Ndi angati analipira umayi kusiya? A nthawi umayi tchuthi. Kodi umayi kusiya mkulu?

Lokondedwa mikwingwirima awiri pa mayeso ndi mapeto a gynecologist ndi akutsimikiza mimba - si chimwemwe m'banja, komanso zikamera wa kwambiri nkhani zosiyanasiyana zokhudza malipiro ndalama mayi woyembekezera. Funso chachikulu - kodi malipiro pamene nyamuka pa umayi kusiya kudalira malamulo ndipo kuti m'pofunika kudziwa akazi apakati za ufulu wawo. Choyamba muyenera kudziwa kuti wamba akuti "umayi tchuthi" umene ife kumvetsa mfundo yakuti mkazi sachiza nthawi zina chifukwa cha chisamaliro mwana, chilamulo ndi kwina. Choncho, pofuna kuti muganize momwe kulipira lamulo, m'pofunika kudziwa kuti onse nthawi yayitali iyi, kuyambira sabata ya 30 ya mimba mpaka pamene mwana umalandira zaka 3 zakubadwa, lagawidwa magawo angapo, omwe zimachokera payokha.

ndi umayi tchuthi Kodi

Choyamba, tiyeni kugawa "lamulo" mu magawo awiri:

• kukhala chodwala zokhudzana ndi mimba, pobereka ndi nyengo ya postpartum;
• kusamalira mwana kuchokera pamene anabadwa mpaka zaka 3.

Mbali yoyamba umamangidwa ndi Chilamulo Federal la Chitaganya cha Russia № 255 "Pa mokakamizidwa chikhalidwe. Insurance ndi chilema kanthawi umayi ", amene amanena momveka bwino kuti amayenera kupita ku chipatala ndi liti ukhoza. Koma funso mmene analipira umayi tchuthi, anafotokoza dongosolo la unduna wa zaumoyo ndi Social Development wa Russian Federation of 23.12.2009 № 1012n wotchedwa "The kuti ndi zinthu Kukhazikitsa malipilo a ubwino boma kwa nzika ndi ana."

Omwe chapatsidwa

Malangizo amenewa, komanso ena zinthu zina malamulo, wolembedwa ntchito aliyense mkazi amafunika kulandira phindu kwa BR (umayi tchuthi). Pankhaniyi, nthawi ya ntchito sikumangotikhudza mfundo chiphaso cha malipiro, ndipo kokha amakhudza kukula kwake.

Ndi ofunika podziwa kuti ina ya malipiro, "lamulo" angalandire osati amayi komanso abambo kapena agogo (agogo) mwana. Ndithudi, izo nkhawa yekha gawo la malipiro, amene amadalira kusamalira mwanayo, komanso mpukutu pamodzi gawo akangobadwa. Koma ankamvetsa ndi umayi adzasiya atate, ndithudi, sadzatha kupeza, choncho ngati mayi woyembekezera sachiza, ndipo bukuli apeza palibe, chifukwa akapatsidwa yekha inshuwaransi (ndi ntchito mwalamulo) akazi.

Komabe, nthawi zina, phindu n'kutheka kuti anachokera ndi akazi amene alibe ntchito boma, monga:

• madona, wodziimira (SP), alandire malipiro a kuchipatala zi- ndi positi-Natal Ngati mwaufulu analipira zopereka kwa Fund Social Insurance kwa miyezi 6 ndi kuchuluka kwa phindu kudzadalira kuchuluka kwa ndalama;
• mkazi amene kuchotsedwa chifukwa liquidation (ziŵalo) a ogwira ntchito ndi kukhala anawawerenga pakati ntchito akalandire osachepera phindu (p 515,32.) pa mwezi mu chaka;
• wophunzira-mtima wagawo, kaya kungom'langiza (analipira / ufulu) ali oyenera kulandira malipiro akudwala malo kuphunzira.

Koma pamene mayi woyembekezera sachiza ndipo osati mayina CZ, ndi malipiro a umayi si ikuchitika.

