Pakati Bank processing - structural subdivisions a mabanki

Kodi munaganizapo mmene dongosolo banki? Monga ATMs ndi malo malipiro adzadziwa ndalama zingati kumeneko? Kodi mukudziwa, kumene ndi mmene anajambula? Mwa ichi chonse nawo banki Processing Center (BPC), chifukwa chotsatira mfundo zonse. ndi zimenezi mayunitsi structural a mabanki? ndi ntchito iti? Kodi ntchito? Amene ntchito imeneyi? Kodi pali zone chiopsezo? Kodi lalikulu mayunitsi wa mtundu uwu?

Chifukwa zifunika banki pakati processing?

Choyamba, tiyeni kumvetsa nkhani imeneyi. Pamene anthu kulankhula za pakati processing banki, ndi ovomerezeka kutanthauza ena malipiro kachitidwe wapadera processing mphamvu yomwe ndi Nawonso achichepere zilipo gulu (anthu) ndi makompyuta (ATMs), zomwe angagwiritse ntchito maluso ake. Iwo amapereka zopempha chilolezo, komanso kukhazikitsa ndikupeleka.

Bank malo processing mbiri deta za amene, kumene adasandutsa ena malipiro, amene anafunsa achire ndalama pa ATMs ndi zinthu zina (monga processing zambiri za malire a nkhani ndi kutumiza zopempha chilolezo pamene banki opereka alibe Nawonso achichepere yake Mwaichi ). Monga mukuonera, ambiri a ntchito. Koma si onse "ofanana". mabungwe Large zambiri ndi zazikulu malo processing amene akuchitapo kanthu loyang'anira zina, mayunitsi ang'onoang'ono.

Kodi malo?

ntchito mode angakhale mitundu iwiri:

1. Ntchito mwachindunji ndi pakati processing wa banki "wake". Pankhaniyi kumatanthauza kuti munthu ndi khadi lake pulasitiki zimapita kwa ATM a pochimanga. Pamene akulowa akudzizindikiritsa zambiri, imafalikira mwachindunji issuer lapansi. Kwinakwake pa makina kutali amapezeka makadi processing, ndi munthu anabwerera ku mfundo anapempha. Tiyeni tinene ndalama zingati iye. Ngati inu kuitanitsa ndalama, ndi ATM adzayang'anitsitsa deta ndi kunena kuti pali ndalama kwambiri. Pamene inu kuitanitsa chipangizo bwino adzakhala kuwerenga pansi ndi kupereka deta. Mu nkhani iyi, ATM adzatumiza mudziwe kuti pakati processing, iye wapereka amenewa ndi amene munthu wina ndalama. Ndithudi, palinso kumalumikiza, koma zambiri chiwembu ukugwira ntchito bwino.
2. Mogwirizana kudzera m'khalapakati. Pankhaniyi, pakati processing akutumiza pempho ku banki kuti chikalata khadi. Ngati zonse zitayenda bwino, yankho amabwereranso kuti malipirowo angathe kuchitidwa. Komanso, pali ntchito Nawonso achichepere, izo facilitates malipiro pakati pa magombe osiyana.

Kupeza ntchito zina kunja kwa mautumiki banki

Pamene banki ali BPC yake - ndi chinthu chimodzi. Makamaka mu nkhani iyi, ife anayang'ana pa apamwamba pang'ono. Tsopano tiyeni kulabadira kulanda ntchito zina zonse za bungwe (monga patchedwa kupeza ntchito zina kunja kwa mautumiki banki). Choncho zambiri kuchita mabungwe ang'onoang'ono, amene ntchito zochepa. Otchedwa BOC (kapena PC) Kodi amangosankha kuyambira JSC "banki Processing Center" kuti "kubera kamodzi kapena kawiri." Zofunika mu nkhani iyi ndi liwiro kuphedwa kwa udindo wake, komanso chitetezo cha deta kuti kukonzedwa.

mbali zina

Pa wagawo mwina mlandu ndi udindo zina: apereke makadi watsopano mabizinesi ndi personalization wotsatira - kodi si zachilendo. Processing pakati - ndi pachimake luso dongosolo malipiro. Mozama mu mapangidwe wankhanza kwambiri. Zimenezi n'zosadabwitsa, chifukwa pakati chofunika zimatsimikizira kuti njira zenizeni nthawi otaya ndi nkhani yaikulu. Choncho, kompyuta mphamvu ya pakati processing komanso pali zingapo zofunika kuyeza. Iye adzakonza ndi deta pa midzi, ndondomeko wotuluka processing - ndipo izo zangokhala maola onse ochepa.

