Monga pawnshop amaweruza katundu ndi kuti n'zotheka anagona: yophunzitsa kuti borrowers kuthekera

zochitika moyo osiyana - okoma ndi si choncho. Ambiri a iwo ndi ofanana ndi Zinkafunikiradi ndalama: chifukwa mphatso kapena opareshoni kugula chilichonse pa zinthu zabwino kwambiri kapena kumawononga anavutika ngozi zikuchitika ndi vuto lanu. Kumene, inu nthawi zonse kupita ku banki, titatha anasonkhanitsa zikalata zofunikira. Koma zoyenera kuchita ngati nkhaniyi ikupitiriza miniti nthawi kapena mbiri ngongole kuti aonongeka (ndi iyi ndi mbali yofunika kwambiri kwa magombe)? Amathandiza bungwe la ngongole, ngongole wotetezedwa ndi chuma chamtengo wapatali - ndi pawnshop. Kodi kuyamikira zinthu mabungwe amenewa ndi zimene china chimene muyenera kudziwa mokoma wobwereka kuthekera? Ife kulankhula za izi mtsogolo.

Kaya m'pofunika kutsatira chuma cha?

Nthawi zambiri anthu amanena kuti pawnshops okondera. Koma izi ndi nkhambakamwa chabe stereotype a. Njira pawnshops amayang'anitsitsa zinthu ndi mmene mofulumira kupanga ngongole ambiri ku Russia kuonanso chitukuko cha mavuto azachuma, omwe amakakamizidwa ambiri kuyang'ana kwa ndalama "mwamphamvu". Usachite mantha kuti Kudandaula pawnshop, inu mudzasokoneza mbiri yanu kapena kukhala kapolo wa chinyengo. Sankhani gulu odalirika ndi chokuchitikirani olimba ntchito, yembekezerani:

• mofulumira processing ntchito (zimenezo kwa mphindi 10);
• kulandira ndalama ngati muli ndi pasipoti, ndipo okha chuma chamtengo wapatali;
• ziyende bwino ngakhale ndi "zinawafutapo" mu mbiri ngongole (kwa pawnshops zilibe nthawi zambiri);
• kukhulupirika ndi chitetezo ina anu nthawi ngongole ya;
• mwayi popanda mavuto kuti katundu wawo kumbuyo, pansi pa zikhalidwe za ndikupeleka;
• mitengo chokwanira chidwi.

Choncho, ngati inu kuyesetsa panopa ndalama, ndipo dikirani kuti chiyanjo cha ngongole ndi banki kwa nthawi yaitali, kapena n'zosatheka mfundo kwa zifukwa zingapo, mawonekedwe kuti pawnshop ndi - ndi njira wolemekezeka mwa zinthu.

Monga pawnshop amayankha chuma?

Aliyense bungwe umenewu ndi mtengo yake mndandanda, ndi muyezo wawo. Kuwerengetsa zonse pawnshop yemwe anachitika kutenga nkhani:

• msika phindu;
• boma panopa;
• kukhalapo / pakalibe chitsimikizo;
• kutchuka kwa mtundu;
• akafuna ntchito katundu kwa nthawi ngongole.

Mwachitsanzo, ku likulu la chuma shopu Zalogator (zalogator.ru) angalandire mpaka 95% ya mtengo wa magalimoto ola limodzi ndi theka. N'zoona kuti sangathe kugwiritsa ntchito galimoto - adzakhululukidwa anasamukira ku oyimitsira za bungwe. Monga pawnshop amayankha chuma (Pankhaniyi - magalimoto), amene simuli okonzeka kusiya? Mpaka 40-50% ya mtengo msika wa galimoto udzapeza pa manja anu, ngati inu kusiya chikole yekha luso pasipoti. Komanso mu nkhani iyi, kuonjezera nthawi ya ntchito, ngongole mbiri adzatengedwa nkhani, malo kulembetsa magalimoto, etc. Mliliwu okhwima kwambiri chifukwa chakuti chuma amatenga pa chiopsezo kwambiri, akukupatsa ngongole potuluka galimoto muli.

Kodi zina akhoza kuyika mu pawnshop ndi?

• Malo ndi dziko ziwembu.
• Zodzikongoletsera - amanenera chitsanzo kulemera ndi kuchuluka ndi khalidwe la miyala yamtengo wapatali sikuphatikizidwa.
• Maola mtengo zopangidwa - mwachitsanzo, Casio, Asia, nzika, ndi ena.
• zovala akunja opangidwa ndi zikopa ndi ubweya - alandirika yekha bwino.
• Banja Appliances - nkhani pamaso / pakalibe talonjezedwa, kutchuka kwa mtunduwu, zachilendo kwa chida cha.

Zingati adzayenera overpay?

Choncho tsopano inu mukudziwa zimene i kupenda pawnshops zinthu. Mpaka kudziwa kuchuluka zimene a overpayment lapansi. Childs, chuma masitolo kwa tsiku limodzi kusungiramo ina amatenga 0.5-1% kuchuluka ngongole. Choncho m'mbuyomu mwezi "kukapanda kuleka" kuti 35%. Ngati mwa mwezi inu nthawi zonse kupereka chiwongoladzanja, koma sadzakhoza kubwerera ngongole lokha pawnshop imafika zambiri, ndi mlingo akhoza pang'ono yafupika. Kwa anthu amene anachedwa malipiro chidwi, mlingo amakhala kawiri. Ngati inu simungakhoze kulipira pa nthawi ndi pawnshop ndi chuma amazigulitsa gulu kuphimba zomvetsa awo.