Pamene kupita pa umayi tchuthi

Umayi tchuthi nthawi anagawa pawiri: isanayambe kapena itatha yobereka, ndi woyamba ndipo ngati wachiwiri izo zikhoza kukhala zosiyana. Phunzirani chiwerengero cha masiku a kuchipatala kuti akalandire chithandizo amadalira inu, amathandiza ulendo dokotala:

• masiku 70, ali oyenera mimba pamene singleton;
• .. Koma ngati Ukuchifuna ndi ultrasound wa ana awiri, atatu, etc., ndiye chipatala kuti akalandire chithandizo adzakhala masiku 84;

Lamulo imafotokoza kuti ngati kubadwa anabwera pang'ono kale akuti moyo wa masiku makuponi odwala ndi kunditumiza ku nthawi positi-Natal (mapeto mmenemo).

nthaŵi ya umayi kusiya mu nthawi pambuyo partum kumathandizanso kudziwa mapeto a gynecologist ndi:

• pobadwa (popanda mavuto) pa mwana - masiku 70;
• ngati kubadwa zinachitika zolemera za (kudwala) - masiku 86;
• pamene kubadwa kwa ana 2 kapena zambiri (mimba angapo), chipatala adzakhala masiku 110 (kalendala).

Kodi kudzatunga

Kuti malipiro lamulo anali akuyendera mwamsanga, ayenera kukonza bwino. Muyenera kudziwa zina mwa subtleties la:

• satifiketi mankhwala ochokera ku bungwe zachipatala imene mayi woyembekezera ataima pa nkhaniyi, ndi kupezeka pa malo a ntchito;
• ngati nthawi yomalizira ya mayi woyembekezera zasintha ntchito zosiyanasiyana, malipiro kuchitika pa malo a ntchito watha, mu nkhani iyi mungafunike kalata yonena kuti mawerengedwe ndi yobereka ubwino kale ikuchitika;
• ngati kampaniyo anali lithe (reorganized), ndi chifukwa, mayi woyembekezera anachotsedwa ntchito, iye ayenera posachedwapa kulembetsa pa malo antchito, ndi kupereka phindu limene ndi positi-Natal adzakhala Dipatimenti ya moyo Social;
• ngati pazifukwa zina bwana sangathe kupereka ngongole, muyenera kulankhula ndi inshuwalansi kampani, dzina lake ndi kutchulidwa mfundo MLA;
• ndipo, ndithudi, inu muyenera kulemba mawu za kufunika anaika ubwino.

Kuchokera pa zonsezi pamwambapa kampani inakhazikitsa dongosolo mu mawonekedwe a T-6 "Pa kupatsidwa kwa umayi tchuthi." Ngati pambuyo likukhalira kuti kubadwa chinachitika ndi vuto, ndipo chotero ayenera anawonjezera chodwala, mayi achinyamata ndi kulemba ntchito ndi zolembera kalata kutsimikizira icho.

Ulendo ku lamulo. Malamulo ndi Malipiro

Funso lina mwachilungamo otchuka: "umayi tchuthi ali m'gulu zinachitikira ntchito?" Yankho lake ndi losavuta - m'gulu. Popeza tchuthi cha mkazi wapakati pa zi- ndi positi-Natal nthawi amaonedwa monga munthu wabwinobwino chodwala nyengo yaitali, ndiye monga izo mu utali wonse wa utumiki chofunika.

Komano, tikhoza kunena kuti tchuthi umayi ndi mbali ya zinachitikira gawo. Iwo chikugwirizana ndi gawo la izo umene ukuyenera kholo limodzi wosamalira kuyenda amene sizinawakhudze msinkhu winawake. Choncho, Federal Chilamulo №11 «Pa penshoni ntchito" amasonyeza kuti mukhale zinachitikira (inshuwalansi) ndi adamulowetsa pa chisamaliro cha wina ndi mwana wa zaka chimodzi ndi theka, koma okwana nthawi imeneyi akhoza musalumphe zaka zitatu. Izi zikutanthauza kuti ngati, mwachitsanzo, banja ndi ana atatu, kuchoka makolo a mwana woyamba ndi wachiwiri kwa zaka zisanu ndi chimodzi adzakhala m'gulu m'litali mwa mayi anga, koma nthawi yocheza ndi mwana wachitatu, sipadzakhala m'gulu. Pankhaniyi ufulu tingalandire bambo (agogo) ndi kukonza tchuthi kusamalira okha.

Umayi malipiro - masamu molondola

Kuwerengetsa mmene analipira umayi tchuthi, mukhoza, monga muyenera kudziwa zina mwa zinthu:

D = CS X Up

• D - umayi;
• CS - pafupifupi zasungidwa tsiku;
• Mpaka - chiwerengero - m'masiku tchuthi tizimudalira mkazi.