M'pofunika pakati processing chiyani?

Conventionally, pali mfundo ziwiri:

1. Kompyuta mphamvu ya kukula kwambiri. Takambirana kale pamwambapa.
2. Bwino anayamba zomangamanga kulankhulana. BPC ali ndi ntchito imodzi ndi malo ena ake apadera kuti ali patali. Zikuonekeratu kuti ntchito zothandiza amafuna mkulu-ntchito deta maukonde. kufunika kwambiri kotero kuti iwo ngakhale amatchedwa zinthu mkati mwa machitidwe malipiro, popanda zomwe sangaonekerenso.

Kuchita ntchito zofunika omwe amaperekedwa ndi ntchito ntchito malo aya banki a. Iwo amapereka nzika za malipiro machitidwe kupeza Intaneti yomwe deta imafalikira. Paphewa apuma chimodzimodzi ndi kusamalira za palibe amene angathe kulumikiza iwo zolinga oletsedwa. Ntchito yawo ndi kupereka mizere kulankhulana mkulu-liwiro amalola kukhala ndi pakati processing banki.

Malo (ATMs) kudziŵa mofulumira. Mwa mfundo ano, kuchedwa ndi ang'ono: pangakhale nkhani ya masekondi. Zimenezi n'zosadabwitsa, popeza mbali ya ATM ndi kasitomala komanso malamulo okhwima okhudza. The osachiritsika sangathe pokonza pempho masekondi oposa 30. Koma ichi, monga kale olembedwa, pang'ono chakale lingaliro.

malo Hrs

Mu Belarus, maukonde a mabanki ndi makampani akuluakulu anakhazikitsa JSC "banki Processing Center". Minsk - mzinda womwe ofesi mutu ili. Izi zikutanthauza kuti deta adzakhala kukonzedwa mu likulu masekondi angapo. Izi zidalira pa mtunda dera. Ndipo ali nthambi za JSC "banki Processing Center". Grodno - mzinda umene pali mmodzi wa iwo. Choncho, zopempha pano osiyanasiyana kukonzedwa mwamsanga ndithu.

Lakamba zambiri ndipo amalowa mapangano atsopano ndi zazikulu zosiyana mabanki JSC "banki Processing Center". Gomel (mzinda) watsegula zitseko za nthambi yatsopano. Pano mukhoza kupanga cashless khadi dongosolo "BelCard".

Monga zinadziwika m'mizinda yambiri chinatseguka nthambi za JSC "banki Processing Center". Brest anali nazonso. PC mudzapeza mu mzinda muno, pa: Brest, St. Molodogvardeyskaya, 3, Bldg. 3.

Nthawi zonse imalengeza zosiyanasiyana luso, kupewa, chifukwa chimene malo si ntchito, "banki Processing Center". Mogilev, theka la anthu amene ali makasitomala PC, kuletsa Pokwelera May 21 7 m'mawa.

chiphatsocho ndi

Kuonetsetsa kuti pakati processing akhoza qualitatively ntchito zonse anatumizidwa kuti upite kupyolera kayendetsedwe amene amayendetsa ambiri zina zabwino. Mwalamulo iwo akhazikitsidwa m'mayiko ambiri, monga ulamuliro, pa zaka 15 zapitazi. Kupelekedwa onse mabungwe PSP / IPSP chiphatso. mtengo awo, komanso mipata kuti ndi amene amapereka limati osiyana amasiyana lililonse dziko. Koma ngati zambiri, tikhoza kunena kuti ziphatso alola makampani ena, malinga ndi mapangano ndi mabanki kuti ntchito ndi Visa ndi MasterCard, kuyambitsa ndondomeko ya kusayembekeza ndalama pa nkhani imodzi accrue ku tsogolo la ena.

