Kodi kutenga ngongole Bank ndalama, motero kulipira banki?

Chaka chilichonse makhadi mu Russia akukhala ndi wotchuka kwambiri, chifukwa nthawi zina ngati kuti palibe ndalama. Ndiyeno pamaso panu pali funso: " Kodi ndingafike ngongole Sberbank khadi?" M'nkhani limeneli muphunzira njira zonse za kupeza ngati khadi, komanso momwe ntchito.

Kodi kutenga ngongole ya Bank ndalama?

Ndinu mwayi ngati mutapeza penshioni ndi malipiro pa khadi ndalama Bank, kuyambira ndondomeko kupeza mosavuta inu. Ngati inu ntchito kapena kulandira ndalama za penshoni ya miyezi oposa 3, ndiye inu kale malire chisanadze naye. Mukhoza mapu yomweyo yomweyo kapena kulamula golide ndi kutenga masiku 3-5. Kusiyana makadi awa ali kuti pa nthawi mapu 19% pa annum, ndi golide - 17,9%. Komanso golide khadi dzina. Monga mwa nthawi, ndipo pa Khadi Gold M'chaka choyamba palibe zingati pachaka.

Komanso, ngati inu munayamba anatengedwa ngongole kwa Sberbank, ndiye inunso ayenera kukhala chisanadze ovomerezeka malire.

Kodi kutenga ngongole ya Bank ndalama mu nkhani zina?

Muyenera ntchito miyezi 6 pa malo atsopano a ntchito, kupereka maumboni 2-DZENJE kapena lembani mawonekedwe banki ndi Mlengi amene ali ndi buku ntchito. Kenako, Woyang'anira akulowa pempho, pasanathe masiku 2 underwriter ake tikambirana ndi kusankha opereka khadi, komanso malire ngongole. Mukayandikira khadi, pa mau, iwo udzakhala msonkhano wa pachaka. Ngati golide khadi - 3000 rubles chaka, ngati tingachipeze powerenga - rubles 750.

Ngati mukufuna kutsindika udindo wanu, ndiye pamaso panu funso ndi lakuti: "Kodi kutenga American Express Platinum ngongole" khadi Izi zikhoza kugulidwa kukachitika kuti pa miyezi 6, inflow ndalama ku nkhani ya Bank ndalama anakwana zosachepera mln 3. Opaka., The utali wonse wa utumiki ayenera kukhala osachepera 1 chaka mu zaka otsiriza 5. Ntchito mu ntchito panopa muyenera miyezi 6. Koma khadili adzakupatsani inu zambiri ubwino inu kutsegula VIP-maholo a ndege wotchuka kwambiri, kudzakhala mitengo wapadera pa matikiti, phindu lina mu mahotela pa 1000 padziko lonse, kuchotsera chachikulu pamene lendi galimoto ku makampani otchuka ndi maudindo ena ambiri. khadili ali pachaka yokonza mtengo wa 10 000 17 000 rubles pa chaka, pamene chiwongola dzanja pa zidzakhala 17%.

Kodi kugwiritsa ntchito khadi la ngongole?

makhadi kwa Sberbank ndi nthawi chisomo, ndipo masiku 50. Nthawi imeneyi muyenera kulipira ngongole. Pasanathe masiku 50, mukhoza kulipira zonse kugula si ndalama khadi, koma ngati mukufuna kutapa ndalama, ndiye inu nthawi yomweyo kuchotsa 3% ndalama, ndi nthawi chisomo inu simusowa kuti amachita. E. Kodi yomweyo accrue. Ngati izi ndi khadi, tsiku nyengo malipoti akusonyeza pa Pin envelopu, ngati khadi iyi pokha ndi tsiku issuance a khadi. Pakuti ngongole mudzakhala olumikizidwa kwa utumiki "Mobile banki", umene mukumbuke nthawi komanso mmene muli kubweza. Mukalephera abwezere osachepera alipire ndalama - 5% ya ndalama mwakhama.

Kotero, ife anayankha funso la momwe kupeza ngongole ndalama Bank, komanso mmene angadzigwiritsire ntchito izo ndi samapereka chilichonse. Tsopano kupita ku banki ndi kuyitanitsa khadi, chifukwa ichi "yopuma chikwama" konse ukuwawa!