Mphatso za ndalama Bank of Russia - kudalirika kwa talonjezedwa

Ngati mukufuna kupulumutsa, kudziunjikira ndi kuchulukitsa ndalama zawo zochuluka, lotseguka chopereka kwa Bank ndalama. Mosakayikira, lalikulu banki wopulumuka ndi chitsimikizo cha kudalirika. Koma ndalama kwambiri komabe sukhala ntchito, chifukwa chiwongola dzanja pa madipoziti, mwatsoka, poyerekeza mlingo wa kufufuma.

Sberbank akutsegula madipoziti mu rubles, mayuro ndi madola US. Komanso, n'zotheka kutsegula akaunti mu Swiss Franc, chabwino ndi yen Japanese. Iwe ukhoza kutsegula Mipikisano athandizira, imene mukhoza kupeza pa kusinthasintha ndalama (kuwonjezera chiwongola dzanja).

Kodi chopereka kwa Bank ndalama za yopindulitsa kwambiri? Kodi umafuna osiyana? Kuyamba, taganizirani tebulo ndi mndandanda wa madipoziti banki, mitengo chidwi amapatsidwa nkhani ruble.

Tiyeni tiyambe ndi choona kuti kopindulitsa kwambiri mphatso za ndalama Bank wa - gawo "Kumwamba". chidwi adalira accrued osati capitalized pa lotha. Izo sizingakhoze kudzadza ndi kuchotsedwa asanakalambe. Koma mlingo wake chidwi ndi yayikulu.

Mwachitsanzo, akaika 100 zikwi rubles chaka chimodzi, mudzalandira ndalama za 7.200 rubles. Pakuika rubles 500 zikwi kwa chaka chimodzi, mudzalandira 36.500 rubles. Chabwino, ngati muli 1 miliyoni. Rubles, ndipo inu mukhoza kuika kwa zaka 2, ndiye malipiro anu adzakhala 145 zikwi rubles.

"Yoloŵetsapo" gawo lakonzedwa kwa iwo ofuna osati kubwezeretsanso anu nkhani, komanso kuti ndizikonda analandira kwa izo.

Gawo mu Bank ndalama "amapulumutsa" - chidwi ndi kuchita masamu pa mwezi, palibe kuthekera kwa kubwezeretsa. The chiwongola dzanja zimadalira nthawi imene muli nkhani. Yaitali, chidwi kwambiri. Accrued chidwi mungasinthe akaunti yanu zonse kapena ngongole. Ngati simukufuna kugwiritsa ntchito peresenti, ndiye iwo adzakhala basi zidzawonjezedwa kwa ndalama (capitalized) zomwe zingawonjezere mumapeza.

A gawo mu "recharge" Bank ndalama amalola osati kupanga phindu, komanso kudziunjikira yabwino kuchuluka. Kukula osachepera kutsegula ndi kubwezeretsa ndi 1,000 rubles. Mlingo wa chidwi, komanso mitundu ina, malingana ndi mawu. Mlingo osachepera adzakhala gawo la, lotseguka kwa miyezi 3, pazipita - zaka 3. Chidwi mwezi, mukhoza kuwombera, ndipo mukhoza kupezerapo mwayi pa. Zoperekedwa mobwerezabwereza basi chifukwa prolongation (kutambasuka kwa liwu lina).

Pali wapadera penshioni mphatso za ndalama Bank okalamba - "penshioni Plus". Kuyenera kunditumiza ku malipiro penshioni, umene mlandu chidwi pa maziko kamodzi miyezi itatu iliyonse mlingo wa pachaka wa 3.5%. Ntchito njira mwamtheradi momasuka accrued chidwi akhoza kuchotsedwa kapena kumanzere m'nkhaniyi.

Pali mwayi pa nkhani imeneyi kulipira mtchalitchi. Chifukwa chaichi, ndi okwanira kuti apereke dongosolo malipiro kamodzi analibe ngakhale kukaona banki.

Koma tisaiwale kuti zopereka "kusamalira", "Khalani" ndi "recharge" kulibe online, ndi chiwongola dzanja Pankhaniyi zimaperekedwa yabwino kwambiri.