Chinawathandiza kumvetsa n'chakuti FFOMS, ntchito yaikulu ndi ntchito za thumba, bajeti bungwe la

Federal Yokakamiza Medical Insurance Fund (hereinafter FFOMS kapena Fund) - ndi thumba boma kukhazikitsa ndalama chisamaliro thanzi la anthu Akuluakulu a ku Russia. The Fund ndi sanali bajeti, ndiye pali ndalama ndalama kuoneka osati chifukwa cha ndalama boma ndi kwa ndalama analandira kuchokera inshuwalansi (anthu ndi mabungwe alamulo). FFOMS ndi gulu sanali phindu, kosamalira chuma ndi ngongole, ali yake bwino pepala ndi malo.

chinawathandiza kumvetsa n'chakuti FFOMS

Taganizirani liwu lililonse la mutu. Kodi zikutanthauza ndipo n'chifukwa chiyani kusankha izo?

• Federal. The Fund ndi centralized pa mlingo boma, ali ndi maudindo ake dera aliyense phunziro la Chitaganya cha Russia, ndi zapansi zinthu zake ali ndi Malamulo feduro.
• Foundation. Izi sanali phindu bungwe ndi bajeti zake, anafuna kuti umoyo-chikhalidwe cholinga makamaka - kupereka khalidwe ufulu chithandizo kwa anthu.
• Mokakamizidwa. Mawu amenewa amatanthauzanso kuti nzika zonse za boma latsopano la Russia ayenera inshuwaransi tsiku ndi kuvomerezedwa. Malinga Constituion, nzika iliyonse ali ndi ufulu kulandira kuchokera chisamaliro boma ufulu mankhwala, ndiponso kulinganiza bwino, munthu ayenera amalipira ndalama za inshuwalansi (paokha kapena kudzera bwana) kwa Fund, amene ndiye iwo udzakhala.
• Medical. Cholinga chachikulu cha Foundation - zaumoyo, womwe ndi makonzedwe a thandizo kwa anthu amene ali ndi matenda alipo.
• Inshuwalansi. Mtundu wapadera ubale chuma boma limene nzika deducted ena inshuwalansi premiums, ali anapeza malo amodzi ndipo ngati n'koyenera amapatsidwa ku nzika ndalama inshuwaransi kapena ntchito inshuwalansi.

Choncho, decoding FFOMS si vuto - zokwanira kukhala ndi chithunzithunzi za mawu ntchito latsopano la Russia udindo mabungwe zofunika.

lamulo boma

Ntchitoyi Fund ali motsatira malamulo Russian pa mlingo boma ndi dera. The zikalata waukulu umene ukugwira ntchito thupi chachikulu ndi magulu ake Kupititsa ndi:

1. RF Constitution.
2. FZ anailemba 29.11.10 "Pa Kuvomerezedwa Medical Insurance latsopano la Russia".
3. Foundation hayala.
4. BC lamulo "Pa dongosolo la ndalama la inshuwalansi mokakamizidwa" chaka chilichonse.
5. RF Bajeti Code.
6. Other Zokonza Machitidwe la Russia.

Fund ntchito

Kuweta ntchito FFOMS - izi ndi ntchito kuti amachita kukwaniritsa cholinga chachikulu cha chilengedwe chake - kuonetsetsa ndalama za umoyo kwa anthu. Iwo anakonza Para. 8 Ch. 6 wa Act Insurance ndi boma kuti FFOMS:

1. Nawo mu chitukuko cha makonzedwe waukulu ufulu chithandizo pulogalamu.
2. Iwo amasonkhana ndi amalowerera ndalama pa mwambowu.
3. Iwo aligns zikhalidwe kuonetsetsa ndalama kwa matupi malo.
4. Imayang'anira ntchito ya matupi Kupititsa ndi ntchito akulimbana ndalama pansi mwambowu.
5. Iwo oyang'anira kugwilizana ndi zikhalidwe za mabungwe inshuwalansi ndalama ntchito mwa dongosolo ndi zopereka zawo kuvomerezedwa.
6. Iwo ali ndi ufulu mlandu ndi kusonkhanitsa kwa inshuwalansi (anthu ndi mabungwe) arrears, ndalama ndi zilango, amene akuuzidwa kuti makonzedwe a chithandizo cha anthu ulova.
7. Amaziyang'anira mfundo zake, anapereka mawonekedwe ake Mzimuyo chithandizo kulongosola nkhani zokhudza malamulo, mitundu, zikalata ndipo apereke malangizo zofunika mu chimango cha mphamvu zawo.
8. Pitirizani yunifolomu m'kaundula wa mabungwe zikugwira ntchito zaumoyo ndi inshuwalansi, khalidwe la rosters wa akatswiri anthu inshuwaransi.
9. Amagwira ntchito zina mwa mphamvu zawo.

mfundo MHI

Nkhani yaikulu, umene amapereka Fund inshuwalansi lamulo zachipatala ndi zimene nzika ya la Russia adzakhala ndi ufulu kulandira ufulu woyenera chithandizo Ndi lamulo.

mfundo lilipo ku dera matupi FFOMS kapena mabungwe malonda, amene Fund wapereka udindo wake kuti apereke malamulo (inshuwalansi makampani).

Akaonekere kwa thupi Kupititsa wa HIF (kapena mabungwe amene anali opatsirana ulamuliro zofunika inshuwalansi) chofunika chokha pasipoti, pamene ntchito kwa ndondomeko pa mwana ayenera kuperekedwa ndi umboni wa kubadwa kwake. Pambuyo polandirira msonkho ndodo apereke kalata zosakhalitsa (zomveka kwa mwezi 1), imene imathandiza kuti muzigwiritsa ntchito zonse pansi mfundo mpaka chiphaso ake enieni.

Kodi m'gulu bajeti Fund ndi

Pofuna kudziŵa chimene chimapanga bajeti Fund, ndi zofunika kukumbukira, kodi achidule mawu olembedwa. FFOMS amalandira ndalama kuchokera otchedwa zopereka chikhalidwe, omwe amalipidwa ku thumba la ndalama za penshoni mpaka 22% mu 2014 (ndi kuchuluka pachaka malipiro mkati 624 zikwi rubles). FFOMS msonkho mwa ndalamazo 5.1%. Ngati ndalama pachaka kuposa Uwerenge 624 000 rubles, malipiro ndi limanena wotsatira ku Fund ndi penshioni ndi 10%, ndipo% 3,7 okha deducted mu FFOMS.

Komanso pali magawo ena a mabungwe omwe anakhazikitsa mitengo apansi premiums inshuwalansi.

The msonkho linaperekedwa mu thumba penshioni miyezi itatu iliyonse kapena mwezi malingana ndi mawonekedwe ndi gulu la dongosolo msonkho (UTII kapena Chosavuta misonkho).

Pomaliza

Choncho, decoding FFOMS ndithu lomwenso ndi bwino kwa nzika zonse za Russia, chifukwa tonse kuyatsa mfundo MHI kwa chithandizo ndi kulipira misonkho kubwezeretsanso bajeti ya Fund.