Pofuna kudziwa kukula kwa pafupifupi zasungidwa tsiku, muyenera kugwiritsa ntchito mfundo zotsatirazi:

CS = ndalama / 730 - Kd

• Uwerenge - chiwerengero operekedwa zaka 2 yapitayi tsiku phindu accrual;
• 730 - Number - masiku kalendala mu nyengo, nthawi zina 731, ngati wina ali nawo mawerengedwe a chaka adzatumpha ;
• Kd - chiwerengero cha masiku, amene si m'gulu mawerengedwe Mwachitsanzo, zogona nthawi pa odwala.

Ngati mayi woyembekezera amakhala m'madera osachepera malipiro mitengo yake anapezazo ayenera pang'ono kusintha:

D = CS × koyefishienti × SMIC Up

Umayi ndalama zochepa chifukwa lova

Ziribe kanthu mtundu wa Malipilo analandira mayi woyembekezera, kukula osachepera za "Fiat" sangathe kulipira kwa kuchuluka poyerekeza malipiro osachepera. Choncho, kuchuluka wotsikitsitsa chodalira Fiat mukhoza kuziwerenga ntchito njira:

DM = (5965 × 12/365) X Isanafike

• DM - kukula osachepera kuchipatala ndi umayi kuchoka;
• 5 965r. - malipiro osachepera mu 2015;
• Pamaso - onse mu masiku kuchipatala (Fiat).

M'pofunikanso kudziwa angati analipira umayi kusiya ulova. Mwatsoka - konse. chakuti malipiro a inshuwalansi umayi chikhalidwe imene Fund pamaziko a amachotsera kumana ndi abwana ake ku malipiro a Moms m'tsogolo. Choncho, palibe amachotsera - palibe phindu umayi.

ena mokoma

Monga inu kale, chiphunzitso cha umayi kusiya ndi mawerengedwe zolondola phindu - zovuta, makamaka chifukwa chakuti pali ena mokoma:

• Ngati mkazi kwa zaka zoposa ziwiri isanafike nthawi ya kupita pa umayi tchuthi, ntchito (mwalamulo) mabwana awiri kapena kuposa, ndi mawerengedwe a phindu kwa mimba ndi kubereka mwana amapangidwa ndi aliyense wa iwo payekhapayekha mzake;
• ngati pa nthawi ya kalembera wa malipirowo muli kale pa kusiya wosamalira kuyenda kwa zaka 1.5 kapena 3 (ku lamulo wina ndi mzake), mukhoza mmalo limodzi kapena onse a chaka ntchito mawerengedwe a phindu pa yapita (pamaso woyamba lamulo) .

malipiro Childcare wa zaka 1.5

Tsopano tiyeni tikambirane za mmene lolipiridwa ndi lamulo, kapena kani, kusiya kusamalira kuyenda ndi zaka 1.5 zaka. Mtundu wa phindu wapemphedwa kuti amayi onse (abambo) kaya ntchito boma. Kukula kwa phindu ndi 40% ya ndalama zambiri, koma sangakhale zosakwana 2718 rubles kwa kubadwa kwa mwana wa 1, 5436 rubles kwa ana chachiwiri ndi wotsatira.

Titsate ana osaposa zaka 3 zakubadwa

Umayi kuchoka zaka 3 ndipo kumaphatikizapo kupereka phindu ndalama, koma kukula n'chochepa kwambiri kuposa anthu onse m'mbuyomu. gawo ili linaperekedwa pa malo a ntchito a kholo limodzi ndi amadalira kukhalapo (ndi kuchuluka) wa ana ena pa banja, komanso malipiro ambiri m'deralo.

Choncho, kuchuluka analipira umayi kusiya ana kwa zaka 3? Poyamba, kuchuluka ndi makumi asanu okha (50) pamwezi. Ndiponso, ndi kuchulukitsa ndi "Chinthu dera" - ndi chizindikiro cha anthu a m'dera lililonse, amene angapezeke mwa kuchezera maboma a m'mayikowo. Chinthu ichi kungakhale ndithu mkulu. Ndiyeno paltry 50 p. kukhala chogwirika kwambiri 2000 r Mukhoza. Mwachitsanzo, mu Moscow.