndipo ndi chizindikiro osiyanitsidwa wa index wa mitengo chofunika. Kugula mphamvu ya ndalama = 1 / CPI. chilinganizo Zimenezi zimathandiza kuti mwamsanga ndipo mosavuta kudziwa mlingo wa mphamvu pogula ndiponso limasonyeza kuti zimatengera pa mlingo wa umoyo ndi chitetezo cha ogula munthu ndipo anthu okwana.
Pamene mphamvu kugula ali kwambiri, tidzapeza deflation, ndi mu chikhalidwe pali ndi kuchepekedwa malonda. Imeneyi, kuti moyenera ntchito, opanga ayenera kapena kuonjezera buku la kupanga chinthu kapena kuukitsa mtengo wa katundu.
Pamene kugula mphamvu mathithi, tidzapeza kufufuma ndi kungasokoneze chuma monga boma osiyana, ndi kuzungulira dziko. M'tsogolo, kukuchititsa zimenezi zingachititse kuti devaluation wa ndalama dziko. Ndiponso kutetezeka kwa izi ndi dollar US, ndilo ndalama dziko. Ngati zimenezi zachitika, chuma adzavutika pafupifupi m'mayiko onse a dziko, pafupifupi onse njira ya padziko lonse dera zachuma komanso zogwirizana ndi dollar US.