NdalamaNdalama

Cash ngongole ku Uralsib bank: "Kwa iwe mwini" ngongole, ndalama popanda chikole, kusintha zinthu

Kufunanso kumapereka chakudya - ichi ndi choonadi, kutsimikiziridwa ndi nthawi ndi zenizeni zamakono. Masiku ano, pafupifupi aliyense ndi kasitomala wa mabungwe ochuluka kwambiri. Bank Uralsib ndi imodzi mwa mabanki odalirika komanso opindulitsa pa mgwirizano osati kungongolaka. Amagwira bwino ntchito yomanga mapulani ndi mabungwe ambiri a boma komanso apadera. Kusamalira makasitomala awo, bungwe la zachuma limeneli limapereka mwapadera, malo abwino kwambiri a ngongole.

Ndipo omwe ali kale kasitomala ku banki Uralsib, ngongole "Kwawo" Zidzakhala zopindulitsa kwambiri komanso zophweka.

Zopereka za ngongole

Malingana ndi chiwerengero cha deta, mtundu wotchuka kwambiri wa ngongole lero ndi ndalama za ngongole zomwe ogula aliyense amafunikira. Kufunidwa kumagwiritsidwa ntchito ndi mapulogalamu monga kubwereketsa ngongole, magalimoto ndi zogulitsa. Otsatira akupezeka kuti ali ndi mapepala apulasitiki (ngongole yopanda ndalama amafunika ndi ambiri).

Bank Uralsib imapereka makasitomala omwe angathe kukhala nawo komanso omwe amagwirizana kale ndi mabanki, mndandanda wapadera wogulitsa ndi ngongole.

Ndizomveka kunena kuti ngongole iliyonse yochokera ku Uralsib Bank imakhala ndi chiwongoladzanja chokwera ndi chidwi cha munthu aliyense payekha.

Kuthamanga kwa chiwongoladzanja cha chiwongoladzanja pazinthuzi kumayamba kuchokera kuzing'ono zochepa - kuyambira 10,75% pachaka (kwa ngongole ya ngongole). Mtengo umadalira pulogalamu ya ngongole ndipo amasankhidwa kwa aliyense kasitomala payekha pambuyo polemba ntchito ndikuyang'ana ndi banki.

Pa ngongole yabwino komanso yopindulitsa ya ogulitsa nsomba ya banki "Uralsib" Tidzakambirana zambiri.

Malangizo "Kwa Anu"

Aliyense angathe kubwereka ndalama pazinthu zosiyanasiyana ku Uralsib Bank, koma ndizifukwa zina. Kotero, banki imapereka mwayi kwa makasitomala awo mu polojekiti ya malipiro kapena omwe agwiritsira kale ntchito chithandizo cha ngongole pano ndipo adalandira mwayi wapadera woti agwiritse ntchito pulojekiti yoyenera.

Ngongole "Kwa Omwe" mu "Uralsib" imakhala ndi chiwongoladzanja chokwera kwambiri pakati pa zopereka zomwezo. Zidzakhala kuchokera 13.9% pachaka. Komanso, ogula omwe amalandira malipiro awo pa pulasitiki kuchokera ku Uralsib Bank safunikira kupereka mapepala athunthu pokongoza ngongole, ndipo ndalama za ngongole zikhoza kukwezedwa ku rubles 1,500,000.

Potero, kwa makasitomala osatha ndi / kapena olemba malipiro a Uralsib Bank, ngongole "Yokha" ili yopindulitsa motere:

  • Kuchuluka kwa chiwongoladzanja;
  • Kulingalira kophweka ndi zolemba zochepa;
  • Mpata wolandira ndalama zambiri mpaka rubles milioni imodzi ndi theka popanda chikole ndi chitsimikizo.

Ngongole za ndalama

Kwa iwo omwe sali ovomerezeka ku bungwe la Uralsib, banki ikupereka mapulogalamu osankha, omwe angakhale opindulitsa pazinthu zosiyanasiyana. Anayamba kukonza mapulogalamu pazinthu zosiyanasiyana komanso magulu osiyanasiyana a anthu.

Choncho, ngongole zogulira ogula ntchito ku "Uralsib" zowonjezera zimatha kuperekedwa ndi ogwira ntchito mabungwe a bajeti. Chiŵerengero cha chiwongoladzanja pankhaniyi chidzakhala kuchokera 15% pachaka, ndipo ngongole siipereka ndalama zothandizira. Kuganizira sikungotenga tsiku limodzi, ndalama zomwe zingaperekedwe zingathe kufika pa 1 million ruble.

Ku Uralsib banki, ngongole ya ndalama ingapezeke popanda chitetezo pa mlingo wa 15% pa chaka. Ngati mukumvera zofunikira zonse za banki kwa wobwereka, pempholo lingaperekedwe kudzera mu utumiki wapadera pa intaneti komwe mungadziwe kuchuluka kwake kwa ngongole ndikuwerengera malipiro a mwezi uliwonse popanda kuchoka kwanu kumalo abwino.

Malipiro a ngongole, malinga ndi mgwirizano wa ngongole wa Uralsib, ndizovomerezeka mwezi ndi mwezi, zomwe ndizofanana, zosasinthidwa nthawi yonse ya malipiro.

Ndikofunika kukumbukira kuti mlingo wa ngongole siunakhazikitsidwe ndipo umasiyana malinga ndi zikhalidwe zina. Zimakonzedwa kwa aliyense kasitomala payekha.

Kudziwa zambiri za ngongole pamalopo pulogalamu ya ngongole ikuwoneka motere:

Pulogalamu yachitsulo Chiwerengero choperekedwa Nthawi yonse ya ngongole Inshuwalansi Chiwongola dzanja cha ngongole (% pa chaka)
Ndalama "Kwa Anu" ku Uralsib Bank Mpaka ma ruble 1 500,000 Kuyambira miyezi 13 mpaka 84 Ngati mukufuna Kuyambira 13.9 mpaka 18.2%
Ngongole popanda ndalama Mpaka ma ruble 1,000,000 Kuyambira miyezi 13 mpaka 84 Ngati mukufuna 15-25%

Zomwe zimapereka ngongole phindu

Uralsib imabwereketsa ngongole za ndalama m'mapulogalamu osiyanasiyana okha kwa anthu ogwira ntchito a Russian Federation omwe ali ndi zaka 23. Pali mapepala ena omwe ayenera kuperekedwa ku banki atavomerezedwa ndi pempholi polembetsa mgwirizano wa ngongole ndikulembera ngongole:

  • Pasipoti ya Russian Federation;
  • Chikho cha masamba onse a bukhu la ntchito ndi sitampu yovomerezedwa ndi abwana;
  • Chidziwitso chosonyeza kuchuluka kwa ndalama - chingakhale chikalata chachiwiri cha msonkho waumwini, mapepala apadera monga mabanki kapena kuchotsa ku akaunti ya malipiro;
  • Mapepala a ziphatso za umwini wa galimoto kapena katundu uliwonse (pomupempha kwa banki).

Kutsiliza

Bank Uralsib akhala akupereka ngongole kwa anthu ambiri. Mapulogalamu ambiri apangidwa kuti akwaniritse zosowa za nzika zokhudzana ndi ngongole. Bungwe la zachuma ichi ndi mnzanu wodalirika. Kwa enieni komanso ogwira ntchito, akupereka zowonjezereka komanso zokondweretsa zokambirana.

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