zolembedwa zina

Kuwonjezera ziphatso pamwambapa anati, palinso zolimbana zolembedwa makampani kuti akhoza chimatanthauza malamulo wamba chinkhoswe pa dziko msika wa ndalama khadi. Izi limanena za mabungwe ndaitchula Visa ndi MasterCard. Monga mwachitsanzo, zolembedwa loyamba Khadi Kuvomereza ndi Chargeback Management zinalembedwa. Mwa njira, monga msika chitukuko cha malipiro a pakompyuta wakhala chizolowezi kuti lalikulu machitidwe processing atumikira monga maziko kulenga anu. Koma ambirimbiri magulu a mtundu uwu ntchito nzeru m'dera lina. Ndi onse mphamvu ndi zofooka zawo: alibe umwini ndalama.

Kodi ndi mitundu iti ya kachitidwe ntchito BPC?

Conventionally, iwo akhoza kugawidwa mu mitundu zotsatirazi:

1. White lolunjika pa mogwirizana ndi makampani kuti misonkho onse m'madera awo. Iwo ali ngati kuti ndi ngozi yochepa ya mavuto. Koma, tsoka, ntchito yawo kwambiri kumva ndi msonkho waukulu kuti amalenga mavuto ena pamene mpikisano mfundo ziwiri.
2. Kuti monga imvi HRC, omwe mayina a zikawonongeka kapena otsika m'madera msonkho. Childs, makampani mophiphiritsa si wosiyana kwambiri ndi azungu. Koma iwo atha kupeza ndalama zambiri kudzera chobwezera cha kuchuluka wamng'ono, komanso wokonzeka ntchito chilichonse: asatayike, malo wamkulu, malonda pafupi kumbali - ziri zonse za iwo. Yekha Mbali - kusafuna kwawo ntchito ndi makasitomala, "amene anabwera ku msewu." Choncho m'pofunika kugwirizana ojambula munthu, mbiri, ndi zina kuyang'ana ndi guarantor.
3. Black chinkhoswe mu kulipidwa. Ngakhale anthu amene khalidwe poyera oletsedwa. Pa zifukwa zina, izi sizingatheke popanda ndalama ku banki lidzatsegulidwa, kotero iwo ntchito mu tandem. Mwachitsanzo, zikawonongeka kapena yonyansa Chinese mabanki. Chifukwa cha liwiro lalikulu, komanso ngozi yaikulu nyumba otere kobvuta kwambiri, ndi kupeza mwiniwake wa ndalama chimadalira zovuta (koma sizikutanthauza kuti n'zosatheka). Kuwonjezera Kuvuta kulankhulana, palinso chiopsezo kwambiri kuti akhoza nthawi iliyonse kutseka, ndiyeno ndalama zonsezo kuti chinali sadzakhalaponso.

Pa gawo Russian a banki,

Ambiri mwa mabungwe ndalama kuti apereke makadi awo pulasitiki, komanso ndi PC osiyana. Pankhaniyi iwo akhale ngati structural unit wa mabanki kudzera amene mawerengedwe a ikuchitika pakati pa ophunzira mu dongosolo. Iwo amapereka ntchito mkati processing. BPC, amene ntchito pa gawo la Chitaganya cha Russia, ali kunatanthauzanso kuti chiphatso ndi FSB, amene kuyan'ana kubisa zambiri.

Pomaliza

Monga mukuonera, gombe pakati processing - mbali yofunika ya dongosolo banki a. Kuwonjezera kuchita ntchito zake zazikulu, iwo apatsidwa ndi chiwerengero cha ntchito zina. Iwo kuyan'ana mkhalidwe wa ATM. Ndipo ngati zida akutumiza mbendera kuti akayakaya, monga mng'alu, deta kukonzedwa ndi kunditumiza ku msonkhano chitetezo.